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Risk-based pricing in personal loans: How your credit profile impacts your final interest rate

Finance : The issue concerns how lenders use credit profiles to determine loan interest rates under risk-based pricing. It explains that bor...

May 2, 2026 120 Views 0 comment Print

Electric Bike Insurance in India: How Coverage Conversation is Evolving With EV Market

Finance : Electric two-wheelers are becoming a more visible part of everyday mobility in India. As the EV market grows, riders are also begi...

May 1, 2026 216 Views 0 comment Print

Best Personal Loans in India: Types, Options and Key Differences

Finance : The issue addresses how borrowers often assume a universal best loan. The explanation clarifies that loan suitability varies based...

April 28, 2026 423 Views 0 comment Print

Why Business Loan Gets Rejected Despite High Turnover in India?

Finance : This explains why businesses with strong sales still face loan rejection due to low profitability and poor financial discipline. T...

April 27, 2026 291 Views 0 comment Print

Taxation of Life Insurance Policies Under Income‑tax Act

Finance : Section 10(10D) provides exemption only when premium limits are within prescribed thresholds. If premiums exceed these limits, mat...

April 17, 2026 516 Views 0 comment Print


Latest News


Financial Investment Realm Welcomes New Convergence

Finance : Two major giants have announced a strategic alliance to jointly explore developmental paths in the financial sector, bringing more...

July 5, 2024 1506 Views 0 comment Print

Recent Changes in PF, GST Post Office and Banking Rules

Finance : Check Out the Recent Changes in PF, GST Post Office, and Banking Rules That Can Affect You Directly With the beginning of the new ...

July 20, 2022 4101 Views 0 comment Print

UnlistedKart App makes its debut in the unlisted stock market

Finance : In the past 4 years, UnlistedKart has been at the forefront of the unlisted stock space, achieving a collective top line of 250-pl...

March 24, 2022 2163 Views 0 comment Print

Real Estate | On a cyclical high

Finance : Debate around the new real estate upcycle continues to cloud the market’s collective wisdom. Upcycles are driven by rising incom...

February 22, 2022 1167 Views 0 comment Print

‘Razorpay FTX’ 21 – The Ultimate FinTech Conference for Disruptors

Finance : Now that the country is looking to provide seamless financial solutions to the masses, it’s an ideal time for all the SMEs, star...

December 8, 2021 4833 Views 0 comment Print


How to prepare Project Report for Getting MSME Loans/ NGO Grants

May 24, 2020 51732 Views 13 comments Print

In the case of NGOs also, if they need Government Grants, CSR Funding from Companies then they also require Project report. There is no fixed format of the Project report; however, a project report must consist of a basic detail of all aspects which may impact the banker/ Donor funding decision. In below points, I am trying to describe the basic details which must be present in project report. Some desired changes are required to be made by NGO’s as per the applicability of the below points in their project report.

How to Maintain Financial Health During Covid-19

May 24, 2020 1311 Views 2 comments Print

The whole world economy is expecting an uncertainty and hardship because due to unprecedented COVID 19 pandemic. There has been slump in stock markets, failures in reviving businesses, catastrophic impact on workings hours and earnings globally. With the right measures and the choices we make today can affect the way the pandemic unfolds so that […]

Top 7 tax saving investment mistakes you should opt-out of in this financial year

May 24, 2020 3249 Views 0 comment Print

At the beginning of the financial year, many people look for investment avenues and getting their taxes and investments organized. Your investments are unlikely to align well with your financial goals. Hence you need to be aware of how to invest money and avoid making delays or hasty decisions in investments that may lead to […]

Financial Statements- Basic knowledge you must have

May 23, 2020 7281 Views 1 comment Print

♦ What will tell us the business is good or bad? ♦ What will show us the true picture of the business performance? ♦ How can we know is business complying with the various law? ♦ Is there any statement which can satisfy the stakeholders? ♦ From where we can get the knowledge that business […]

Thumb Rule of Personal Financial Planning

May 8, 2020 3792 Views 2 comments Print

These are general suggestions, personal Finance, and investment decisions depend upon case to case: 1. 30% of your income must be used for monthly living expenses. 2. 30% of your income must be used for Liabilities repayments if any. 3. 30% of your income must be SAVED and INVESTED for your future LIVING. 4. 10% […]

Gold Prices Skyrocketing-A Brief Analysis

May 8, 2020 2349 Views 0 comment Print

Before we start understanding why gold prices are rising let’s have a quick look at the facts about the Gold in India, -India in the past had the glory of being called GOLDEN BIRD (Sone ki Chiddiya) -Rate of gold at the time of Independence Year 1949 and as on Year 2020 Year Rate/10Gms (in […]

Funding Raising By Company

May 3, 2020 8337 Views 0 comment Print

A company is a huge organization and multiple functions take place on daily basis. There is a cycle where company receives and pay the amount for receiving and selling the services or their respective product. But there are times, when a company requires funds whose reason may vary from decision to take their production level […]

Did you miss the deadline for filing your tax returns and investing in tax saving instruments for FY20? Don’t worry you can still do it!

April 29, 2020 5776 Views 1 comment Print

In wake of the Covid-19 pandemic, the Indian Government gave a much-needed breather to the taxpayers by extending the March 31st deadline for paying income taxes till June 30th. People are worried and perplexed as to what this extension means and what to do about it. There’s nothing to worry and hopefully this blog will […]

Investing in the Precious Yellow Metal

April 28, 2020 1563 Views 0 comment Print

THE WHY Gold has been a perfect hedge against major events affecting capital markets, currencies, economies globally. In the financial crisis of 1970, 2000, 2008 and now the 2020 Covid-19 crisis, gold has demonstrated solidity. It has preserved the value during the crisis and this quality validates the stability of gold and its attractiveness over […]

Possible wealth creation through “Disruption-Proof” Businesses

April 27, 2020 1332 Views 1 comment Print

Lockdown due to Coronavirus has provided me the much needed time to pursue my passion of reading the Annual Reports of the Companies and analyze the Profit & Loss Accounts, Balance Sheets, Cash Flow Statements etc.Equity markets in India over the last four decades have created tremendous amount of wealth for investors.

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