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सिबिल स्कोर बना सिरदर्द: अब जागा आरबीआई और लागू किए सख्त नियम

Fema / RBI : आरबीआई और सिबिल स्कोर बनाएं सिरदर्द: अब आरबीआई और ...

November 23, 2023 4338 Views 0 comment Print

How to Improve Your Chances of Getting Approved for a Personal Loan with Low Credit Score

Finance : If you're trying to apply for a personal loan with a low credit score, the first step is understanding exactly what a credit score...

September 1, 2023 894 Views 0 comment Print

Minimum CIBIL Score for a Home Loan: What You Need to Know?

Finance : A CIBIL score is one of the critical factors that determine your home loan eligibility. Based on this 3-digit score, lenders decid...

August 28, 2023 1020 Views 0 comment Print

4 Ways in Which Disputing Errors in Your Credit Report Helps Your Credit Score

Finance : Your credit score and report form a crucial part of your financial profile. They also impact your ability to access funds quickly ...

June 28, 2023 540 Views 0 comment Print

Alternative Data Scoring

Finance : Traditionally lender’s uses Credit Scoring as a major tool in its Credit Underwriting process. Traditionally lender verifies the...

March 29, 2023 1116 Views 0 comment Print


Latest News


Auditor cannot share client info with Credit Rating Agencies unless permitted: ICAI

CA, CS, CMA : It is hereby clarified that under the provisions of Chartered Accountants Act,1949 it is not permissible to members to share clien...

January 5, 2021 7386 Views 0 comment Print

68% of borrowers are unaware of their CIBIL score, reveals Home Credit Survey

Finance : ♦ Patna reports lowest literacy levels with only 22% of borrowers aware of their CIBIL score, followed by Kolkata (25%) and Mumb...

December 3, 2020 4374 Views 0 comment Print

Steps to Bring Potential Borrowers under Credit Net

Fema / RBI : Eligibility for credit is a function of a potential borrower’s repayment capacity and creditworthiness. Repayment capacity is as...

July 23, 2019 1680 Views 0 comment Print

Free Credit Information or CIBIL Report to individual assessee

Fema / RBI : WEF 01.01.2017, all Credit Information Companies shall provide, upon request provide a Free Full Credit Report popularly known as ...

December 10, 2016 9790 Views 2 comments Print

CIBIL Report one of the factors to be considered before granting any loan

Fema / RBI : The information contained in the CIR (which contains credit score) would be one of the factors that banks would consider before gr...

December 5, 2016 1726 Views 0 comment Print


Latest Judiciary


Education Loan cannot be denied merely for Low CIBIL Score of Co-Borrowers

Corporate Law : Kiran David Vs Assistant General Manager State Bank of India (Kerala High Court) The petitioners are aggrieved by the denial of ed...

May 18, 2022 8325 Views 0 comment Print

Educational Loan cannot be rejected for Unsatisfactory Credit Scores of parents

Finance : In the present case, the education loan application had been declined on the ground that the CIBIL report of the petitioner's fath...

July 3, 2020 4200 Views 1 comment Print


Latest Notifications


SEBI (Credit Rating Agencies) (Amendment) Regulations, 2023

SEBI : Gain insights into SEBI (Credit Rating Agencies) (Amendment) Regulations, 2023 for ESG rating providers. This analysis explores t...

July 3, 2023 3735 Views 0 comment Print

Basel III Capital Regulations – Eligible Credit Rating Agencies

Fema / RBI : Banks are advised to use ratings of following domestic credit rating agencies for risk weighting their claims for capital adequacy...

January 9, 2023 1086 Views 0 comment Print

Submission of Credit Information to Credit Information Companies – Dissemination of Credit Information of suit-filed accounts

Fema / RBI : Submission of Credit Information to Credit Information Companies – Defaulters of Rs. 1 Crore and above and Wilful Defaulters of ...

September 5, 2011 1045 Views 0 comment Print

Submission of information to Credit Information Companies

Fema / RBI : It is therefore, advised that SC/RCs on becoming member /members of any Credit Information Company / Companies may provide them t...

November 25, 2010 244 Views 0 comment Print

Submission of data to Credit Information Companies

Fema / RBI : We advise that apart from Credit Information Bureau of India Ltd., (existing credit information company in operation since January...

September 6, 2010 1428 Views 0 comment Print


Latest Posts in cibil

सिबिल स्कोर बना सिरदर्द: अब जागा आरबीआई और लागू किए सख्त नियम

November 23, 2023 4338 Views 0 comment Print

आरबीआई और सिबिल स्कोर बनाएं सिरदर्द: अब आरबीआई और लागू किए गए सख्त नियम का पालन करें. सोचिए अपने सिबिल स्कोर को!

How to Improve Your Chances of Getting Approved for a Personal Loan with Low Credit Score

September 1, 2023 894 Views 0 comment Print

If you’re trying to apply for a personal loan with a low credit score, the first step is understanding exactly what a credit score is. In simplest terms, a credit score is a numerical representation of your creditworthiness, or how likely you are to repay borrowed money.

Minimum CIBIL Score for a Home Loan: What You Need to Know?

August 28, 2023 1020 Views 0 comment Print

A CIBIL score is one of the critical factors that determine your home loan eligibility. Based on this 3-digit score, lenders decide whether or not to approve your loan. This is because it is linked to your creditworthiness as it is calculated based on your credit history.

SEBI (Credit Rating Agencies) (Amendment) Regulations, 2023

July 3, 2023 3735 Views 0 comment Print

Gain insights into SEBI (Credit Rating Agencies) (Amendment) Regulations, 2023 for ESG rating providers. This analysis explores the applicability, registration process, categories, conditions, code of conduct, and more, ensuring transparency and reliability in ESG ratings.

4 Ways in Which Disputing Errors in Your Credit Report Helps Your Credit Score

June 28, 2023 540 Views 0 comment Print

Your credit score and report form a crucial part of your financial profile. They also impact your ability to access funds quickly and on affordable terms. While your report is generally accurate, there may be instances where it may not represent the correct information.

Alternative Data Scoring

March 29, 2023 1116 Views 0 comment Print

Traditionally lender’s uses Credit Scoring as a major tool in its Credit Underwriting process. Traditionally lender verifies the Customer’s Credit Worthiness through the Credit Score of an individual.

Credit Score – History, Types, Computation, Importance, Components

March 25, 2023 1401 Views 0 comment Print

Understand the significance of Credit Score – its history, types, computation, and importance. Explore the components that make up your creditworthiness, and learn how to improve your credit score for better financial opportunities.

Importance of Credit Score

March 8, 2023 921 Views 0 comment Print

Discover the importance of credit scores & how they impact financial decisions. Learn how to maintain a good credit score for better loan opportunities and financial stability.

Basel III Capital Regulations – Eligible Credit Rating Agencies

January 9, 2023 1086 Views 0 comment Print

Banks are advised to use ratings of following domestic credit rating agencies for risk weighting their claims for capital adequacy purposes

Reasons for Dropping Credit Score. How One Can Fix it

August 24, 2022 2211 Views 0 comment Print

Credit score is a 3 digit number ranging between 300 to 900, showing your financial health. credit history, outstanding debts & payment pattern

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