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Fema / RBI

RBI Circular Notification Press Release and Instructions issued by Reserve bank of India. News and Article on provisions, Rate changes, Policy changes and FAQ

Latest Articles


Provisions Relating to Foreign Currency: Transfer of Shares & its Reporting

Fema / RBI : Learn about FC-TRS form filing, foreign investment types, RBI compliance, and penalties for delayed reporting under FEMA regulatio...

March 26, 2025 1458 Views 0 comment Print

Gold Monetisation Scheme, 2015 – FAQs

Fema / RBI : Learn about the Gold Monetisation Scheme 2025, deposit eligibility, interest rates, updated rules, and the discontinuation of Med...

March 26, 2025 5655 Views 0 comment Print

FDI vs. FPI: Key Differences and Economic Impact

Fema / RBI : Compare Foreign Direct Investment (FDI) and Foreign Portfolio Investment (FPI). Understand their differences, benefits, risks, and...

March 25, 2025 330 Views 0 comment Print

Customer Service: Fundamental Principle For Business Success

Fema / RBI : RBI highlights poor customer service in banks, citing rising complaints and regulatory violations. Urges a shift towards customer-...

March 24, 2025 402 Views 0 comment Print

Consequences of NRIs/OCIs Purchasing Agricultural Land in India: Lessons from Recent Cases

Fema / RBI : Delhi High Court upheld a significant penalty imposed by the Reserve Bank of India (RBI) under the Foreign Exchange Management Act...

March 21, 2025 663 Views 0 comment Print


Latest News


Challenges Faced By First Time Borrowers Due To CIBIL Score

Fema / RBI : Explore challenges faced by first-time borrowers and informal sector workers due to limited CIBIL scores, and measures to improve ...

February 12, 2025 456 Views 0 comment Print

FEMA Regulations Amended for Forex Violation Settlement

Fema / RBI : New FEMA rules allow settlement of foreign exchange violations with penalties up to ₹5 crore. Pending cases will follow earlier ...

February 6, 2025 189 Views 0 comment Print

US Dollar Index rose 6.5% during October 1, 2024, to January 27, 2025

Fema / RBI : Rupee hit ₹86.70/USD in January 2025, its lowest level. Factors include global economic trends, US elections, and forex reserve ...

February 6, 2025 90 Views 0 comment Print

Depreciation in Value of Indian Rupee: Impact and RBI Measures

Fema / RBI : The Indian Rupee has depreciated against the US Dollar over the past decade. The government explains causes, trade impacts, and RB...

December 11, 2024 1113 Views 0 comment Print

Steps by Indian government to Regulate Unauthorized Loan Apps in India

Fema / RBI : The Indian government takes measures to regulate digital lending platforms and protect citizens from exploitation by unauthorized ...

December 11, 2024 387 Views 0 comment Print


Latest Judiciary


Delhi HC Upholds FEMA Penalty on OCI Cardholder

Fema / RBI : Delhi High Court upholds RBI's FEMA penalty on an OCI cardholder for unauthorized agricultural land purchase in India, citing due ...

March 26, 2025 441 Views 0 comment Print

Amount transferred to statutory reserve as per RBI Act not deductible from assessable income

Fema / RBI : Present appeal has been filed by the appellant mainly contesting that whether the Tribunal was right in holding that there has bee...

November 25, 2024 768 Views 0 comment Print

Duty drawback entitled once export proceeds realised within stipulated period: Delhi HC

Fema / RBI : Delhi High Court held that petitioner is duly entitled for the grant of duty drawback since the export proceeds have been realised...

October 22, 2024 372 Views 0 comment Print

NOF Default: Delhi HC Orders RBI to Reconsider NBFC Registration Cancellation  

Fema / RBI : Delhi High Court sets aside RBI's cancellation of NBFC registration for failure to meet Rs. 200 Lakh NOF, directs fresh review of ...

October 14, 2024 555 Views 0 comment Print

RBI asks NBFCs to stick to Rs 20,000 cash loan pay-out limit

Fema / RBI : RBI directs NBFCs to adhere to a Rs 20,000 cash loan disbursement limit, aiming to regulate cash transactions and enforce complian...

May 21, 2024 1362 Views 0 comment Print


Latest Notifications


RBI Revises Valuation Norms for Government-Guaranteed Security Receipts

Fema / RBI : RBI updates norms for government-guaranteed Security Receipts, affecting valuation, capital deductions, and dividend payments. Eff...

March 30, 2025 225 Views 0 comment Print

RBI Announces Special Clearing on March 31, 2025

Fema / RBI : RBI sets special clearing operations for government cheques on March 31, 2025. All member banks must participate and ensure infras...

March 29, 2025 4050 Views 0 comment Print

RBI Issues Notification on Sale of Government Securities

Fema / RBI : RBI announces updated guidelines for the sale and issue of Government of India Securities, including Treasury Bills and Cash Manag...

March 28, 2025 111 Views 0 comment Print

RBI Gold Monetization Scheme, 2015: MLTGD Discontinued

Fema / RBI : The Government of India has discontinued Medium and Long Term Government Deposits under the Gold Monetization Scheme from March 26...

March 26, 2025 258 Views 0 comment Print

RBI Issues Capital Adequacy Master Direction for Regional Rural Banks

Fema / RBI : RBI releases Master Direction on Capital Adequacy for RRBs, outlining prudential norms, risk weights, and reporting requirements e...

March 25, 2025 318 Views 0 comment Print


RBI Mandates Fortnightly Credit Info Reporting by CICs and CIs

August 8, 2024 1269 Views 0 comment Print

RBI directs Credit Institutions to report credit information to Credit Information Companies fortnightly, effective January 1, 2025, for timely credit assessment.

Banking Laws (Amendment) Bill, 2024 as introduced in Lok Sabha

August 6, 2024 1233 Views 0 comment Print

The Banking Laws (Amendment) Bill, 2024 revises key provisions in the Reserve Bank of India Act, Banking Regulation Act, and related laws, including changes to financial reporting and banking operations.

Government Extends Modified Interest Subvention Scheme for FY 2024-25

August 6, 2024 1167 Views 0 comment Print

RBI announces the continuation of the Modified Interest Subvention Scheme for short-term agricultural loans through Kisan Credit Card for FY 2024-25.

RBI draft circular: Regulatory Principles for Management of Model Risks in Credit

August 5, 2024 780 Views 0 comment Print

RBI issues draft circular on regulatory principles for managing model risks in credit. Comments invited by Sept 4, 2024. Key guidelines for robust credit risk management.

Prudential Treatment of Bad and Doubtful Debt Reserve by Co-operative Banks

August 2, 2024 1845 Views 0 comment Print

RBI revises Bad and Doubtful Debt Reserve (BDDR) guidelines for co-operative banks, ensuring uniformity and compliance with Accounting Standards and prudential norms.

Foreign Exchange Management (Debt Instruments) (Third Amendment) Regulations, 2024

August 2, 2024 879 Views 0 comment Print

RBI’s 2024 amendment to FEMA regulations allows foreign investors to buy Sovereign Green Bonds in India’s IFSC and remit proceeds abroad. Effective from August 2024.

RBI Draft Framework on Alternative Authentication for Digital Payments

July 31, 2024 768 Views 0 comment Print

The Reserve Bank of India (RBI) has released a draft framework on alternative authentication mechanisms for digital payment transactions to enhance security in the digital payments ecosystem. Traditionally, SMS-based OTP has been the primary method for additional factor authentication (AFA). However, advancements in technology now offer alternative methods. The draft framework, announced in the RBI’s […]

Aadhaar Enabled Payment System (AePS) – Due Diligence of Touchpoint Operators

July 31, 2024 369 Views 0 comment Print

RBI releases draft directions to enhance security and due diligence for AePS touchpoint operators, aiming to prevent fraud and protect customer interests. Comments open until August 31, 2024.

RBI Guidelines on Dividend Equalisation Fund for UCBs

July 30, 2024 660 Views 0 comment Print

RBI allows UCBs to transfer Dividend Equalisation Fund balances to general reserves, enhancing Tier-I capital. New guidelines effective immediately for better capital treatment.

Master Direction on Treatment of Wilful Defaulters and Large Defaulters

July 30, 2024 3888 Views 0 comment Print

The Reserve Bank of India (RBI) has issued the Master Direction on the Treatment of Wilful Defaulters and Large Defaulters (Directions, 2024) to establish a clear framework for identifying and managing borrowers who deliberately default on their financial obligations. This directive, effective in 90 days, mandates a transparent process for classifying defaulters, including detailed procedures […]

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