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Fema / RBI

RBI Circular Notification Press Release and Instructions issued by Reserve bank of India. News and Article on provisions, Rate changes, Policy changes and FAQ

Latest Articles


Amendments to Liquidity Coverage Ratio (LCR) by RBI on 21st April 2025

Fema / RBI : RBI's April 2025 amendments to the Liquidity Coverage Ratio (LCR) improve bank liquidity by adjusting run-off rates and market val...

April 22, 2025 150 Views 0 comment Print

When RBI Approval Required for Ownership or Management Changes in NBFCs?

Fema / RBI : Know the three situations where RBI approval is required for NBFCs—takeover, 26% share acquisition, and board changes over 30% i...

April 22, 2025 252 Views 0 comment Print

RBI Governor on Market Trends & Challenges 2025

Fema / RBI : RBI Governor outlines financial market trends, inflation outlook, and structural concerns at the FIMMDA-PDAI Conference in Bali on...

April 20, 2025 432 Views 0 comment Print

Understanding Net Owned Funds (NOF) In detail Under RBI Act 1934

Fema / RBI : Understand Net Owned Funds (NOF) as per RBI norms, its calculation, key deductions, and compliance for NBFC registration and opera...

April 19, 2025 336 Views 0 comment Print

FAQs on Indian Currency – RBI Guide to Money Matters

Fema / RBI : Learn about Indian Rupee (INR), RBI's currency management role, banknote/coin production, legal tender rules, security features & ...

April 18, 2025 10995 Views 0 comment Print


Latest News


Draft Reserve Bank of India (Lending Against Gold Collateral) Directions, 2025

Fema / RBI : RBI proposes unified guidelines for lending against gold jewellery and ornaments across banks, co-operatives, and NBFCs, focusing ...

April 10, 2025 393 Views 0 comment Print

Draft RBI (Securitisation of Stressed Assets) Directions, 2025

Fema / RBI : RBI's draft directions for securitisation of stressed assets, outlining eligibility, requirements for SPEs, Resolution Managers, i...

April 10, 2025 432 Views 0 comment Print

Draft Reserve Bank of India (Non-Fund Based Credit Facilities) Directions, 2025

Fema / RBI : RBI proposes comprehensive directions for non-fund based credit like guarantees and LCs across banks, co-operatives, NBFCs, focusi...

April 10, 2025 366 Views 0 comment Print

Draft Reserve Bank of India (Co-Lending Arrangements) Directions, 2025

Fema / RBI : Summary of RBI's draft directions on Co-Lending Arrangements (CLAs) for banks, AIFIs, and NBFCs, covering key aspects and disclosu...

April 10, 2025 396 Views 0 comment Print

Banking Regulation Amendment 2020 Boosts RBI’s Oversight on Co-op Banks

Fema / RBI : RBI strengthens regulation of cooperative banks with fraud management rules, governance reforms, and an ombudsman under amended ba...

April 5, 2025 366 Views 0 comment Print


Latest Judiciary


Fraud Classification Without Adhering to RBI Directions Unjustified: Kerala HC

Fema / RBI : Kerala High Court held that passing of order and classifying account of petitioner as fraud without following Master Directions on...

April 22, 2025 69 Views 0 comment Print

Madras HC Upholds RBI’s Net Owned Fund (NOF) Rules for NBFCs

Fema / RBI : Madras High Court upholds RBI's Net Owned Fund (NOF) rules for NBFCs, affirming compliance requirements and rejecting challenges t...

April 4, 2025 297 Views 0 comment Print

Delhi HC Upholds FEMA Penalty on OCI Cardholder

Fema / RBI : Delhi High Court upholds RBI's FEMA penalty on an OCI cardholder for unauthorized agricultural land purchase in India, citing due ...

March 26, 2025 528 Views 0 comment Print

Amount transferred to statutory reserve as per RBI Act not deductible from assessable income

Fema / RBI : Present appeal has been filed by the appellant mainly contesting that whether the Tribunal was right in holding that there has bee...

November 25, 2024 855 Views 0 comment Print

Duty drawback entitled once export proceeds realised within stipulated period: Delhi HC

Fema / RBI : Delhi High Court held that petitioner is duly entitled for the grant of duty drawback since the export proceeds have been realised...

October 22, 2024 426 Views 0 comment Print


Latest Notifications


RBI Directs Banks to Migrate to ‘.bank.in’ Domain

Fema / RBI : RBI asks all banks to shift to '.bank.in' domain by Oct 31, 2025, to boost cybersecurity and reduce fraud risks in digital banking...

April 22, 2025 42 Views 0 comment Print

Basel III: LCR Review of HQLA Haircuts and Deposit Run-off Rates

Fema / RBI : RBI updates Liquidity Coverage Ratio (LCR) for banks, changing run-off rates for digital retail deposits and non-financial entitie...

April 22, 2025 213 Views 0 comment Print

RBI Guidelines: Opening of & operation in deposit accounts of minors

Fema / RBI : RBI revises rules for minor bank accounts (savings & term deposits). Independent operation for those above 10, guardian options, a...

April 22, 2025 1149 Views 0 comment Print

RBI Mandates PRAVAAH for Regulatory Applications from May 2025

Fema / RBI : RBI advises all entities, including regulated ones, to use the PRAVAAH portal for submitting regulatory applications starting May ...

April 15, 2025 405 Views 0 comment Print

RBI Revises Lead Bank Roles in Rajasthan Districts

Fema / RBI : RBI updates lead bank responsibilities after Rajasthan's district reorganisation; roles for Jaipur and Jodhpur modified, others re...

April 11, 2025 228 Views 0 comment Print


Revised Regulatory Framework for Urban Co-op Banks – Net Worth & Capital Adequacy

December 1, 2022 3690 Views 0 comment Print

UCBs which currently do not meet the minimum net worth requirement, as above, shall achieve the minimum net worth of ₹2 crore or ₹5 crore (as applicable) in a phased manner. Such UCBs shall achieve at least 50 per cent of the applicable minimum net worth on or before March 31, 2026 and the entire stipulated minimum net worth on or before March 31, 2028.

Operations of subsidiaries and branches of Indian banks and AIFIs in foreign jurisdictions and in IFSCs – Compliance

December 1, 2022 912 Views 0 comment Print

Operations of subsidiaries and branches of Indian banks and All India Financial Institutions (AIFIs) in foreign jurisdictions and in International Financial Services Centers (IFSCs) – Compliance with statutory/regulatory norms

Revised Regulatory Framework – Categorization of Urban Co-operative Banks

December 1, 2022 1950 Views 1 comment Print

Given the heterogeneity in the cooperative sector, a tiered regulatory framework is required to balance the spirit of mutuality and co-operation more prevalent in banks of smaller sizes and those with limited area of operation vis-à-vis the growth ambitions of the large-sized UCBs to spread their area of operation and undertake more complex business activities.

Review of norms for classification of UCBs as Financially Sound & Well Managed

December 1, 2022 3351 Views 0 comment Print

It has been decided to revise the criteria for UCBs to be classified as FSWM. The revised criteria in view of Revised Regulatory Framework for Urban Co-operative Banks (UCBs) released by RBI on July 19, 2022 based on the recommendation of the Expert Committee on Primary (Urban) Co-operative Banks are given in the Annex.

RBI notifies updated list of ‘significant benchmarks’ administered by FBIL

December 1, 2022 2694 Views 0 comment Print

Reserve Bank hereby notifies Modified Mumbai Interbank Forward Outright Rate (MMIFOR) administered by Financial Benchmarks India Pvt. Ltd. (FBIL) as a ‘significant benchmark’.

Annual Return on Foreign Liabilities & Assets (FLA) under FEMA 1999 – FAQs

November 24, 2022 2694 Views 2 comments Print

The annual return on Foreign Liabilities and Assets (FLA) is required to be submitted by the following entities which have received FDI (foreign direct investment) and/or made FDI abroad (i.e. overseas investment) in the previous year(s) including the current year i.e., who holds foreign assets or/and liabilities in their balance sheets

RBI FAQs on ATM/White Label ATM

November 24, 2022 7488 Views 0 comment Print

An ATM is a computerised machine that provides customers of banks the facility of accessing their accounts for dispensing cash and to carry out other financial & non-financial transactions without the need to visit the bank branch.

Payment and Settlement Systems Act, 2007 – FAQ

November 24, 2022 20442 Views 0 comment Print

Everything you need to know about the Payment and Settlement Systems Act, 2007. Get answers to FAQs and understand the objective of this important legislation.

Cash Withdrawal Facility at Point of Sale (PoS) Terminals- FAQs

November 24, 2022 2916 Views 0 comment Print

Under the facility of cash withdrawal at PoS terminals, cardholders can withdraw cash using their debit cards and open system prepaid cards issued by banks in India.

Prepaid Payment Instruments (PPIs) – RBI FAQs

November 24, 2022 17199 Views 0 comment Print

PPIs are instruments that facilitate purchase of goods and services, including financial services, remittance facilities, etc., against the value stored on such instruments. PPIs that can be issued in the country are classified under three types viz. (i) Closed System PPIs, (ii) Semi-closed System PPIs, and (iii) Open System PPIs.

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