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Risk-based pricing in personal loans: How your credit profile impacts your final interest rate

Finance : The issue concerns how lenders use credit profiles to determine loan interest rates under risk-based pricing. It explains that bor...

May 2, 2026 120 Views 0 comment Print

Electric Bike Insurance in India: How Coverage Conversation is Evolving With EV Market

Finance : Electric two-wheelers are becoming a more visible part of everyday mobility in India. As the EV market grows, riders are also begi...

May 1, 2026 216 Views 0 comment Print

Best Personal Loans in India: Types, Options and Key Differences

Finance : The issue addresses how borrowers often assume a universal best loan. The explanation clarifies that loan suitability varies based...

April 28, 2026 423 Views 0 comment Print

Why Business Loan Gets Rejected Despite High Turnover in India?

Finance : This explains why businesses with strong sales still face loan rejection due to low profitability and poor financial discipline. T...

April 27, 2026 291 Views 0 comment Print

Taxation of Life Insurance Policies Under Income‑tax Act

Finance : Section 10(10D) provides exemption only when premium limits are within prescribed thresholds. If premiums exceed these limits, mat...

April 17, 2026 516 Views 0 comment Print


Latest News


Financial Investment Realm Welcomes New Convergence

Finance : Two major giants have announced a strategic alliance to jointly explore developmental paths in the financial sector, bringing more...

July 5, 2024 1506 Views 0 comment Print

Recent Changes in PF, GST Post Office and Banking Rules

Finance : Check Out the Recent Changes in PF, GST Post Office, and Banking Rules That Can Affect You Directly With the beginning of the new ...

July 20, 2022 4101 Views 0 comment Print

UnlistedKart App makes its debut in the unlisted stock market

Finance : In the past 4 years, UnlistedKart has been at the forefront of the unlisted stock space, achieving a collective top line of 250-pl...

March 24, 2022 2163 Views 0 comment Print

Real Estate | On a cyclical high

Finance : Debate around the new real estate upcycle continues to cloud the market’s collective wisdom. Upcycles are driven by rising incom...

February 22, 2022 1167 Views 0 comment Print

‘Razorpay FTX’ 21 – The Ultimate FinTech Conference for Disruptors

Finance : Now that the country is looking to provide seamless financial solutions to the masses, it’s an ideal time for all the SMEs, star...

December 8, 2021 4833 Views 0 comment Print


5 Things to Consider when Taking a Home Loan

May 1, 2019 1779 Views 0 comment Print

With the rising property prices, a major segment of the middle-class homebuyers have to resort to home loans for buying a house. Since banking operations have gone online nowadays, it would not be difficult to apply for a home loan. However, despite the easy availability of tools like EMI calculator, eligibility calculator and document checklists, […]

Financial Monitoring & Evaluation In CSR Projects

April 24, 2019 8298 Views 0 comment Print

What Is Financial Monitoring & Evaluation Of CSR Projects? Fin M & E stands for ‘Financial Monitoring and Evaluation’. The activity of ‘Monitoring’ occurs as the project is being implemented while the activity of ‘Evaluation’ occurs either after the completion of the entire project or after completion of relevant components of the projects. Typically the […]

Personal Loan Offers that Come with Zero Processing Fees

April 23, 2019 43368 Views 52 comments Print

Personal Loan Personal loans are unsecured loans available to meet your financial needs. Both salaried, as well as self-employed people can borrow this loan to help meet their personal expenses such as debt consolidation, wedding expenses, medical expenses, vacations etc. Practically these loans can be used for almost any type of expenses that are vital […]

Gross Working Capital and Net Working Capital

April 21, 2019 21759 Views 2 comments Print

CHAPTER-I :- SUB: WORKING CAPITAL Introduction: Working Capital is such a kind of capital which is required for daily business activities. This helps in keeping the wheel of the business organization running. The operating activities can run smoothly with the sufficient working capital and on the other hand, the same activities can be hampered due […]

Invest not to Save Tax

April 6, 2019 1560 Views 0 comment Print

Don’t wait till death instead take action now. What I want to convey is start investing in the beginning of the financial year instead investing at fag end of the year. In reality investing at fag end of the year is an unplanned investment which gives you short term benefit by way of saving in […]

Know the return you made on your real estate investment

April 5, 2019 5337 Views 2 comments Print

Here’s how you can analyse your potential investment properties and determine the return you made on real estate investment. it’s important to calculate the ROI (return on investment) to determine the profitability from such property. 

What is a Letter of credit? How it is useful in trade?

March 27, 2019 13617 Views 1 comment Print

Article explains What is a Letter of credit, Parties involved in letter of credit, Step by Step procedure for issuance of a letter of credit, What are the different types of letter of credit, Difference between Letter of Understanding(LOU) and LOC, What was PNB scam? Why LOU was banned by the RBI and How a […]

7 Rules to Follow When Taking a Loan

March 27, 2019 5502 Views 0 comment Print

If we had enough money for all our needs, the world would have been a happy place. But the reality is different. Needs of modern households are constantly growing but earnings are not growing in the same proportion. This necessitates the need of loan to meet various expenses like buying a house, arranging a grand […]

Top Small Business Loan offered by the Government

March 27, 2019 3258 Views 0 comment Print

The MSME (Micro Small and Medium Enterprises) sector in India is expanding at a very fast pace and because of their increasing expansion, the Government time and again introduces new business loan schemes for this sector. The loan schemes are initiated through some of the programmes as mentioned below: A. MUDRA (Pradhan Mantri Mudra Yojana) […]

Transferring money to India for cheaper than before

March 25, 2019 1944 Views 0 comment Print

If you have been doing business internationally, whether as a small business owner with customers and suppliers overseas, or as a private investor with properties or other form of asset outside of India, then you must have fully understood by now that the cost of transferring money is nothing but marginal. Transferring money internationally through […]

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