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Fema / RBI

RBI Circular Notification Press Release and Instructions issued by Reserve bank of India. News and Article on provisions, Rate changes, Policy changes and FAQ

Latest Articles


A Guide to Deposit Insurance and Credit Guarantee Corporation (DICGC)

Fema / RBI : Understand DICGCs role in insuring bank deposits up to ₹5 lakh. Learn about compliance requirements, premium calculations, and p...

August 14, 2024 290 Views 0 comment Print

RBI Cautions against Non-Compliance of Regulatory Standards by Banks & NBFCs

Fema / RBI : RBI cautions banks and NBFCs on non-compliance with regulatory standards, highlighting risks associated with rapid home equity loa...

August 14, 2024 450 Views 0 comment Print

Registration With The Flair Portal For Filing Of Fla Return

Fema / RBI : Learn the FLA return filing process for Indian companies and LLPs with foreign investments. Mandatory by July 15 annually. Avoid p...

August 12, 2024 492 Views 0 comment Print

RBI Monetary Policy August 2024: Key Decisions

Fema / RBI : RBI keeps repo rate unchanged at 6.5%, projects 7.2% GDP growth for 2024-25. Introduces public depository for digital lending apps...

August 8, 2024 1773 Views 0 comment Print

Impact of August 2024 Monetary Policy Committee meeting in simple language

Fema / RBI : RBIs August 2024 meeting keeps repo and SDF rates unchanged. Focus on reducing inflation and enhancing credit reporting. Impact on...

August 8, 2024 330 Views 0 comment Print


Latest News


Penalty for not maintaining Average Monthly Minimum Balance

Fema / RBI : Details on penalties for not maintaining AMB in savings accounts, criteria for calculation, and government's stance on rationalizi...

July 29, 2024 1137 Views 0 comment Print

‘HaRBInger 2024- Innovation for Transformation’

Fema / RBI : Discover RBI's third global hackathon, 'HaRBInger 2024 - Innovation for Transformation,' aimed at enhancing India's financial land...

July 12, 2024 720 Views 0 comment Print

Credit card latest rules: You can now decide billing cycle of your card

Fema / RBI : The ability for cardholders to determine their billing cycle signifies that credit cards are not merely tools for cashless transac...

May 14, 2024 1962 Views 0 comment Print

Insights into Regulatory Frameworks: Reserve Bank of India’s Approach

Fema / RBI : Explore the comprehensive regulatory insights shared by Shri M. Rajeshwar Rao, Deputy Governor of the Reserve Bank of India, focus...

April 4, 2024 468 Views 0 comment Print

Framework for Recognizing SROs for RBI Regulated Entities

Fema / RBI : Explore how the Reserve Bank of India is fostering self-regulation through SROs, setting industry standards, and enhancing complia...

March 22, 2024 597 Views 0 comment Print


Latest Judiciary


RBI asks NBFCs to stick to Rs 20,000 cash loan pay-out limit

Fema / RBI : RBI directs NBFCs to adhere to a Rs 20,000 cash loan disbursement limit, aiming to regulate cash transactions and enforce complian...

May 21, 2024 876 Views 0 comment Print

Lender Banks Required to Provide Audit Reports to Borrowers & Allow Representation Before Classifying Accounts as Fraud

Fema / RBI : Lender Banks Required to Provide Audit Reports to Borrowers and Allow Representation Before Classifying Accounts as Fraud, Along w...

February 22, 2024 981 Views 0 comment Print

Lawyers empanelled By Banks were not entitled for reservation under Article 16 for their Appointment

Fema / RBI : Lawyers empanelled by the banks to represent them in cases did not hold a civil post and thus the laws of reservation would not be...

February 12, 2024 894 Views 0 comment Print

Lack of Evidence for FEMA Act Contravention in Bogus Import of Service via Cash Bean App: Writ Petition Dismissed

Fema / RBI : Assessee-company was engaged in the business of providing unsecured short-term loans to its customers/borrowers in India via its D...

December 25, 2023 633 Views 0 comment Print

Denial of bail merely alleging that petitioner is Hawala Operator unjustified

Fema / RBI : Delhi High Court granted the bail application in the extortion case concluding that merely because the petitioner has been alleged...

December 12, 2023 735 Views 0 comment Print


Latest Notifications


Banking Laws (Amendment) Bill, 2024 as introduced in Lok Sabha

Fema / RBI : The Banking Laws (Amendment) Bill, 2024 revises key provisions in the Reserve Bank of India Act, Banking Regulation Act, and relat...

August 13, 2024 264 Views 0 comment Print

RBI Updates Risk Weights for Housing Finance Companies

Fema / RBI : RBI revises risk weights for Housing Finance Companies, capping undisbursed loan risk weights and adjusting risk weights for comme...

August 13, 2024 162 Views 0 comment Print

RBI Guidelines on Acceptance of Public Deposits applicable to HFCs & NBFCs

Fema / RBI : RBI revises regulations for HFCs and NBFCs, harmonizing deposit acceptance norms and enhancing liquidity requirements as of August...

August 13, 2024 201 Views 0 comment Print

Foreign Exchange Management (Debt Instruments) (Third Amendment) Regulations, 2024

Fema / RBI : RBI's 2024 amendment to FEMA regulations allows foreign investors to buy Sovereign Green Bonds in India’s IFSC and remit proceed...

August 12, 2024 429 Views 0 comment Print

RBI Keeps Repo Rate at 6.50% in August 2024 Policy Review

Fema / RBI : RBI maintains policy repo rate at 6.50% in August 2024. Focus on controlling inflation while supporting growth. Projected GDP grow...

August 8, 2024 138 Views 0 comment Print


Closing of Govt Accounts – Measures for Financial Year 2022-23

March 21, 2023 5859 Views 0 comment Print

All government transactions done by agency banks for the Financial Year 2022-23 must be accounted for within the same financial year. Accordingly, the following arrangements are put in place to report and account for Government transactions for March 31, 2023.

Permitted Sectors / Activities For FDI in India

March 21, 2023 1548 Views 0 comment Print

Explore the permitted sectors and activities for Foreign Direct Investment (FDI) in India as outlined in the Consolidated FDI Policy 2020. Learn FDI caps, entry routes, and key regulations.

Youtube Live: Statutory Bank Branch Audit – Practical Guide

March 18, 2023 15771 Views 0 comment Print

As we all know that Statutory Bank Branch Audit is a one time task for a particular financial. Also we need to complete the bank audit within limited time so it’s an commendable job on all the chartered Accountants to complete the audit on time with quality reporting. Also you all are aware that government […]

Reporting & Accounting of Central Government transactions by Banks for March 2023

March 16, 2023 1110 Views 0 comment Print

Government of India has decided that the date of closure of residual transactions for the month of March 2023 be fixed as April 10, 2023. In view of the ensuing closing of Government accounts for the financial year 2022-23, receiving branches including those not situated locally, should adopt special arrangements such as courier service etc., for passing on challans/scrolls etc., to the Nodal/Focal Point branches so that all payments and collections made on behalf of Government towards the end of March are accounted for in the same financial year. These instructions regarding special messenger arrangements may please be informed to all branches concerned.

RBI’s New Master regulations for Upper Layer NBFCs: A Step to bridging the gap between a Banking & NBFC format

March 16, 2023 23061 Views 0 comment Print

RBI provisions require banks to set aside a minimum percentage of funds to cover expected credit losses .NBFCs are required to hold a 0.25% reserve. for outstanding loans on personal home loans and loans to small and micro businesses.

Checklist of documents in compliance with Registration of NBFC

March 15, 2023 6156 Views 0 comment Print

Ensure compliance with NBFC registration requirements with this comprehensive checklist covering RBI certificate, incorporation documents, CIC registration, FIU, CERSAI, and CKYC essentials.

Digital Lending Regulations in India

March 15, 2023 8994 Views 0 comment Print

Digital Lending refers to the use of technology and digital platforms to provide financial services, particularly loans, to customers. This can include online lending platforms, mobile apps, and other digital channels. Paytm, Lendingkart, Paisabazaar are some of the leading digital lending platforms in India.

Doing Business in India – FDI Policy, Entry Routes, Permitted & Prohibited Sector

March 9, 2023 34815 Views 1 comment Print

Explore the Foreign Direct Investment (FDI) Policy in India: Entry Routes, Permitted & Prohibited Sectors, Eligible Investors, and Investee Entities.

RBI Launches Mission “Har Payment Digital”

March 7, 2023 5214 Views 6 comments Print

Governor, Reserve Bank of India (RBI) today launched the Mission ‘Har Payment Digital’ on the occasion of the Digital Payments Awareness Week (DPAW) 2023.

Repo Rate & Reverse Repo Rate: A Detailed Analysis

March 6, 2023 3762 Views 0 comment Print

Understand the significance of Repo Rate and Reverse Repo Rate set by the Reserve Bank of India (RBI) and their impact on the economy and financial markets.

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