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Fema / RBI

RBI Circular Notification Press Release and Instructions issued by Reserve bank of India. News and Article on provisions, Rate changes, Policy changes and FAQ

Latest Articles


RBI Makes Online Filing of Applications through PRAVAAH mandatory from May 1, 2025

Fema / RBI : RBI mandates PRAVAAH portal for all regulatory applications starting May 1, 2025. Over 100 forms available, enhancing efficiency....

April 15, 2025 162 Views 0 comment Print

​Legal Entity Identifier: Applicability and How to Apply LEI

Fema / RBI : Understand LEI requirements for large-value transactions, applicability to UCBs, NBFCs, and how to apply for LEI in India under RB...

April 13, 2025 708 Views 0 comment Print

RBI Revamps Co-Lending Arrangements: Understanding New Draft Framework

Fema / RBI : RBI proposes a new, broader co-lending framework allowing more entities to partner, aiming for wider credit access and lower rates...

April 12, 2025 327 Views 0 comment Print

Securitisation of Stressed Assets In India: Highlights of RBI’S Draft Guidelines

Fema / RBI : RBI proposes new guidelines for securitization of stressed assets in India. Key highlights include pool definitions, ReM roles, an...

April 11, 2025 447 Views 0 comment Print

FEMA Regulations: An In-depth Guide for Businessmen & Professionals

Fema / RBI : Introduction The Foreign Exchange Management Act (FEMA) of 1999, an act enacted during the new era of India’s liberalized ec...

April 10, 2025 411 Views 0 comment Print


Latest News


Draft Reserve Bank of India (Lending Against Gold Collateral) Directions, 2025

Fema / RBI : RBI proposes unified guidelines for lending against gold jewellery and ornaments across banks, co-operatives, and NBFCs, focusing ...

April 10, 2025 285 Views 0 comment Print

Draft RBI (Securitisation of Stressed Assets) Directions, 2025

Fema / RBI : RBI's draft directions for securitisation of stressed assets, outlining eligibility, requirements for SPEs, Resolution Managers, i...

April 10, 2025 312 Views 0 comment Print

Draft Reserve Bank of India (Non-Fund Based Credit Facilities) Directions, 2025

Fema / RBI : RBI proposes comprehensive directions for non-fund based credit like guarantees and LCs across banks, co-operatives, NBFCs, focusi...

April 10, 2025 303 Views 0 comment Print

Draft Reserve Bank of India (Co-Lending Arrangements) Directions, 2025

Fema / RBI : Summary of RBI's draft directions on Co-Lending Arrangements (CLAs) for banks, AIFIs, and NBFCs, covering key aspects and disclosu...

April 10, 2025 291 Views 0 comment Print

Banking Regulation Amendment 2020 Boosts RBI’s Oversight on Co-op Banks

Fema / RBI : RBI strengthens regulation of cooperative banks with fraud management rules, governance reforms, and an ombudsman under amended ba...

April 5, 2025 351 Views 0 comment Print


Latest Judiciary


Madras HC Upholds RBI’s Net Owned Fund (NOF) Rules for NBFCs

Fema / RBI : Madras High Court upholds RBI's Net Owned Fund (NOF) rules for NBFCs, affirming compliance requirements and rejecting challenges t...

April 4, 2025 264 Views 0 comment Print

Delhi HC Upholds FEMA Penalty on OCI Cardholder

Fema / RBI : Delhi High Court upholds RBI's FEMA penalty on an OCI cardholder for unauthorized agricultural land purchase in India, citing due ...

March 26, 2025 522 Views 0 comment Print

Amount transferred to statutory reserve as per RBI Act not deductible from assessable income

Fema / RBI : Present appeal has been filed by the appellant mainly contesting that whether the Tribunal was right in holding that there has bee...

November 25, 2024 822 Views 0 comment Print

Duty drawback entitled once export proceeds realised within stipulated period: Delhi HC

Fema / RBI : Delhi High Court held that petitioner is duly entitled for the grant of duty drawback since the export proceeds have been realised...

October 22, 2024 408 Views 0 comment Print

NOF Default: Delhi HC Orders RBI to Reconsider NBFC Registration Cancellation  

Fema / RBI : Delhi High Court sets aside RBI's cancellation of NBFC registration for failure to meet Rs. 200 Lakh NOF, directs fresh review of ...

October 14, 2024 600 Views 0 comment Print


Latest Notifications


RBI Mandates PRAVAAH for Regulatory Applications from May 2025

Fema / RBI : RBI advises all entities, including regulated ones, to use the PRAVAAH portal for submitting regulatory applications starting May ...

April 15, 2025 87 Views 0 comment Print

RBI Revises Lead Bank Roles in Rajasthan Districts

Fema / RBI : RBI updates lead bank responsibilities after Rajasthan's district reorganisation; roles for Jaipur and Jodhpur modified, others re...

April 11, 2025 180 Views 0 comment Print

RBI Cuts Key Lending Rate Amid Global Economic Uncertainty, Projects Moderate Growth

Fema / RBI : RBI's April 2025 monetary policy: Repo rate reduced by 25 bps to 6.00%, stance shifts to accommodative to support growth amid beni...

April 10, 2025 138 Views 0 comment Print

RBI Revises Repo Rate to 6% for Primary Dealers

Fema / RBI : RBI cuts repo rate by 25 bps to 6%. Standing Liquidity Facility for Primary Dealers now available at the revised rate as per April...

April 9, 2025 117 Views 0 comment Print

RBI Revises Bank Rate & Penal Interest Rates on shortfalls in reserve requirements

Fema / RBI : RBI reduces Bank Rate to 6.25%. Penal interest on CRR and SLR shortfalls adjusted accordingly. Effective from April 9, 2025....

April 9, 2025 129 Views 0 comment Print


Recording of PPO No. in passbook of Pensioners / Family Pensioners

June 8, 2017 1002 Views 0 comment Print

As you are aware, it has been decided to record the PPO number in all the pension passbooks of the pensioners/family pensioners issued to them. This is to alleviate the difficulties reported by pensioners/family pensioners to get duplicate Pension Payment Orders (PPO) in case of missing of original PPO, transfer of pension account from one bank/branch to another bank/branch, commencement of family pension to spouse or dependent children after the death of pensioner, etc. in the absence of ready availability of PPO numbers.

Revised Branch Authorisation Policy for unbanked villages

June 8, 2017 780 Views 0 comment Print

Rationalisation of Branch Authorisation Policy – Revision of Guidelines’ wherein final guidelines on ‘Banking Outlets’ have been issued with a view to facilitate financial inclusion as also to provide flexibility to banks on the choice of delivery channel.

Master Direction: Information Technology Framework for NBFC Sector

June 8, 2017 3543 Views 0 comment Print

In exercise of the powers conferred in terms of clause (b) of sub-section (1) of 45-L of the Reserve Bank of India Act, 1934 (Act 2 of 1934), the Reserve Bank of India being satisfied for the purpose of enabling it to regulate the credit system of the country to its advantage it is necessary so to do, hereby issues Master Directions – Information Technology Framework for the NBFC Sector, 2017 hereinafter specified.

RBI Second Bi-monthly Monetary Policy Statement, 2017- 18

June 7, 2017 918 Views 1 comment Print

Since the April 2017 meeting of the MPC, global economic activity has expanded at a modest pace, supported by firming growth in major advanced economies (AEs) and in some emerging market economies (EMEs) as well.

RBI tightens norms for issuance of Masala Bonds

June 7, 2017 969 Views 0 comment Print

RBI has today tightened the norms for issuance of masala bonds by Indian corporates – raising of such INR denominated debt would now be subject to RBI approval, will have to adhere to all-in-cost ceilings (earlier permitted at arm’s length) and cannot be issued to related parties.

Aadhaar mandatory for opening bank account- Govt notifies rules

June 1, 2017 5838 Views 0 comment Print

(1) These rules may be called the Prevention of Money-laundering (Maintenance of Records) Second Amendment Rules, 2017. (2) They shall come into force on the date of their publication in the Official Gazette.

Introduction of Legal Entity Identifier for OTC derivatives markets

June 1, 2017 3117 Views 0 comment Print

The Legal Entity Identifier (LEI) code has been conceived of as a key measure to improve the quality and accuracy of financial data systems for better risk management post the Global Financial Crisis. The LEI is a 20-character unique identity code assigned to entities who are parties to a financial transaction.

Section 8 Microfinance companies: Overview, Requirements & Registration

May 30, 2017 90630 Views 116 comments Print

Microfinance is a source of financial services for entrepreneurs and small businesses, it is a type of Non-Banking Financial Company (NBFC) which is in a business of micro credit finance to individuals and small business. It is also known as Micro Finance Institution (MFI).

Submission of SFT relating to issue of Bonds for ₹ 5 lakh or more- Reg.

May 30, 2017 831 Views 0 comment Print

It is observed that a few Agency banks were submitting Annual Information Returns (AIR, now changed to SFT) in respect of Savings Bonds to Income Tax Authorities as well as to RBI.

Major FCRA Compliances

May 27, 2017 30591 Views 1 comment Print

Following MAJOR Forms are required to be filed under The Foreign Contribution (Regulation) Act (FCRA), 2010 (All the below given forms are to be filed online only)

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