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House Rent Allowance (HRA) Calculator calculates House Rent Allowance which is exempt from tax U/s. 10(13A) of The Income Tax Act, 1961. The calculator is in excel format and it calculates the allowance which will be exempt from tax automatically.

It is to be noted that as per  CIRCULAR NO. 8/2013, Dated: Dated: October 10, 2013  if annual rent paid by the employee exceeds Rs 1,00,000 per annum, it is mandatory for the employee to report PAN of the landlord to the employer. In case the landlord does not have a PAN, a declaration to this effect from the landlord along with the name and address of the landlord should be filed by the employee.

Download HRA CalculatorPranab Banerjee

Download HRA Calculator – Amit Kumar

Republised with amendments 

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45 Comments

  1. ushadevi says:

    Sir, i have filed my company 24q4 return , and also downloaded form 16 a and b for the ay 2022-23, and issued to our staffs , but staffs say while filing there the 4th quarter is not reflected in there ITR FORM, What to do

  2. Puneet says:

    Hi
    I want to know ,if someone who is not getting any HRA component in His/her salary structure, then is he/she still can claim HRA exemption or not.

    If yes then what’s the procedure, how one can show in his final return,

  3. Venugopal says:

    I wanted to know if I am working as a freelance software developer and giving customised soffwares to required persons what taxes I should pay as I want to register my company.

  4. NABIN CHANDRA says:

    I am a regular reader of taxguru and practicing in taxation. That one of my client
    made a Insurance policy Under Life Insurance Corporation of India. The LIC paid under survival benefit of Rs.230,880/- and deducts the tax @ 2% of Such amount i.e Rs.4,617/-. My Question is the above amount paid by LIC is it taxable or not ? or it i e exempt U/s.10 D of the I.T.Act,1961. If the such amount paid under survival benefit what amount is taxable ? Kindly answer the above problem.

  5. SHARAVANAKUMAAR S V says:

    Sir,

    I have received my salary with HRA amount for Rs.2,16,000/- per annum. I have own house with Bank loan. I have avail house loan principle and interest amount of my income tax. One query is i also avail the tax exemption of HRA amount. currently we HRA amount also calculated total income.

  6. Mathew Bovee says:

    Dear sir Plz guide us that we can claim Rebate tax calculation on salry Regardsboth . As per Maharashtra Workmens Minimum House Rent Allowance Act 1983 every employer has to pay .

  7. Krishna says:

    Respected Sir,

    I am government employee working one private organization my salary gross 50,000/- per month but my hra monthly 4500/- per month and claimed income tax 54,000/- savings looking to me. It is correct or not how hra claimed to me please tell me sir,

    my friend working same office last year purchase one house his taken bank loan principal amt 85,000/- and interest amt 1,75,000/- claimed 2014-15 financial year and his negative place one house is available his house rent 4,500/- not claimed in it deduction.

    please give me advise how claimed hra what is solution from house rent looking hra in form-16 please with example.

  8. Mudaliar Ganesh T says:

    Sir,

    the calculator for HRA exemption is work out is correct when computed Annually.

    Guys….. Like to add on this
    This calculator should be used only when Monthly salary (Basic+DA+HRA), Rent paid & stay in same metro/non metro city is unchanged during the FY year.

    As per Income tax act, this exemption of HRA is worked on monthly & cummulative of monthly will be treated as Annual HRA exemption.

    Thus this calculator will reflect incorrect HRA exemption in following case
    1) Employee changing employer thus chaging monthly basic, DA, HRA
    2) Employee rent paid is monthly is changed during the year
    3) Employee shifted to owned house from rented house during the year resulting no rent payment in some month during the FY

    Hope Mr Pranab Agrees and confirm to plot monthly calculator else make a note of such concern to the user.

    PS incorrect exemption computation & claim may impact tax excess payment else shortage i.e. evasion

    Be careful…

    You can reach me on mail id [email protected]

  9. Gautam Rathod says:

    Dear Sir,
    If person got salary from two comopanies as part time employee in both company then how to calculate the HRA?

    which salry should be takn for HRA exemption ? total or individual?

  10. SANJAY KULSHRESTHA says:

    Dear Sir,

    I am working with a Private organization.I have my own accommodation which is located nearer to my workplace for which i took loan from the bank & i am availing exemption on Home Loan amount. But i am residing in a rented house for which i am not not getting any Rent receipt from the Landlord as per our mutual verbal agreement. But at the same time, i am paying a fixed amount of money to my mother who is residing in our parental house which is in Agra as Rent. And this amount will be paid to her as House rent because it was our family decision to pay a sum of money to the mother for her routine expenses till she is alive. Moreover, she doesn’t have any other source of income & on behalf of us she is presently caring for the property & this property will be ours after her.

    Now, we have below mentioned queries;

    1) We want to take Home loan benefit
    2) We want to show Rented income from our own property
    3) We want to have HRA benefit which we are paying to our mother.
    4) We have also spent Rs.70,000 for the treatment of my father during the year but unfortunately he expired. Is there any clause to exempt the same.
    5) We had few Fixed Deposits in the bank which were withdrawn before the maturity date in order to raise money for my father’s treatment whose interest was around Rs. 15,000. Can we show this amount as income?

    Kindly provide us your valuable guidelines.

    Thanks / Sanjay Kulshrestha

  11. Krishnadutt says:

    I am a government servant employed in regular capacity in an autonomous organization of the Govt of India. I reside in government accommodation provided by the organization. As such I do not receive HRA from the organization. My wife also joined the same organization as a contractual employee. The advertisement for the post on which she joined or her appointment letter do not carry any mention about HRA component in the consolidated pay offered to her for the post. Now after 4 months of her joining, she is told that as she shares the government accommodation being provided to me, HRA is liable to be deducted from the consolidated salary being paid to her. Is this justified? Can anyone help me with relevant OMs/circulars?

  12. mina rodricks says:

    I have found this site very useful

    am a NRI/NRO and am currently residing in the UK for the last few years. I own a flat in Mumbai for which I receive Rs 54,000 per month.

    It is my understanding that as an NRI if the rental income exceeds 2 lakhs per month then one is liable for tax. I have now been told that the Rs 2 lakhs is for each financial year.
    I would appreciate if you would kindly let me know if the Indian authorities would penalize me and what would be the penalty fee. Also if there is a way around it as I do not want to get into any kind of trouble with the law.
    I have been asked by my current tenant to submit my PAN CARD DETAILS. As a NRE/NRO is one permitted to be in possession of a PAN CARD??? Please advise My e mail address is [email protected]

  13. Gurunath says:

    While claiming HRA Exemption will I need to submit the original rent receipt to my employer or copy of the rent receipt will do to avail exemption.

  14. YogeshK says:

    Very nice work by Pranab Banerjee,,
    was searching for something like this for too long now
    Thanks 🙂 very very Helpful
    1 Question sir, while calculating HR tax execption, For Basic + DA, i hav also added all the other allw (conveince Allw +Medial Allw + Edu Allw)to get to the Gross salary Fig. & took 10% of this. is tht correct wat i did.

  15. yashkeet says:

    i m govt emoloyee. and my monthly salary round about 30000p.m where i m receiving HRA is 400p.m but i m paying rent 1500p.m plz clarify me which one is exempt from the salary

  16. Sam says:

    Sir,
    My salary is 25,000. I want to kno is there any provision that if HRA for year is less than 36,000 then no need to give rent sleep to save income tax? Please give me sugesions his is last day for me to submit all these stuff. Thanking You, Sir.

  17. neeraj rastogi says:

    thank you for giving such advice. will you,please tell us that if a person is getting Rs.3000(three thousands) per month,is he required to give houserent receipt

  18. venkatesh says:

    how to cacl HRA PLEASE SEND MY MAIL

    MY SALARY 20,000

    CONVEYANCE 1000 P.M MY HOUSE REND 7000 PLE TELL E XEMPTION & HOW TO CACL

  19. Ashish Kumar says:

    Can a person live in rented premises in the same city in which he/she also owns property/house. ?? which city except 4 metros like Delhi, Mumbai, Chennai, Kolkatta also include in the definition of metro city?

  20. Neel says:

    I pay a Rent of 29000/- PM, my Landlord does not hold a PAN or does not agree to give a Self declaration. What is the HRA exemption i am eligible for.
    I live in Bangalore. Please clarify.

  21. DK says:

    My son is staying in other city on rented house, and my self is in another city in rented house can get the tax rebate on commulative rent paid?

    rgds

  22. Neeraj Rastogi says:

    Calculator is not correctly prepared. In case rent paid is less than 10% of salary, it is adding negative amount also in taxable amount. Please ask author to correct it and put logic functions also to remove anomaly..
     

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