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Ramalingam K

Latest Articles


10 Things you may not know about PPF

Finance : One of the popular, preferred, and preeminent tax saving investments is PPF – Public Provident Fund. We all know about PPF. Do w...

January 27, 2020 11898 Views 1 comment Print

10 Common Mistakes People make when filing Income Tax Returns

Income Tax : The season of filing of tax return is here. This year all those who have taxable income are required to file their return. Also th...

January 20, 2020 23052 Views 7 comments Print

All you wanted to know about Tax Exemption on HRA

Income Tax : Along with the rest of the country, the salaried class waits for the annual budget to be announced each year. They look up to the ...

January 12, 2020 15975 Views 1 comment Print

A new way to do tax planning and why hardly anyone “gets it”

Income Tax : It really hurts to see a large pie of the salary cut towards tax. So the obvious question in everyones mind is How do I reduce my ...

January 12, 2020 9459 Views 0 comment Print

Everything You Want to Know About Pan Card for NRI’S

Income Tax : According to the new, rule of SEBI ,any NRI not having PAN card cannot do the share trading by depository or broker....

January 11, 2020 33748 Views 17 comments Print


Financial Plan Review: What makes a Financial Plan workable?

July 29, 2017 1089 Views 0 comment Print

Once the financial plan is created, do you need to continue your relationship with your financial planner? Will the financial plan which you created in your early life, hold good till your retirement?

What is your money personality?

July 28, 2017 1722 Views 0 comment Print

Everyone relates with money in a different way. How good is your relationship with money? Is there a better way to improvise your relationship with money? Many money problems or issues arise out of the way we look at money.

Have You Taken These Financial Steps Before Becoming An NRI?

July 27, 2017 1878 Views 0 comment Print

Are you planning to go abroad and become am NRI? Today you are a Resident Indian. Tomorrow you may become an NRI if your employer provides an opportunity. When an opportunity like this knocks at our door, are we ready to face the change? Are we prepared?

How to Retire Early? Retire sooner and richer

July 27, 2017 3843 Views 3 comments Print

The mindset of today’s young professionals is changing radically. They would like to have a semi-retired life in their late forties or early fifties by taking up a hobby instead of a regular job.

7 Secrets of Investing the Warren Buffett way

July 25, 2017 3402 Views 0 comment Print

Human beings always have a natural tendency to follow the crowd, but when it comes to share market investing, following the crowd can more often result in ending up with losses. Why do you copy the mediocrity of the masses when you can replicate the success of the World’s Greatest Investor?

7 Ridiculous Insurance Myths Debunked

July 25, 2017 1467 Views 0 comment Print

Don’t let these insurance myths, keep you from achieving your financial goals. Planning for contingencies like death and hospitalization forms an important part of financial planning. Buying a life insurance cover provides money to the dependents of the bread earner on his or her death.

Stock market and guaranteed NAV never goes together

July 22, 2017 1323 Views 1 comment Print

Whenever there is a statement about anything in this world, regardless of who has said it, do not believe it. But to analyse it and know the truth is wisdom (Kural: 423): Thiruvalluvar, a celebrated Tamil poet.

How is a Marine Insurance Claim Settled?

July 22, 2017 43000 Views 0 comment Print

Irrespective of the transportation mode chosen, lots of risks prevail in transporting goods from one place to the other. Unpredictable potholes and turbulent seas are always there to disrupt your otherwise smooth journey.

Say No to Ready made Pension Plans; Say Yes to Customized Retirement Plans

July 21, 2017 2289 Views 1 comment Print

The existing pension plans/ retirement plans in India are from the insurance companies. They are available in the form of traditional products or in the form of ULIP schemes.

Financially Plan & Make a Difference to Your Child’s Future

July 20, 2017 2043 Views 0 comment Print

On a beautiful late spring afternoon, twenty five years ago, two young men graduated from the college. They were very much alike, these two young men. Both had been better than average students, both were smart and both were filled with ambitious dreams for the future.

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