Finance : Choosing the right term insurance cover depends on factors such as income, family size, expenses, and liabilities. The article exp...
Finance : Selecting travel insurance requires assessing medical needs, age-specific coverage, and trip risks. Matching coverage to destinati...
Finance : This explains why choosing between lump sum and monthly payouts is as important as coverage amount. The right structure helps fami...
Finance : Explains why car insurance is mandatory in India, the penalties for non-compliance, ad how uninsured driving can expose owners to ...
Finance : Long-term bike insurance allows riders to fix premiums for 2–5 years, avoiding annual IRDAI-regulated hikes. The key takeaway is...
Goods and Services Tax : Authorities confirmed that insurers have not increased premiums after the GST exemption and have fully passed on the tax relief. C...
Corporate Law : IRDAI releases a draft proposing an Internal Insurance Ombudsman for insurers. This aims to enhance grievance redressal for claims...
Corporate Law : IRDAI issues guidelines to insurers for fast-tracking claims following the Air India Flight 171 crash in Ahmedabad. Waiving formal...
Corporate Law : IRDAI permits insurers to use equity derivatives for hedging, aiming to reduce portfolio risks amid market volatility. Strict comp...
Corporate Law : LIC adjusts entry age, minimum sum assured, and agent commissions. Government provides insights on these changes, addressing conce...
Corporate Law : SC affirmed a fire insurance claim after insurer attempted repudiation based on an arbitrary surveyor's report. Ruling held that o...
Corporate Law : Supreme Court rules pre-2015 life insurance policies were freely transferable, affirming High Court's decision against LIC's refus...
Corporate Law : In present facts of the case, the National Commission observed that where the Final Surveyor’s Report credibility becomes doubtf...
Corporate Law : In present facts of the case, the National Commission allowed the Revision Petition filed by the Complainant by making observation...
Corporate Law : In present facts of the case, the Revision Petition have been filed by the Petitioner – LIC against Respondents under section 21...
Corporate Law : IRDAI has issued key clarifications allowing insurers to invest in AIFs using SEBI-compliant Excusal Rights, provided funds are no...
Corporate Law : IRDAI Circular dated 12 February 2026 clarifies insurers’ investments in AIFs with Excusal Rights under Section 27E of the Insur...
Corporate Law : IRDAI has issued updated guidelines for establishing and closing liaison offices in India by overseas insurers. The framework sets...
Corporate Law : The regulator held that cumulative shareholding changes crossing prescribed limits require prior approval. A warning was issued fo...
Corporate Law : The order appoints a new chairman and members drawn from senior insurance and regulatory backgrounds. The key takeaway is continui...
Choosing the right term insurance cover depends on factors such as income, family size, expenses, and liabilities. The article explains when ₹2 crore coverage may be suffi-cient and when higher protection may be needed.
Selecting travel insurance requires assessing medical needs, age-specific coverage, and trip risks. Matching coverage to destination and travel purpose helps avoid costly surprises abroad.
IRDAI has issued key clarifications allowing insurers to invest in AIFs using SEBI-compliant Excusal Rights, provided funds are not deployed overseas. The circular introduces strict documentation, audit, and certification safeguards under Section 27E.
IRDAI Circular dated 12 February 2026 clarifies insurers’ investments in AIFs with Excusal Rights under Section 27E of the Insurance Act, 1938. The circular introduces compliance conditions, documentation requirements, auditor certifications, and revised single AIF exposure limits covering direct and indirect exposure through Fund of Funds.
IRDAI has issued updated guidelines for establishing and closing liaison offices in India by overseas insurers. The framework sets eligibility, reporting, and strict operational conditions.
Authorities confirmed that insurers have not increased premiums after the GST exemption and have fully passed on the tax relief. Continuous monitoring of new and renewal policies was undertaken to ensure consumer benefits are protected.
The regulator held that cumulative shareholding changes crossing prescribed limits require prior approval. A warning was issued for non-compliance despite the lapse being termed unintentional.
This explains why choosing between lump sum and monthly payouts is as important as coverage amount. The right structure helps families manage expenses and plan confidently after a loss.
The order appoints a new chairman and members drawn from senior insurance and regulatory backgrounds. The key takeaway is continuity and strengthened advisory oversight.
Explains why car insurance is mandatory in India, the penalties for non-compliance, ad how uninsured driving can expose owners to heavy financial liability
