My last article covered how investment through sip for people of different age group is more fruitful rather than investing in the old means of investment & earing better return from F.D./ Post office savings etc. SIP FOR PROFESSIONALS STEPS As salaried person enjoys a fixed amount of monthly pay-out it is not the same […]
SIP considered as the path to invest in the market for small investors who fear to invest directly in stocks can invest in mutual funds through SIP thus minimizing the risk. SIP investment do not require a large corpus rather it can be started with minimum amount of Rs 500 (Rs 100 in some cases). […]
NATIONAL PENSION SYSTEM (N.P.S.) BACKGROUND The National Pension System is a defined contribution scheme launched by Pension Fund Regulatory & Development Authority (P.F.R.D.A) in 2004 for government employees & subsequently in 2009 for all citizen. The eligible subscribers are allotted a 12 digit unique Permanent Retirement Account Number (P.R.A.N) on registration with N.P.S. MODELS UNDER […]
In the following article I have elaborated certain mistakes that one does un-knowingly and ultimately leads to financial crises. Here are some of the reasons due to which a person is not able to save or invest. 1. CHOOSING WRONG INVESTMENTS MISTAKES CORRECTIONS Keeping money in bank account, F.D., R.D. you might be wrong if […]
Most of us are not aware about the tax saving scheme people are not aware what all options are available where investment can be done. This article will let you know the options available for an individual where they can invest & also save their taxes. EQUITY LINKED SAVING SCHEME (E.L.S.S) E.L.S.S are notified Tax […]
P.P.F. Account is a LONG TERM SAVING INSTRUMENT provided by the CENTRAL GOVERNMENT, came into force from 1 July 1968. This investment gives us ASSURED RETURNS & PROVIDE OLD AGE INCOME SECURITY TO EVERY ONE. By investing in P.P.F Account we can see the POWER OF COMPOUNDING in the long run. This account is under […]
ARE YOU SELECTING RIGHT.? In this article features different investment products have been elaborated along with the comparison of returns according to the investment tenure. This will help the investor to decide for himself to choose the correct product comparing Time, Returns & Taxability each of them. INVESTMENT FOR A LONGER TENURE PPF NPS * […]
Many of us are not aware of the term financial goals what does it mean & why it is important to understand this term for better planning of the future. This article will let you know about:- * What are Financial Goals * Why it is important to have Financial Goals * Certain examples of […]
S.E.B.I being the regulator of CAPITAL MARKET issued a circular dated 11-September-2020 brought the change in the MULTI-CAP SCHEME of Mutual funds. Let us know what does multi-cap scheme is all about and the new changes introduced regarding this scheme. Definition of Large Cap, Mid Cap and Small Cap Companies : SEBI has, vide its […]
Continuing from my last article where we had seen the difference in return that we get by ONE TIME INVESTMENT/ LUMP-SUM AMOUNT while investing in DIRECT / REGULAR MODE. Now we will study the difference when investment is done through S.I.P (DIRECT/REGULAR MODE). SIP AMOUNT = Rs 10,000/ MONTH TIME = 5 Years RATE OF […]