Finance : Education loans help students pursue higher studies without financial stress. However, lenders carefully assess your eligibility, ...
Fema / RBI : आरबीआई और सिबिल स्कोर बनाएं सिरदर्द: अब आरबीआई और ...
Finance : If you're trying to apply for a personal loan with a low credit score, the first step is understanding exactly what a credit score...
Finance : A CIBIL score is one of the critical factors that determine your home loan eligibility. Based on this 3-digit score, lenders decid...
Finance : Your credit score and report form a crucial part of your financial profile. They also impact your ability to access funds quickly ...
Finance : The government addresses concerns about CIBIL scores, detailing how credit information companies are regulated and the steps taken...
Fema / RBI : Explore challenges faced by first-time borrowers and informal sector workers due to limited CIBIL scores, and measures to improve ...
CA, CS, CMA : It is hereby clarified that under the provisions of Chartered Accountants Act,1949 it is not permissible to members to share clien...
Finance : ♦ Patna reports lowest literacy levels with only 22% of borrowers aware of their CIBIL score, followed by Kolkata (25%) and Mumb...
Fema / RBI : Eligibility for credit is a function of a potential borrower’s repayment capacity and creditworthiness. Repayment capacity is as...
Corporate Law : The SC examined a complaint of adverse credit reporting despite no loan or default. Banks were directed to file affidavits clarify...
Income Tax : The Court directed issuance of a new PAN after a duplicate allotment caused the petitioner’s financial record to be linked to an...
Corporate Law : The DRAT set aside the DRT order directing the bank to update credit information, ruling that former directors and guarantors cann...
Corporate Law : Kiran David Vs Assistant General Manager State Bank of India (Kerala High Court) The petitioners are aggrieved by the denial of ed...
Finance : In the present case, the education loan application had been declined on the ground that the CIBIL report of the petitioner's fath...
Corporate Law : The Finance Ministry has permitted Aadhaar-based authentication for accessing credit information reports, subject to user consent ...
Fema / RBI : RBI mandates new credit info reporting rules for institutions post-license cancellation, ensuring borrowers' repayment histories r...
SEBI : Gain insights into SEBI (Credit Rating Agencies) (Amendment) Regulations, 2023 for ESG rating providers. This analysis explores t...
Fema / RBI : Banks are advised to use ratings of following domestic credit rating agencies for risk weighting their claims for capital adequacy...
Fema / RBI : Submission of Credit Information to Credit Information Companies – Defaulters of Rs. 1 Crore and above and Wilful Defaulters of ...
The Finance Ministry has permitted Aadhaar-based authentication for accessing credit information reports, subject to user consent and availability of alternative ID options.
The SC examined a complaint of adverse credit reporting despite no loan or default. Banks were directed to file affidavits clarifying whether any liability existed.
The Court directed issuance of a new PAN after a duplicate allotment caused the petitioner’s financial record to be linked to another person’s loan defaults.
The DRAT set aside the DRT order directing the bank to update credit information, ruling that former directors and guarantors cannot reopen withdrawn loan proceedings to alter CIBIL records.
The government addresses concerns about CIBIL scores, detailing how credit information companies are regulated and the steps taken to protect consumers.
Education loans help students pursue higher studies without financial stress. However, lenders carefully assess your eligibility, whether you are a student or a co-applicant parent/guardian, before approving the loan. One of the most important factors they consider is your CIBIL score.
Explore challenges faced by first-time borrowers and informal sector workers due to limited CIBIL scores, and measures to improve credit access and inclusivity.
RBI mandates new credit info reporting rules for institutions post-license cancellation, ensuring borrowers’ repayment histories remain updated.
आरबीआई और सिबिल स्कोर बनाएं सिरदर्द: अब आरबीआई और लागू किए गए सख्त नियम का पालन करें. सोचिए अपने सिबिल स्कोर को!
If you’re trying to apply for a personal loan with a low credit score, the first step is understanding exactly what a credit score is. In simplest terms, a credit score is a numerical representation of your creditworthiness, or how likely you are to repay borrowed money.
