Your credit score plays a critical role in the loan approval process. Your credit score gives loan providers an indication of your capability to pay back a loan, based on your Credit Information Report (CIR). However, it is important to note that every loan provider, that uses the CIBIL TransUnion Score, has its own benchmark of what constitutes a “good” score. For example, a score of 670 may be an adequate score for some loan providers, but reason enough to reject a loan application for some others.

How to get your CIBIL TransUnion Score Online

The steps involved in buying the score should be reworded

  • Complete the Request Form
  • Payment – Pay 450 for the CIBIL TransUnion Score via Net Banking / Debit / Credit / Cash Card
  • Get Registration ID – On successful completion of your payment transaction, you will receive a unique CIBIL registration ID and transaction ID in your online payment confirmation
  • Authentication – Answer 5 questions about your loans & credit cards to authenticate your application(Do keep your personal details and loan/credit card details ready)

If authentication is successful

You’ll receive your credit score and credit report at the e-mail address you have provided.

If authentication is unsuccessful

Print the online payment confirmation and mail it along with your identity and address proofs (check the options given below) to the address mentioned below

Documents Required along with the online payment confirmation in cases of unsuccessful authentications:
1. Online Payment Confirmation 2. Identity Proof – PAN / Passport / Voter’s id (Identity proof should be valid and not expired) 3. Address Proof – Bank Statement / Electricity Bill / Telephone Bill / Passport / Credit Card Statement (Address proof should be not more than 3 months from the date of application and should be in your name)

Demand Draft – CIBIL TransUnion Score (including CIR) OR only CIR: 1. Purchase a Demand Draft (DD) of 450/- for CIBIL TransUnion Score + CIR OR 142/- for CIBIL CIR in favour of “Credit Information Bureau (India) Limited” payable at Mumbai. 2. Download the Request form 3. Submit the duly completed Request Form along with Demand Draft, Identity and Address proofs to any one of our below mentioned address

Address: Consumer Relations – Disclosure Request,
Credit Information Bureau (India) Limited, Hoechst House, 6th Floor, 193,
Backbay Reclamation, Nariman Point, Mumbai 400 021.

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February 2024