cibil - Page 2

Avoid financial crisis, be aware of your credit score

Have you heard or read about the concept of credit report? Are you aware of your credit score? No? Then, you are making one of the most common and biggest financial mistakes. Not being aware of your credit score means you have no idea if banks will lend you money and if they do, at what rates. And in case of a financial emergency when you...

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Can you get a personal loan with bad credit?

Financial hardship can strike anyone. Unexpected events, changes in employment status, illness or changes in the income levels may significantly impact one’s cash flows. At such times it may be difficult to keep up with the debt obligations and bill payments....

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What is ‘willful defaulter’ and how to check list?

Failing to pay your dues such as loans EMI, cards bill or any other credit outstanding is termed as default. The default literally bleeds your CIBIL score and credit worthiness. So you should always plan your loans and try to make payments before time. It not only helps you build your credit score but also makes you credit ready for futur...

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Why is it important to maintain a good credit score?

Having a good credit score can make or break your loan application. In many cases, it can be the deciding factor between approval and rejection. ...

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Top Seventeen Credit Mistakes That Should Be Avoided

Here we have a list of credit mistakes that should be avoided by all. Avoiding these mistakes will be beneficial for maintaining a good credit score and availing good credit from the lenders. ...

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Be credit alert to be credit healthy

Life is tough for 35-year-old Sachin Shinde who moved from Solapur to Mumbai about five years back. Working as an executive assistant of a film director earns him just about enough to survive in a big city like Mumbai where his dream is to give his daughter a good education. ...

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Can One Get Loan without Credit Check – The Case of a Common Man

If only HDFC did not check his background they would get a loan smoothly. If only HDFC would understand that the Motwanis had every intention to repay their debts. Priya was in tears when their loan application was declined due to Jitesh’s bad CIBIL score....

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Applying for Home Loan – Avoid Bad Practices for a High Credit Score

A good credit score is of optimum importance when you apply for a home loan to buy that house you always dreamed of living in. If you want a hassle-free home loan approval, you must have a credit score of 700 and above. ...

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Find Out your CIBIL Score before Applying for a Home Loan

For every home buyer, the most important thing is to get the home loan application accepted by the lender. But this can be challenging for a person who has a low CIBIL score. And most people learn that after their home loans are rejected....

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Free Credit Information or CIBIL Report to individual assessee

WEF 01.01.2017, all Credit Information Companies shall provide, upon request provide a Free Full Credit Report popularly known as CIBIL report ...

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