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Latest Articles


Best Term Insurance Plans in India for a Secure Future

Finance : A term insurance plan secures your family's future during unforeseen events. Explore the best term insurance plans in India and th...

April 13, 2025 7488 Views 0 comment Print

How Group Travel Insurance Works and Why It Matters

Finance : Learn how group travel insurance protects against trip cancellations, medical emergencies, and lost luggage. Find out why it’s e...

March 26, 2025 411 Views 0 comment Print

Top Mistakes to Avoid When Buying Life Insurance

Finance : Life insurance is among the most valuable money assets you own. It will cover your loved ones with financial protection if somethi...

March 19, 2025 450 Views 1 comment Print

Top Term Insurance Plans That Offer Maximum Coverage at Most Affordable Premium Rates

Finance : Term insurance is one of the most cost-effective ways to ensure financial protection for your loved ones. With a variety of option...

March 13, 2025 5949 Views 0 comment Print

Health Insurance Room Rent Limits: How They Impact Your Coverage and Costs

Finance : Health insurance is an essential financial safeguard that covers medical expenses during emergencies and planned treatments. Howev...

March 13, 2025 951 Views 0 comment Print


Latest News


IRDAI Allows Insurers to Hedge Equities With Derivatives

Corporate Law : IRDAI permits insurers to use equity derivatives for hedging, aiming to reduce portfolio risks amid market volatility. Strict comp...

March 2, 2025 423 Views 0 comment Print

Reduction of Entry Age and Increase in Premium Amount in LIC

Corporate Law : LIC adjusts entry age, minimum sum assured, and agent commissions. Government provides insights on these changes, addressing conce...

December 11, 2024 258 Views 0 comment Print

Reasons for High Health Insurance Premiums in India

Corporate Law : Govt. responds to concerns over high health insurance premiums, citing actuarial principles and IRDAI regulations to ensure fair p...

December 6, 2024 369 Views 0 comment Print

IRDA (Insurance Advisory Committee) (Amendment) Regulations, 2024

Corporate Law : IRDAI revises regulations for the Insurance Advisory Committee, enhancing meeting flexibility and clarifying advisory roles. Publi...

November 8, 2024 744 Views 0 comment Print

Draft IRDA (Re-Insurance Advisory Committee) (Amendment) Regulations, 2024

Corporate Law : IRDAI proposes updates to re-insurance committee regulations, introducing flexibility in meetings and member resignation or remova...

November 8, 2024 180 Views 0 comment Print


Latest Judiciary


Doubt in Surveyor’s Report Leading to Non-Assessment by Insurance Company constitute Service Deficiency

Corporate Law : In present facts of the case, the National Commission observed that where the Final Surveyor’s Report credibility becomes doubtf...

October 12, 2023 1125 Views 0 comment Print

Insurance Policy applicable to whole India & not limited to concerned premises of Insured

Corporate Law : In present facts of the case, the National Commission allowed the Revision Petition filed by the Complainant by making observation...

October 11, 2023 705 Views 0 comment Print

Insurance Claim Rejection Unjustified: No Link Between Depression & Fatal Cardiovascular Arrest

Corporate Law : In present facts of the case, the Revision Petition have been filed by the Petitioner – LIC against Respondents under section 21...

October 11, 2023 828 Views 0 comment Print

Motor Accident Claim: Tyre Burst is not an ‘Act of God’ & Insurance Company is liable to pay Compensation

Corporate Law : Tyre burst is not an act of God but a consequence of negligence and the Driver/ Insurance company cannot be exonerated for the sam...

March 16, 2023 3948 Views 0 comment Print

Court is required to ensure that prima facie a genuine arbitrable dispute exists

Corporate Law : Oriental Insurance Company Limited Vs Dacite Furnishing Limited (Supreme Court) For deciding the application under Section 11(6) o...

December 28, 2022 1356 Views 0 comment Print


Latest Notifications


IRDAI Warns Heritage TPA for Claim Handling Issues

Corporate Law : IRDAI warns Heritage Health Insurance TPA for closing claims and issuing repudiations directly, violating regulations. Action repo...

April 15, 2025 363 Views 0 comment Print

IRDAI Issues Warning to Heritage Health TPA Pvt. Ltd.

Corporate Law : IRDAI warns Heritage Health TPA for non-compliance in claims handling. Advisory issued to follow regulations in health insurance c...

April 12, 2025 2898 Views 4 comments Print

IRDAI Penalizes Flipkart for Regulatory Violations

Corporate Law : IRDAI fines Flipkart ₹1.06 crore for insurance regulation breaches, including ISNP misuse and operating without valid registrati...

April 9, 2025 207 Views 0 comment Print

IRDAI Cyber Incident Preparedness Guidelines for Regulated Entities

Corporate Law : IRDAI mandates strict adherence to cyber security guidelines, including incident reporting, forensic audits, and compliance measur...

March 24, 2025 390 Views 0 comment Print

IRDAI Appoints New Members to Insurance Advisory Committee

Corporate Law : IRDAI reconstitutes its Insurance Advisory Committee, appointing five new members. The notification takes effect from its publicat...

March 13, 2025 114 Views 0 comment Print


IRDAI Permits Insurers to Use Bond Forwards for Hedging

March 10, 2025 339 Views 0 comment Print

 IRDAI allows insurers to undertake Bond Forwards for hedging under specific conditions, aligning with RBI’s 2025 guidelines on forward contracts in government securities.

IRDAI Guidelines on Bond Forwards for Insurers

March 10, 2025 201 Views 0 comment Print

IRDAI permits insurers to use Bond Forwards for hedging, subject to compliance with RBI directions, prudential norms, and operational guidelines from FIMMDA.

Insurance Marketing Firm Registration for Pvt Ltd Companies: Process & Benefits

March 4, 2025 528 Views 0 comment Print

Learn about IMF Registration for private limited companies, its process, requirements, and benefits. Expand into insurance marketing with IRDAI approval.

IRDAI Allows Insurers to Hedge Equities With Derivatives

March 2, 2025 423 Views 0 comment Print

IRDAI permits insurers to use equity derivatives for hedging, aiming to reduce portfolio risks amid market volatility. Strict compliance guidelines apply.

IRDAI Issues Guidelines on Hedging via Equity Derivatives

February 28, 2025 534 Views 0 comment Print

IRDAI allows insurers to hedge equity risks using derivatives. The guidelines specify permitted instruments, risk management, and reporting requirements.

IRDAI Sets 4% Reinsurance Cession for 2025-26

February 24, 2025 267 Views 0 comment Print

IRDAI mandates a 4% obligatory cession to GIC Re for 2025-26, excluding terrorism and nuclear risks. Learn about commission rates and profit-sharing terms.

IRDAI Fines UIB Insurance Brokers ₹1 Crore for Premium Remittance Delay

February 19, 2025 156 Views 0 comment Print

IRDAI penalizes UIB Insurance Brokers ₹1 crore for delayed premium remittances. The company must review pending transactions and improve compliance processes.

One-Time UPI Mandate for Premium Blocking: Bima-ASBA for Life & Health Insurance

February 18, 2025 399 Views 0 comment Print

IRDAI introduces Bima-ASBA via UPI for secure insurance premium payments. Funds blocked until proposal acceptance. Effective from March 1, 2025.

How to Apply for a Surveyor and Loss Assessor License in India?

February 5, 2025 582 Views 0 comment Print

Learn how to apply for a Surveyor & Loss Assessor License in India. Check eligibility, required documents, fees, and IRDAI exam details for a smooth application process.

IRDAI Limits Health Insurance Premium Rate Hike for senior citizens

January 30, 2025 801 Views 0 comment Print

IRDAI caps annual premium hike for senior citizens’ health insurance at 10%, mandates prior consultation for higher revisions, and emphasizes hospital rate negotiations.

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