Finance : One of the popular, preferred, and preeminent tax saving investments is PPF – Public Provident Fund. We all know about PPF. Do w...
Income Tax : The season of filing of tax return is here. This year all those who have taxable income are required to file their return. Also th...
Income Tax : Along with the rest of the country, the salaried class waits for the annual budget to be announced each year. They look up to the ...
Income Tax : It really hurts to see a large pie of the salary cut towards tax. So the obvious question in everyones mind is How do I reduce my ...
Income Tax : According to the new, rule of SEBI ,any NRI not having PAN card cannot do the share trading by depository or broker....
Financial Planning is a process which helps an individual to find out the shortest route between where you are and where you want to go financially. During this journey towards your financial destiny, there are some common mistakes which can off track you. Avoiding these mistakes will make the journey smoother and safer.
Why you should pay 18% interest when personal loan at 13% or gold loans are available at 14% or take a loan against your provident fund at 12% or partially withdraw you Public Provident account and pay off your Credit Card outstanding balance? Is it not foolhardy to pay 18% to Credit Card Companies by opting for Minimum Balance Payment?
Most of the times, amidst having taken a health insurance policies from reputed companies, we end up paying from our pockets. Ignorance is the major cause for us to put ourselves in this situation. Well, you have a policy, spent majorly on an illness but your claim is rejected. I know how frustrated it would have been for you. Ok, what can be done in this situation? Is there a way to get your claim accepted and you get your spending reimbursed?
As someone has said somewhere that Home is the biggest assets for a person, but also it is his/her biggest liability. Whenever, someone has been able to close his/her loan account s/he feels very relieved and also happy. Now the home is his/ her own. Owning a house free of debt is one of the cherished desires of all of us. Home sweet home, we say.
Humans have a natural tendency to follow the crowd, but when it comes to stock market investing, following the crowd can often result in losses. Why replicate the mediocrity of the masses when you can clone the success of the Worlds Greatest Investor? The 7 stock market secrets/investment secrets of warren buffet have got unveiled here.These share market secrets will help you uncover and understand How to win in the stock market?
A mutual fund’s performance and risk can be ascertained by many statistical tools. Among the tools are risk & reward ratios, which help to ascertain the level of risk and reward associated with a particular mutual fund in a given circumstance at a point of time.
Once the finalists are selected, they go public seeking votes. The artist who is popular among the public gets the most number of votes and announced as a winner, and the least becomes the loser. At times, the loser seems to be much more talented than the winner. This is how the stock market or share market investment plan works in the short term.
Financial Planners are here to provide professional assistance to investors, whereby the investor can have the best deal for the money staked by them. There are certain pitfalls that manifest themselves while the assistance of Financial Planners are sought and the buyer should always be aware of this while soliciting such services.
After the recent announcement by the venerable Reserve Bank of India, about the consecutive 14 quarters fall of our nation’s GDP to 4.4% from a whopping 8.9%, it is time to think how are we going to protect ourselves financially from this economic harsh winter? Most Indians have never faced a harsh winter all their life as very few parts of this country actually have a harsh winter.
Golden Rule No. 1: Pay 100 per cent of your credit card bills as far as possible. This way you will reduce your interest outgo to a bare minimum. Whenever you are in a mood to buy consumer durables or car or improve your home, take bank loans at much lower interest rates.
