The Reserve Bank of India issued the Urban Co-operative Banks – Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR) Amendment Directions, 2025, following the Banking Laws (Amendment) Act, 2025. Key amendments include redefining the “fortnight” as either the 1st–15th or 16th–last day of each month, revising reporting requirements for CRR and SLR in Form […]
RBI amends CRR and SLR reporting periods for Local Area Banks, introducing calendar-based fortnights and electronic submission of Form A and Form VIII returns.
RBI amends fortnight definition and reporting for CRR and SLR, requiring electronic submission of Form A and Form VIII, effective December 15, 2025.
RBI amends fortnightly CRR and SLR reporting, changing the definition of ‘fortnight’ and requiring electronic submission of Form A and Form VIII. The update streamlines regulatory compliance.
The RBI amends reporting and maintenance of CRR and SLR for small finance banks, revising fortnight definitions and mandating electronic submission from December 15, 2025.
The RBI amended fortnightly CRR and monthly SLR reporting for commercial banks, introducing a new calendar-based definition of fortnight and updated Form A and Form VIII returns.
The RBI amends CC, OD, and current account rules to strengthen credit discipline and enhance monitoring in rural co-operative banks.
The amendment introduces a detailed framework for managing CC, current, and OD accounts, strengthening credit monitoring and fund-flow discipline.
Funds in collection accounts must be remitted to designated accounts within two working days, limiting cash outflows. The measure enhances liquidity management and ensures effective tracking of borrower funds.
RBI’s Amendment Directions, 2025 strengthen credit discipline and monitoring for cash credit, current, and overdraft accounts. Key takeaway: banks must manage accounts based on borrower exposure to mitigate credit risk.
