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How Does Your CIBIL Score Affect Your Education Loan Eligibility

Finance : Education loans help students pursue higher studies without financial stress. However, lenders carefully assess your eligibility, ...

April 16, 2025 186 Views 0 comment Print

 Revised Guidelines for Credit Rating Agencies: Addressing Technical Defaults

SEBI : SEBI proposes omitting technical defaults from CRA guidelines to improve rating accuracy and consistency, preventing unintended ma...

August 16, 2024 771 Views 0 comment Print

सिबिल स्कोर बना सिरदर्द: अब जागा आरबीआई और लागू किए सख्त नियम

Fema / RBI : आरबीआई और सिबिल स्कोर बनाएं सिरदर्द: अब आरबीआई और ...

November 23, 2023 4638 Views 0 comment Print

How to Improve Your Chances of Getting Approved for a Personal Loan with Low Credit Score

Finance : If you're trying to apply for a personal loan with a low credit score, the first step is understanding exactly what a credit score...

September 1, 2023 996 Views 0 comment Print

Minimum CIBIL Score for a Home Loan: What You Need to Know?

Finance : A CIBIL score is one of the critical factors that determine your home loan eligibility. Based on this 3-digit score, lenders decid...

August 28, 2023 1140 Views 0 comment Print


Latest News


Challenges Faced By First Time Borrowers Due To CIBIL Score

Fema / RBI : Explore challenges faced by first-time borrowers and informal sector workers due to limited CIBIL scores, and measures to improve ...

February 12, 2025 507 Views 0 comment Print

Auditor cannot share client info with Credit Rating Agencies unless permitted: ICAI

CA, CS, CMA : It is hereby clarified that under the provisions of Chartered Accountants Act,1949 it is not permissible to members to share clien...

January 5, 2021 7500 Views 0 comment Print

68% of borrowers are unaware of their CIBIL score, reveals Home Credit Survey

Finance : ♦ Patna reports lowest literacy levels with only 22% of borrowers aware of their CIBIL score, followed by Kolkata (25%) and Mumb...

December 3, 2020 4533 Views 0 comment Print

Moody’s upgrade Sovereign Credit Rating of India to Baa2 from Baa3

Finance : Moody’s Investors Service (“Moody’s”) has upgraded the Government of India’s local and foreign curre...

November 17, 2017 2403 Views 0 comment Print

Free Credit Information or CIBIL Report to individual assessee

Fema / RBI : WEF 01.01.2017, all Credit Information Companies shall provide, upon request provide a Free Full Credit Report popularly known as ...

December 10, 2016 9811 Views 2 comments Print


Latest Judiciary


Education Loan cannot be denied merely for Low CIBIL Score of Co-Borrowers

Corporate Law : Kiran David Vs Assistant General Manager State Bank of India (Kerala High Court) The petitioners are aggrieved by the denial of ed...

May 18, 2022 8616 Views 0 comment Print

HC dismissed WP Filed against Credit Rating Agency as it is Private Body & Not ‘State’ as per Constitution

Finance : The issue under consideration is whether the writ petition filed against credit rating agency by stating that they are not authori...

October 16, 2020 1848 Views 0 comment Print

Educational Loan cannot be rejected for Unsatisfactory Credit Scores of parents

Finance : In the present case, the education loan application had been declined on the ground that the CIBIL report of the petitioner's fath...

July 3, 2020 4383 Views 1 comment Print


Latest Notifications


Credit Information Reporting Mechanism Post License/Certificate Cancellation by RBI

Fema / RBI : RBI mandates new credit info reporting rules for institutions post-license cancellation, ensuring borrowers' repayment histories r...

October 10, 2024 774 Views 0 comment Print

RBI Mandates Fortnightly Credit Info Reporting by CICs and CIs

Fema / RBI : RBI directs Credit Institutions to report credit information to Credit Information Companies fortnightly, effective January 1, 202...

August 8, 2024 1332 Views 0 comment Print

Enabling Credit Rating Agencies (CRAs) to undertake rating activities under IFSCA

SEBI : SEBI's circular authorizes Credit Rating Agencies (CRAs) to conduct ratings in IFSC-GIFT City under IFSCA guidelines. Learn implic...

July 19, 2024 486 Views 0 comment Print

SEBI (Credit Rating Agencies) (Amendment) Regulations, 2024

SEBI : SEBI updates Credit Rating Agencies Regulations, defining "liquid asset" and ensuring effective rating processes. Learn about the ...

July 8, 2024 489 Views 0 comment Print

SEBI Circular: Business Ease for Credit Rating Agencies – Timelines & Disclosures

SEBI : Explore SEBI latest circular enhancing ease of doing business for Credit Rating Agencies (CRAs) with updated timelines and disclos...

July 4, 2024 768 Views 0 comment Print


Latest Posts in credit rating

How Does Your CIBIL Score Affect Your Education Loan Eligibility

April 16, 2025 186 Views 0 comment Print

Education loans help students pursue higher studies without financial stress. However, lenders carefully assess your eligibility, whether you are a student or a co-applicant parent/guardian, before approving the loan. One of the most important factors they consider is your CIBIL score.

Challenges Faced By First Time Borrowers Due To CIBIL Score

February 12, 2025 507 Views 0 comment Print

Explore challenges faced by first-time borrowers and informal sector workers due to limited CIBIL scores, and measures to improve credit access and inclusivity.

Credit Information Reporting Mechanism Post License/Certificate Cancellation by RBI

October 10, 2024 774 Views 0 comment Print

RBI mandates new credit info reporting rules for institutions post-license cancellation, ensuring borrowers’ repayment histories remain updated.

 Revised Guidelines for Credit Rating Agencies: Addressing Technical Defaults

August 16, 2024 771 Views 0 comment Print

SEBI proposes omitting technical defaults from CRA guidelines to improve rating accuracy and consistency, preventing unintended market consequences.

RBI Mandates Fortnightly Credit Info Reporting by CICs and CIs

August 8, 2024 1332 Views 0 comment Print

RBI directs Credit Institutions to report credit information to Credit Information Companies fortnightly, effective January 1, 2025, for timely credit assessment.

Enabling Credit Rating Agencies (CRAs) to undertake rating activities under IFSCA

July 19, 2024 486 Views 0 comment Print

SEBI’s circular authorizes Credit Rating Agencies (CRAs) to conduct ratings in IFSC-GIFT City under IFSCA guidelines. Learn implications and regulatory details.

SEBI (Credit Rating Agencies) (Amendment) Regulations, 2024

July 8, 2024 489 Views 0 comment Print

SEBI updates Credit Rating Agencies Regulations, defining “liquid asset” and ensuring effective rating processes. Learn about the 2024 amendments here.

SEBI Circular: Business Ease for Credit Rating Agencies – Timelines & Disclosures

July 4, 2024 768 Views 0 comment Print

Explore SEBI latest circular enhancing ease of doing business for Credit Rating Agencies (CRAs) with updated timelines and disclosures. 

सिबिल स्कोर बना सिरदर्द: अब जागा आरबीआई और लागू किए सख्त नियम

November 23, 2023 4638 Views 0 comment Print

आरबीआई और सिबिल स्कोर बनाएं सिरदर्द: अब आरबीआई और लागू किए गए सख्त नियम का पालन करें. सोचिए अपने सिबिल स्कोर को!

SEBI Circular on CRAs Sharing Information with Debenture Trustees (DTs)

September 4, 2023 567 Views 0 comment Print

Introduction: The Securities and Exchange Board of India (SEBI) has recently released Circular No. SEBI/HO/DDHS/DDHS-POD2/P/CIR/2023/151 dated September 4, 2023. This circular addresses the mechanism for the sharing of information by Credit Rating Agencies (CRAs) to Debenture Trustees (DTs). The aim is to enhance the efficiency and accessibility of data sharing while ensuring compliance with the […]

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