Summary: The Pension Fund Regulatory and Development Authority (PFRDA), through Circular No. PFRDA/2026/54/SUP-CG-SG/02 dated 30 October 2026, has operationalised “UPS Jeevan Setu – Digital Life Certificate (DLC)” for pensioners under the Unified Pension Scheme (UPS). The mobile application-based facility enables pensioners to generate and submit Digital Life Certificates through Aadhaar-based authentication. Available through the NPS by Protean eGov mobile application, it aims to simplify submission, enhance accessibility and facilitate timely compliance. All UPS pensioners must submit their DLCs annually by 30 November to ensure uninterrupted continuation of monthly assured payouts.
The annexure sets out a ten-step process: open the NPS, UPS and APY Mobile App; select the UPS Jeevan Setu facility; enter the PRAN and date of birth, followed by the OTP received on the registered mobile number; select Aadhaar and enter its number; continue with Aadhaar authentication; and select Face Authentication. Successful authentication generates the Life Certificate and displays a confirmation message. Pensioners must then click “Done” to complete the process and exit; the certificate will be validated through Aadhaar. Addressed to Central Government PrAOs, PAOs and DDOs, the circular advises all Nodal Offices to disseminate the information widely among eligible UPS pensioners within their jurisdiction and create awareness about the facility, its usage and submission timelines to avoid interruption in monthly payouts.
Pension Fund Regulatory and Development Authority
Circular No. PFRDA/2026/54/SUP-CG-SG/02 | Dated: 30 October 2026
To,
The PrAOs, PAOs, DDOs of Central Government,
Subject: Operationalisation of “UPS Jeevan Setu – Digital Life Certificate (DLC)” facility for pensioners under the Unified Pension Scheme (UPS) – reg.
The “UPS Jeevan Setu – Digital Life Certificate (DLC)”, a mobile application-based facility, has been enabled for pensioners under the Unified Pension Scheme (UPS) to conveniently generate and submit their Digital Life Certificates through Aadhaar-based authentication.
2. The facility has been introduced with the objective of simplifying the submission of Life Certificates, enhancing accessibility and facilitating timely compliance by eligible UPS pensioners. The facility is available through NPS by Protean eGov mobile application. The detailed procedure for generating and submitting the Digital Life Certificate is enclosed as Annexure.
3. All pensioners under the UPS are required to submit their DLCs annually by 30 November to ensure uninterrupted continuation of their monthly assured payouts.
4. All Nodal Offices are advised to disseminate the above information widely among eligible UPS pensioners under their jurisdiction and create awareness regarding the availability and usage of the facility, including the prescribed timelines for DLC submission, to ensure timely compliance and avoid interruption in monthly payouts.
5. This issues with the approval of the Competent Authority.
Yours sincerely,
(Sumit Kumar)
Chief General Manager
