Insurance Claim Rejection Unjustified: No Link Between Depression & Fatal Cardiovascular Arrest

Life Insurance Corporation of India Vs Dr. Nilam Hetalkumar Patel & 4 Ors. (NCDRC Delhi) Repudiation of Insurance claim not maintainable as no connection was established between depression and cardiovascular arrest resulting into death Conclusion: In present facts of the case, the National Commission dismissed the Revision Petition filed by the Insurance Company and have upheld the Order of State Commission wherein it was held that the deceased insured before taking the policies was suffering from major depression but he died due to cardiovascular arrest and therefore, the repudiation of t...