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Fema / RBI

RBI Circular Notification Press Release and Instructions issued by Reserve bank of India. News and Article on provisions, Rate changes, Policy changes and FAQ

Latest Articles


Provisions Relating to Foreign Currency: Transfer of Shares & its Reporting

Fema / RBI : Learn about FC-TRS form filing, foreign investment types, RBI compliance, and penalties for delayed reporting under FEMA regulatio...

March 26, 2025 1485 Views 0 comment Print

Gold Monetisation Scheme, 2015 – FAQs

Fema / RBI : Learn about the Gold Monetisation Scheme 2025, deposit eligibility, interest rates, updated rules, and the discontinuation of Med...

March 26, 2025 5655 Views 0 comment Print

FDI vs. FPI: Key Differences and Economic Impact

Fema / RBI : Compare Foreign Direct Investment (FDI) and Foreign Portfolio Investment (FPI). Understand their differences, benefits, risks, and...

March 25, 2025 333 Views 0 comment Print

Customer Service: Fundamental Principle For Business Success

Fema / RBI : RBI highlights poor customer service in banks, citing rising complaints and regulatory violations. Urges a shift towards customer-...

March 24, 2025 405 Views 0 comment Print

Consequences of NRIs/OCIs Purchasing Agricultural Land in India: Lessons from Recent Cases

Fema / RBI : Delhi High Court upheld a significant penalty imposed by the Reserve Bank of India (RBI) under the Foreign Exchange Management Act...

March 21, 2025 663 Views 0 comment Print


Latest News


Challenges Faced By First Time Borrowers Due To CIBIL Score

Fema / RBI : Explore challenges faced by first-time borrowers and informal sector workers due to limited CIBIL scores, and measures to improve ...

February 12, 2025 459 Views 0 comment Print

FEMA Regulations Amended for Forex Violation Settlement

Fema / RBI : New FEMA rules allow settlement of foreign exchange violations with penalties up to ₹5 crore. Pending cases will follow earlier ...

February 6, 2025 189 Views 0 comment Print

US Dollar Index rose 6.5% during October 1, 2024, to January 27, 2025

Fema / RBI : Rupee hit ₹86.70/USD in January 2025, its lowest level. Factors include global economic trends, US elections, and forex reserve ...

February 6, 2025 90 Views 0 comment Print

Depreciation in Value of Indian Rupee: Impact and RBI Measures

Fema / RBI : The Indian Rupee has depreciated against the US Dollar over the past decade. The government explains causes, trade impacts, and RB...

December 11, 2024 1113 Views 0 comment Print

Steps by Indian government to Regulate Unauthorized Loan Apps in India

Fema / RBI : The Indian government takes measures to regulate digital lending platforms and protect citizens from exploitation by unauthorized ...

December 11, 2024 387 Views 0 comment Print


Latest Judiciary


Delhi HC Upholds FEMA Penalty on OCI Cardholder

Fema / RBI : Delhi High Court upholds RBI's FEMA penalty on an OCI cardholder for unauthorized agricultural land purchase in India, citing due ...

March 26, 2025 441 Views 0 comment Print

Amount transferred to statutory reserve as per RBI Act not deductible from assessable income

Fema / RBI : Present appeal has been filed by the appellant mainly contesting that whether the Tribunal was right in holding that there has bee...

November 25, 2024 768 Views 0 comment Print

Duty drawback entitled once export proceeds realised within stipulated period: Delhi HC

Fema / RBI : Delhi High Court held that petitioner is duly entitled for the grant of duty drawback since the export proceeds have been realised...

October 22, 2024 372 Views 0 comment Print

NOF Default: Delhi HC Orders RBI to Reconsider NBFC Registration Cancellation  

Fema / RBI : Delhi High Court sets aside RBI's cancellation of NBFC registration for failure to meet Rs. 200 Lakh NOF, directs fresh review of ...

October 14, 2024 555 Views 0 comment Print

RBI asks NBFCs to stick to Rs 20,000 cash loan pay-out limit

Fema / RBI : RBI directs NBFCs to adhere to a Rs 20,000 cash loan disbursement limit, aiming to regulate cash transactions and enforce complian...

May 21, 2024 1362 Views 0 comment Print


Latest Notifications


RBI Revises Valuation Norms for Government-Guaranteed Security Receipts

Fema / RBI : RBI updates norms for government-guaranteed Security Receipts, affecting valuation, capital deductions, and dividend payments. Eff...

March 30, 2025 252 Views 0 comment Print

RBI Announces Special Clearing on March 31, 2025

Fema / RBI : RBI sets special clearing operations for government cheques on March 31, 2025. All member banks must participate and ensure infras...

March 29, 2025 4104 Views 0 comment Print

RBI Issues Notification on Sale of Government Securities

Fema / RBI : RBI announces updated guidelines for the sale and issue of Government of India Securities, including Treasury Bills and Cash Manag...

March 28, 2025 114 Views 0 comment Print

RBI Gold Monetization Scheme, 2015: MLTGD Discontinued

Fema / RBI : The Government of India has discontinued Medium and Long Term Government Deposits under the Gold Monetization Scheme from March 26...

March 26, 2025 258 Views 0 comment Print

RBI Issues Capital Adequacy Master Direction for Regional Rural Banks

Fema / RBI : RBI releases Master Direction on Capital Adequacy for RRBs, outlining prudential norms, risk weights, and reporting requirements e...

March 25, 2025 324 Views 0 comment Print


RBI proposed draft regulations for Cross Border Mergers

May 4, 2017 1596 Views 1 comment Print

The Reserve Bank of India (RBI) on 26th April, 2017 proposed draft of Foreign Exchange Management (Cross border Merger) Regulations, 2017 under Foreign Exchange Management Act, 1999 in relation to cross border mergers and is accepting public comments till 9th May, 2017.

A Bank Should Be Something One Can “Bank” Upon

May 3, 2017 2448 Views 1 comment Print

I wish to try and simplify the mechanics of how a bank works, why we put our savings into banks, what does a bank do with our savings, when should we question which bank are we banking with, and why when such questions are asked en masse, is there a banking crisis and economic growth comes to a screeching halt.

Man Seeks exchange of Seized old notes after discharge from case

May 1, 2017 3258 Views 0 comment Print

Abhishek Shukla, who was discharged by the trial court in 2013 IPL spot-fixing case in July 2015, has moved the Supreme Court seeking a direction to the Reserve Bank of India (RBI) to accept demonetised Rs. 500 and Rs. 1,000 currency notes with a face value of Rs. 5 lakh, which was seized by the special cell of Delhi Police during probe of the case.

Management of non-performing asset (NPA) Perpetual self renewal programming (PSRP)

April 29, 2017 2634 Views 0 comment Print

Various recommendations have been made by various study groups appointed by Government of India and RBI to arrest the incidents of accounts becoming NPA and circulars are being issued by RBI from time to time giving directions and guidance to banks and financial institutions on the steps to be taken to prevent slippage of NPA.

RBI Guidelines on Merchant Acquisition for Card Transactions

April 28, 2017 1056 Views 0 comment Print

All co-operative banks not intending to act as Point of Sale (POS) acquiring bank are permitted to deploy third party POS terminals without prior approval of Reserve Bank of India (RBI) subject to the bank fulfilling the following criteria:

Requirement of Net Owned Fund for Asset Reconstruction Companies

April 28, 2017 1578 Views 0 comment Print

No Asset Reconstruction Company shall commence or carry on the business of securitisation or asset reconstruction without having Net Owned Fund (hereinafter referred to as NOF) of not less than Rupees two crore or such other higher amount as the Reserve Bank may, by notification, specify.

NOF for ARCs shall be minimum Rupees One Hundred Crore

April 28, 2017 576 Views 0 comment Print

Reserve Bank of India hereby specifies that the Net Owned Fund (NOF) for Asset Reconstruction Companies (ARCs) shall be minimum Rupees One Hundred Crore on an ongoing basis with effect from the date of this Notification.

RBI notifies Role of Chief Risk Officer (CRO)

April 27, 2017 1848 Views 0 comment Print

As part of effective risk management, banks are required, inter-alia, to have a system of separation of credit risk management function from the credit sanction process. However, it is observed that the banks follow diverse practices in this regard.

Draft Foreign Exchange Management (Cross Border Merger) Regulations, 2017

April 26, 2017 1599 Views 0 comment Print

The Reserve Bank today has placed on its website the draft guidelines proposed to be issued on cross border merger transactions pursuant to the Rules notified by Ministry of Corporate Affairs through Companies (Compromises, Arrangements and Amalgamation) Amendment Rules, 2017 on April 13, 2017.

Liberalized Remittance Scheme (LRS)

April 26, 2017 47340 Views 7 comments Print

Liberalised Remittance Scheme (LRS) can be availed for purchasing or remitting foreign currency up to USD 250,000 per financial year (April- March) for permissible transactions.

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