An Insurer cannot Repudiate a claim by citing Existing Medical Condition- SC

Manmohan Nanda Vs. United India Assurance Co. Ltd. (Supreme Court of India) BRIEF FACTS: 1. The facts in a nutshell are that the appellant had sought an overseas mediclaim policy (hereinafter referred to as “medical policy”) as he intended to travel to the United States of America (USA) to attend the wedding of his sister-in-law’s daughter. The appellant was medically examined at the instance of respondent No. 1 insurance company prior to the consideration of his request for issuance of a mediclaim policy. On his medical examination, the report categorically noted that the appell...