Finance : The issue concerns how lenders use credit profiles to determine loan interest rates under risk-based pricing. It explains that bor...
Finance : Electric two-wheelers are becoming a more visible part of everyday mobility in India. As the EV market grows, riders are also begi...
Finance : The issue addresses how borrowers often assume a universal best loan. The explanation clarifies that loan suitability varies based...
Finance : This explains why businesses with strong sales still face loan rejection due to low profitability and poor financial discipline. T...
Finance : Section 10(10D) provides exemption only when premium limits are within prescribed thresholds. If premiums exceed these limits, mat...
Finance : Two major giants have announced a strategic alliance to jointly explore developmental paths in the financial sector, bringing more...
Finance : Check Out the Recent Changes in PF, GST Post Office, and Banking Rules That Can Affect You Directly With the beginning of the new ...
Finance : In the past 4 years, UnlistedKart has been at the forefront of the unlisted stock space, achieving a collective top line of 250-pl...
Finance : Debate around the new real estate upcycle continues to cloud the market’s collective wisdom. Upcycles are driven by rising incom...
Finance : Now that the country is looking to provide seamless financial solutions to the masses, it’s an ideal time for all the SMEs, star...
Everyone has some aims that they want to achieve over their lifetime. These are usually not one time events; at different stages of your life, new goals keep popping up. In most cases, we set and achieve goals without any conscious. But for that we have to make a financial plan.
At the time of Covid-19 pandemic, the whole suffered from the job losses, adverse business conditions and falling of economy. The economy of whole world would suffer the loss of trillions of dollars. Jobs are vanishing day by day, daily expenses are increasing rapidly, saving are going down and business are getting ruined. But at […]
Corporate fixed deposits sound lucrative due to higher interest rates as compared to bank FDs. Nevertheless, one must realise that these are unsecured. Investors rely on corporate reputation and credit rating when investing in them. Credit rating companies have in the past, however, gone wrong on ratings many times. Hence it would help if you […]
We Indians are crazy on yellow metal. The rate of 10 grams of pure 24 Karat gold was sold at Rs.1,670 in the year 1981 and it is being sold now (2020) at Rs 46,790. We were able to see a 33% price hike between 2019 and 2020. In the history of last 40 years, […]
Dematerialised or Demat account, is a digitized form of account which holds a customer’s portfolios of shares and other securities. It has annulled the requirement of holding physical share certificates. Demat is a trading account which was introduced in India in the year 1996, for National Stock Exchange (NSE) transactions. As per the SEBI guidelines, all the […]
I am writing this post regarding what are the points to be considered before investing and same includes General Observation, News, economy Trend, Sectoral Trend, Analysis from Various Stock Screeners, Certain Extraordinary Situations, Your Area of Expertise, Competitive Edge, Fundamental and Technical Analysis and The Sense.
1. Credit Score: Credit score is a number which calculated by various Credit Rating Agencies. Try to Improve your credit score by not defaulting any credit card payment or any EMI payment. If you delay the credit card payment, it impacts your credit card. Do not apply loan again & again. It affects your Credit […]
Getting battle ready for post covid 19 world is the real test of time and could rack one brain to extreme unseen possibilities of life as nothing is going to remain same as earlier. Series of changes will be witnessed including the life style changes, changes in standard of living, changes in government policies, company […]
Capital crunch in business – 11 possible ways of refinancing your business- ‘ART OF FUND RAISING’ Art of Fund Raising ♦ Business profile should be sound. ♦ CIBIL Record should be good ♦ Documentation should be complete. ♦ Project Report/Projections should be sound. ♦ Bank transactions should be frequent with constant inflows. ♦ Cheque should […]
It is a common sight of small investors, who are new to the stock market, trying their so-called luck, squandering money, getting dejected and forever staying out of the market. For those who are interested in the stock market, but have not been able to make their way through it due to inexperience or misinformation, […]
