“Learn how to apply online for a higher pension under EPS 95 following EPFO’s latest guidelines from the 20.02.2023 circular. Step-by-step guide for eligible EPF members.”
1. The Employees’ Provident Fund Organization (EPFO) vide circular dated 20.02.2023 has laid down the detailed guidelines on the eligibility of employees for higher pensions, the documents required, and the application process.
1.1 The circular is issued to comply with the Supreme Court’s direction on higher pensions for eligible employees.
1.2 As per the circular, only those employees who were members of the Employees’ Provident Fund (EPF) before 01.09.2014 and continued to be a member on or after 01.09.2014 and did not opt for higher pension under the EPS 95 scheme are eligible to submit an application for higher pension.
1.3 Earlier on 29.12.2022, the EPFO issued a circular on the same line where a specific category of employees was eligible to submit the application. The manner in which employee would apply for higher pension, prescribed vide circular dated 20.02.2023 are the same as it was in the earlier circular dated 29.12.2022
2. In this article, an attempt has been made to explain step by step procedure to submit the online application for a higher pension. (as it is being used for the eligible employees specified vide circular dated 22.12.2022.
3. Step by Step Procedure to Submit the online application for higher pension
a. Google – EPFO Member interface
b. Click on https://unifiedportal-mem.epfindia.gov.in/
c. Click on the flash “Pension on higher salary – Online application of joint option”
d. Click on: Application Form for validation of the joint option:
e. Click on “Validation of joint option for the employees who were members before 01.09.2014 and continued to be a member on or after 01.09.2014
f. Enter the details: -PPO No. (if applicable), Name, Date of Birth, Aadhar No., Aadhar linked Mobile Number, Captcha & tick on the declaration box. Get OTP.
g. The Application Form will be displayed:
h. Click on Disclaimer: – I have gone through Supreme Court Judgment dated 04.11.2022 and I am registering the application in terms of the directions contained in the said judgment. I undertake that the pension will be calculated subject to a formula determined under the scheme.
i. Provide member’s detail such as mobile number, and e-mail, and attach the Joint Option Form. & undertaking by the trust (in case of exempted establishment)
j. Provide the contribution Details:
(i) Whether the member wants to use accumulation available in his /her PF account for payment of due contribution for this option
(ii) Whether the member is giving the undertaking to deposit the contribution along with interest due till the date of payment through his last employer (only when the PF account has insufficient balance)
(iii) Attach other documentary evidence as per Para 6(vii) of the circular dated 20.03.2022 i.e. Proof of remittance of employer’s share in PF on higher wages etc.
k. Read carefully the declaration and submit the application: –
4. Manner in which Joint Application Form will be dealt with the Regional PF Commissioner: Para 7 of the circular dated 20.02.2023 prescribed the following manner in which joint Application Form will be dealt with the RPFC (Regional Provident Fund Commissioner.
4.1 Each application will be registered and will be digitally logged and the receipt number will be provided.
4.2 The employer will be provided separate login credentials and all the employees’ applications will land into the employer’s login.
4.3 Employer’s verification with a digital signature will be essential for further processing.
4.4 Post examination of the application by the pension Authorities, the decision shall be intimated to the employee thru email/post and SMS.
5. The circular and guidelines by EPFO indicating the methodology of the differential amount and computation of pension are awaited.
Also Read: –
EPS 95- Higher Pension – Frequently Asked Questions
EPS 95 – Higher Pension Vs EPF – Comparative Analysis
EPS -95- Eligibility For Higher Pension – Part-II
EPS 95 Scheme – Eligibility For Higher Pension – Part-I
*****
Disclaimer: The article is for educational purposes only.
The author may be approached at caanitabhadra@gmail.com
Author Bio
Dear Madam,
My joint option form which is uploaded to EPS 95 was finally rejected by the employer so what are the next steps can I take
i uploaded the details of EPS 95 details on the EPFO website it is now pending at our company they are not ready to approve nor reject the same what further steps can I take please guide me in this regard
I need Excel upload form for salary details
For pensioproviden EPS 95 any format for 26(6) para
Form 26(6) is not mandatory now.
hello sir, my father died while in service and my mother is stil receiving the salary (only basic pay). sir we are eligible for the higher pension or not please help
Some of Our leaders representative told us s per latest development pre retire who retired before sep 14 can fill the joint option form by attaching certificate in lieu of Para26(6) of the EPF scheme, is it true that we can fill the joint option form
I applied for Higher Pension by ‘ON LINE’ through your portal on 09.03.2023 Due to conform in understanding the meaning (Between EPF and EPS). In column No 10 I was select option as ‘NO’ instead of ‘YES’. My employer was contributed 12% on my actual salary exceeding statuary ceiling of Rs 5000/- in EPF. On column No: 11 also I select option ‘NO’ instead of ‘YES’ as the above same reason. How to modify and uploading the documents
Read more at: https://taxguru.in/income-tax/eps-95-procedure-apply-online-higher-pension.html
Copyright © Taxguru.in
I need my higher old EPS 95 pension amount on my medical grounds of heart Disease with pace maker and perkinson problem Thanks Parvez Zaki Indian oil corporation Ltd pipe line Division Ex Employees no 90121 and PPO number NE/GHY/00032662
EPF higher option application employer can approve manually or with digital signature
Digital Signature
how can i withdraw join aplication once i have submitted it, Ack number is generated and now status is pending with Employer. Please help
Hello Anita Mam, please reply
Please refer article dated 25.04.2023.
Your employer can reject the application and EPFO will give you one month time to resubmit/ correct the application through the employer.
If no action will be taken by you within one month , automatically , your application will get rejected/ withdrawn
hello mam what happened if employer reject the request.
Please refer article dated 24.04.2023
EPS 95 Higher Pension Application – Validation Process
https://taxguru.in/corporate-law/eps-95-higher-pension-application-aevalidation-process-employer-epfo.html
mam time given for validation for employer also ends in 3 Rd may or its only for employees?
Nowhere specified separate date for employer.
In my view , it is 3rd May for employer also.
How can i fill revise my Higher pension form as suspected that i have been wrongly upload documents i.e. other person document in place of my Documents
You cannot revise the application .
However , there is a procedure to get it revised through employer .
Your employer will reject the application . It will still go to EPFO.
One month time will be provided to the employer ( under intimation to the employee ) to revise/ complete the employee’s application.
hello madam can you plz tell me where to approve the higher wage pension forms submitted by current employees on employer portal as only forms submitted by retired employees is seen in the new higher wage tab
This will be on employer’s login. Last row ,under the heading ” Approve POHW request”
Hello mam,
What happened if employer reject the request ? and how can member resubmit their request ?
I HAVE SUBMIT JOINT OPTION FOR HIGHER EPS95 PENSION. BUT I HAVE FILLED JOINING AND EXIT SAME DATE I.E.16.11.95. HOWEVER EXIT DATE IS NOV 22. NOW JOINT OPTION IS PENDING WITH EMPLOYER. CAN IT EMPLOYER CORRECT EXIT DATE NOW.
The employer cannot correct . He can either reject or approve the application.
However, the EPFO , on finding error will inform employer & employee and one month time will be given to the employee to correct the mistake and resubmit the application thru employer.
I HAVE SUBMITTED MY APPLICATION AND GOT MY APPLICATION NO. MY APPLICATION STATUS IS SHOWING MY CURRENT EMPLOYER NAME AND 2 OF MY PREVIOUS EMPLOYER NAMES. I HAVE TRANSFERRED ALL PREVIOUS EPF BALANCE TO MY CURRENT PF NO WITH CURRENT EMPLOYER. SO PLS INFORM ME WHETHER ALL THE 3 EMPLOYERS NEED TO APPROVE MY APPLICATION FOR HIGHER PENSION OPTION OR ONLY MY CURRENT EMPLOYER?
To the best of my limited understanding , the last employer need to approve the application.
Even if , it is required to be approved by all the employer ,nothing can be done at your end. Automatically , the application will flow in the respective employer’s login .
They can approve / reject the application and , in case of approval , need to upload the details on the portal.
Kindly clear option whether yes or no fill in for higher pension epf 95 scheme opt.
It depends on your ate of joining / exit .
Click yes on 1st option , only if you join before 01 June 2001
& in case of 2nd option , Click yes , if you exit on or before 1st June 2001.
It depends on your date of joining / exit . Click yes on 1st option , only if you join before 01 June 2001 & in case of 2nd option , Click yes , if you exit on or before 1st June 2001.
how to download declariton using acknowledgement number or any other thing from where i can download it can u pls tell me i was trying but didn’t getting any clue
This feature is available on the portal itself.
When you login to the portal , the status of application with the small arrow ( downwards) will be seen.
Click on the arrow & download the form submitted by you.
documents wrongly uploading with application for pension on higher wages has been submitted to employers for endorsement. Acknowledgement received. Now application pending with employer. How to upload the correct document.
I applied for Higher Pension by ‘ON LINE’ through your portal on 09.03.2023 Due to conform in understanding the meaning (Between EPF and EPS). In column No 10 I was select option as ‘NO’ instead of ‘YES’. My employer was contributed 12% on my actual salary exceeding statuary ceiling of Rs 5000/- in EPF. On column No: 11 also I select option ‘NO’ instead of ‘YES’ as the above same reason. How to modify and uploading the documents.
mam, am a post 2014 retiree will the 26 (6) format from internet duly signed by us and employer will will be accepted by epfo? or is it necessary to submit one before retirement? because in our company none filed 26 (6) before .
Form 26(6) is to be submitted now itself ( not at the time of retirement).
Though , now the portal is not indicating it as a mandatory requirement . It is better to upload Form 26(6) duly certified by the employer
M’am ,
Retired from Pvt company in FY 2020-21 & receiving monthly pension of Rs 3200/-. Can I eligible for higher pension scheme as per circular of EPFO of Feb.23. Pl advice
Madam,
I joined in one of the public sector undertakings in the year 1978 and in the year I took voluntary retirement during the year 2001 financial year ending. As i am eligible for pension? please confirm. regards.
Hello Madam,
I had submitted the joint option. How to see the progress? Not able to see any option in EPFO website, even after login also…
Applications submitted successfully ( acknowledgement number generated) are being seen on login to the portal.
if joint option under para11(3) is filled incorrectly can it be edited before validation bye the employer ?
mam, thanks a lot for your advice, I am confused here because my father took voluntary retirement in 1993, you said he is eligible for eps 95, I have read lots of queries where you have said that who have retired before September 2014 is not eligible for pension. please clarify. your clarification will be appreciated.
In case , the employee took VRS before Sep 2014 but his due date of retirement ( the date he attained age of 58) was after Sep 2014 – he is eligible for higher pension .
Can you please share joint declaration under para 26(6)
I have not received my EPS 95 pension amount of the month of February 2023
You need to contact EPFO for pension.
I need my higher old EPS 95 pension amount on my medical grounds of heart Disease with pace maker and perkinson problem Thanks Parvez Zaki
Mt doj is 2008 and have exited in 2020. I am currently not working. Am I eligible for higher pension. I haven’t withdrawn my pf yet.
Yes , You are eligible.
I have not received my EPS 95 pension amount on the month of February 2023. and also the revised old EPS 95 pension amount. Thank you so much Parvez Zaki Indian oil corporation Ltd pipe line Division Ex Employees no 90121 and PPO number NE/GHY/00032662
Dear Mam , i m withdraw my previous pf and pension fund and from 10/01/2015 i m cont. deposite the pf fund as well pension fund , i m eligible for the highter pension my current basic which is pf deducted is 32000/-
If you exit from EPF & EPS scheme before Sep 2014 , you are not eligible for higher pension.
The employees who joined after Sep 2014 & salary is more than Rs 15000/- are not eligible to become member of EPS
I need my higher old EPS 95 pension amount on my medical grounds of heart Disease with pace maker and perkinson problem Thanks Parvez Zaki Indian oil corporation Ltd pipe line Division Ex Employees no 90121Amd PPO number NE/GHY/0003662I
Dear Ms Anitha,
Thank you for detailing out with screen shots of EPS submission process.
Whether by agreeing to the disclaimer put by EPFO, our Pension amount can be curtailed by Govt retrospectively?
It should not be curtailed retrospectively , bot can’t say at this point in time.
EPFO’s guidelines are awaited.
i wanted registered my EPS 95 account but getting some error and don’t access for login with PPO account no kinldy check revert , awaiting for your response.
Contact no : 9004541814 / 8652480643
? Make sure that the UAN number is correct and Aadhar details are matching with the details available with EPFO
My joining date was 01/04/1998 and date of cessation service 02/12/2010.
Date attained age of 58 01/01/2015.
Please clearfy I am eligible for higher pension.
I need my higher old EPS 95 pension amount on my medical grounds of heart Disease with pace maker and Parkinson problem Thanks Parvez Zaki Indian oil corporation Ltd pipe line Division Ex Employees no 90121. and PPO number NE/GHY/00032662
Yes, you are eligible