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Fema / RBI

RBI Circular Notification Press Release and Instructions issued by Reserve bank of India. News and Article on provisions, Rate changes, Policy changes and FAQ

Latest Articles


Provisions Relating to Foreign Currency: Transfer of Shares & its Reporting

Fema / RBI : Learn about FC-TRS form filing, foreign investment types, RBI compliance, and penalties for delayed reporting under FEMA regulatio...

March 26, 2025 1020 Views 0 comment Print

Gold Monetisation Scheme, 2015 – FAQs

Fema / RBI : Learn about the Gold Monetisation Scheme 2025, deposit eligibility, interest rates, updated rules, and the discontinuation of Med...

March 26, 2025 5571 Views 0 comment Print

FDI vs. FPI: Key Differences and Economic Impact

Fema / RBI : Compare Foreign Direct Investment (FDI) and Foreign Portfolio Investment (FPI). Understand their differences, benefits, risks, and...

March 25, 2025 312 Views 0 comment Print

Customer Service: Fundamental Principle For Business Success

Fema / RBI : RBI highlights poor customer service in banks, citing rising complaints and regulatory violations. Urges a shift towards customer-...

March 24, 2025 393 Views 0 comment Print

Consequences of NRIs/OCIs Purchasing Agricultural Land in India: Lessons from Recent Cases

Fema / RBI : Delhi High Court upheld a significant penalty imposed by the Reserve Bank of India (RBI) under the Foreign Exchange Management Act...

March 21, 2025 636 Views 0 comment Print


Latest News


Challenges Faced By First Time Borrowers Due To CIBIL Score

Fema / RBI : Explore challenges faced by first-time borrowers and informal sector workers due to limited CIBIL scores, and measures to improve ...

February 12, 2025 447 Views 0 comment Print

FEMA Regulations Amended for Forex Violation Settlement

Fema / RBI : New FEMA rules allow settlement of foreign exchange violations with penalties up to ₹5 crore. Pending cases will follow earlier ...

February 6, 2025 186 Views 0 comment Print

US Dollar Index rose 6.5% during October 1, 2024, to January 27, 2025

Fema / RBI : Rupee hit ₹86.70/USD in January 2025, its lowest level. Factors include global economic trends, US elections, and forex reserve ...

February 6, 2025 90 Views 0 comment Print

Depreciation in Value of Indian Rupee: Impact and RBI Measures

Fema / RBI : The Indian Rupee has depreciated against the US Dollar over the past decade. The government explains causes, trade impacts, and RB...

December 11, 2024 1104 Views 0 comment Print

Steps by Indian government to Regulate Unauthorized Loan Apps in India

Fema / RBI : The Indian government takes measures to regulate digital lending platforms and protect citizens from exploitation by unauthorized ...

December 11, 2024 381 Views 0 comment Print


Latest Judiciary


Delhi HC Upholds FEMA Penalty on OCI Cardholder

Fema / RBI : Delhi High Court upholds RBI's FEMA penalty on an OCI cardholder for unauthorized agricultural land purchase in India, citing due ...

March 26, 2025 372 Views 0 comment Print

Amount transferred to statutory reserve as per RBI Act not deductible from assessable income

Fema / RBI : Present appeal has been filed by the appellant mainly contesting that whether the Tribunal was right in holding that there has bee...

November 25, 2024 762 Views 0 comment Print

Duty drawback entitled once export proceeds realised within stipulated period: Delhi HC

Fema / RBI : Delhi High Court held that petitioner is duly entitled for the grant of duty drawback since the export proceeds have been realised...

October 22, 2024 357 Views 0 comment Print

NOF Default: Delhi HC Orders RBI to Reconsider NBFC Registration Cancellation  

Fema / RBI : Delhi High Court sets aside RBI's cancellation of NBFC registration for failure to meet Rs. 200 Lakh NOF, directs fresh review of ...

October 14, 2024 537 Views 0 comment Print

RBI asks NBFCs to stick to Rs 20,000 cash loan pay-out limit

Fema / RBI : RBI directs NBFCs to adhere to a Rs 20,000 cash loan disbursement limit, aiming to regulate cash transactions and enforce complian...

May 21, 2024 1362 Views 0 comment Print


Latest Notifications


RBI Gold Monetization Scheme, 2015: MLTGD Discontinued

Fema / RBI : The Government of India has discontinued Medium and Long Term Government Deposits under the Gold Monetization Scheme from March 26...

March 26, 2025 198 Views 0 comment Print

RBI Issues Capital Adequacy Master Direction for Regional Rural Banks

Fema / RBI : RBI releases Master Direction on Capital Adequacy for RRBs, outlining prudential norms, risk weights, and reporting requirements e...

March 25, 2025 246 Views 0 comment Print

RBI (Priority Sector Lending – Targets and Classification) Directions, 2025

Fema / RBI : RBI updates Priority Sector Lending (PSL) guidelines, effective April 1, 2025, replacing 2020 norms. New targets and classificatio...

March 25, 2025 447 Views 0 comment Print

RBI Updates on Priority Sector Lending Certificates

Fema / RBI : RBI modifies Priority Sector Lending Certificates (PSLC) criteria for loans to small/marginal farmers, impacting PSL sub-targets a...

March 25, 2025 75 Views 0 comment Print

RBI Revises Priority Sector Lending Target for UCBs

Fema / RBI : RBI lowers the Priority Sector Lending (PSL) target for Urban Co-operative Banks (UCBs) to 60% of ANBC or CEOBSE from FY 2024-25 o...

March 25, 2025 102 Views 0 comment Print


Covid-19: HC restrains bank from taking coercive action for default in factoring facility

May 1, 2020 1749 Views 0 comment Print

The object of issuing notifications/circulars dated 27.03.2020 and 17.04.2020 was to provide financial relief in repayment due to COVID-19 to the parties who have availed the term loans and working capital facilities but this relief is not extended towards factoring facilities.

SC instructs RBI to ensure implementation of RBI Circular dated 27.03.2020

May 1, 2020 7053 Views 1 comment Print

Learned counsel for the petitioner submits that  Circular dated 27.03.2020 issued by the Reserve Bank of India has not been implemented by the banks. Hon’ble Supreme Court directs the Reserve Bank of India to ensure implementation of the Circular dated 27.03.2020 in its letter and spirit.

FAQs on Overseas Direct Investment

May 1, 2020 5946 Views 0 comment Print

Q 1. What is direct investment outside India? Ans: Direct investment outside India means investments, either under the Automatic Route or the Approval Route, by way of contribution to the capital or subscription to the Memorandum of a foreign entity or by way of purchase of existing shares of a foreign entity either by market […]

NPA an Overview

May 1, 2020 92253 Views 4 comments Print

In the current era the word NPA is well heard or well read by us. The banking industry is facing a high NPA problem which leads to downtrend of profitability. Let us try to understand the NPA mechanism in a simple and lucid manner. In simple words NPA stands for Non Performing Assets. If we […]

Recent reliefs in Bank Branch Audit due to COVID-19

April 30, 2020 6360 Views 0 comment Print

1. What reliefs are being provided by Reserve Bank of India (RBI) for easing out bank branch audit during these times of coronavirus? The Reserve Bank of India has brought 3 major circulars in form of COVID-19 regulatory package. i) COVID 19 Regulatory package- (RBI circular dated 27.03.2020)- This circular relates to relaxation in repayment […]

Amendments in FDI policy and FEMA due to COVID-19

April 29, 2020 6153 Views 0 comment Print

Foreign equity investments in an Indian company are bound by the Foreign Exchange Management (Non-debt Instruments) Rules, 2019 (‘Rules’) and Foreign Direct Investment (‘FDI’) policy issued by the Ministry of Finance and Ministry of Commerce and Industry respectively (together referred as ‘Government’). As per the said Rules, non-resident entities can invest in Indian company subject […]

Technical analysis of Relief by RBI for Covid-19

April 29, 2020 2598 Views 0 comment Print

In the latest global pandemics era of the Covid 19 crisis, the Indian government is taking its all the ways and means to provide enough reliefs to the citizens. Reserve Bank of India has issued required circulars giving relief on March 27, 2020 and April 17, 2020. Let us check the implications of it.

RBI extends timeline for submission of regulatory returns

April 29, 2020 2568 Views 0 comment Print

In view of disruptions on account of COVID-19 pandemic, it has been decided by RBI to extend the timelines for submission of regulatory returns which can be submitted with a delay of a maximum of 30 days from the due date.

Covid-19 Package RBI

April 28, 2020 2469 Views 1 comment Print

Why RBI COVID-19 Package is needed: 1. Some sectors which are badly impacted by Covid-19, such as hospitality and airlines need a lifeline. 2. Majority of companies in the country are also sitting on huge debts that need to be serviced. The slowdown will also impact business plans of the coming fiscal year. If any […]

Tokenisation – Card Transactions

April 28, 2020 282 Views 0 comment Print

Tokenisation refers to replacement of actual card details with an alternate code called the token, which shall be unique for a combination of card, token requestor and device (referred hereafter as identified device).

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