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Finance : This guide explains why senior travellers should review travel insurance coverage, organise medical records, and plan ahead before...
Finance : The article explains how local Indian phone numbers enhance credibility and accessibility for international businesses. It highlig...
Finance : The article explains how borrowing within your affordability and understanding total loan costs can make loan management easier. I...
Finance : The article examines how ATMs are facing cash shortages even though currency circulation is at an all-time high. It argues that ba...
Finance : mployers are increasingly migrating retirement savings from superannuation trusts to NPS due to lower costs, greater flexibility, ...
Finance : The Government has exempted interest and capital gains earned by FPIs on Government securities from income tax with effect from 1 ...
Finance : The Ministry of Finance has introduced a unified portal to help individuals search for unclaimed bank deposits, insurance claims, ...
Finance : The IFSCA clarified that retrocession and retention requirements apply to the entire gross reinsurance premium of IFSC Insurance O...
Finance : The authority observed that except life insurance, other insurance segments under IFSCA regulations align with the statutory defin...
Finance : The Ministry of Finance clarified that claims regarding monetisation of temple gold holdings or issuance of gold bonds to temples ...
Finance : The Supreme Court ruled that vicarious liability under the NI Act cannot arise solely from holding an office in a society or compa...
Finance : The Supreme Court refused relief to borrowers who defaulted from the very first instalment after availing an ₹8.09 crore loan. T...
Finance : The Supreme Court upheld a Will executed in favour of the testator’s sister despite objections from his wife and children. The C...
Finance : The Supreme Court held that insolvency proceedings under the IBC cannot be invoked merely to recover disputed dues arising from co...
Finance : The issue was whether indemnity obligations arise only after final appellate confirmation. The Supreme Court held that liability a...
Finance : IFSCA clarified that a common brand name by itself is sufficient to establish a Group Entity relationship under the ship leasing f...
Finance : IFSCA has consolidated multiple regulations and circulars into a single Master Circular for Stock Exchanges and Clearing Corporati...
Finance : IFSCA has introduced a standardized ACAR and ACAC reporting framework for Capital Market Intermediaries in IFSCs. The circular aim...
Finance : IFSCA has warned regulated entities that advanced AI models can accelerate cyberattacks by rapidly identifying and exploiting vuln...
Finance : The International Financial Services Centres Authority clarified that existing ASPs and TechFin entities continuing operations und...
Discipline refers to ‘Orderliness, System and Code of behavior.’ We can notice the discipline in our surrounding nature also. Animals and plants have discipline. Birds fly in flocks. Bees and Ants work as a team. The upper part of a plant grows towards the sunlight while the underground roots spread searching for water and nutrition.
a) Vide a press release dated 23-July-2015[1], the Ministry of Finance has put the revised (so when did the original came, can’t remember ? even I did not) draft of the bill i.e. proposed the Indian Financial Code, 2015 into public domain for comments / suggestions. Before we understand the basics, let’s put in context […]
In everyday life all of us are taking some amount of risk. Similarly a business also contains risk. Risk is the unexpected variability of asset prices and / or earnings. So risk is basically volatility and not necessarily loss. There are major two sources of risk 1) Business Risk 2) Financial Risk
A credit rating is an evaluation of a credit worthiness of potential borrower’s and its ability to meet the debt service obligations as and when they arise. A credit rating tells a lender or investor the probability of the subject being able to pay back a loan. Credit rating is only an opinion but not […]
‘Indebtedness’ refers to a situation in which a person becomes liable for a service or favor. Our life depends on several aspects like Nature, Society, Culture, Politics, etc.. The growth and development of us is woven around these factors. Everything is interlinked and interdependent as well.
In case of a deposit in Sukanya Samriddhi Account on or after the 1st day of April, 2015, it shall bear at the rate of 9.2 per cent. per annum from the date of deposit.
In the Senior Citizen Savings Scheme Rules, 2004, in rule 7, in sub-rule (1), after the third provisio, following proviso shall be inserted, namely:—Provided also that in the case of a deposit made under these rules on or after the 1st day of April, 2015, it shall bear at the rate of 9.3 per cent. per annum from the date of deposit.
An ETF is a security that tracks an index, a commodity or a basket of assets like an index fund, but trades like a stock on the stock exchange. So what exactly are ETFs? ETFs are somewhat like a Cadbury’s Celebration pack which contains a variety of Cadbury chocolates. Imagine a dairy milk chocolate, just like companies come in different sizes and prices, a dairy milk is available in all kinds of tastes, sizes and prices.
A man who makes no mistakes does not usually do anything. All great things in life have been discovered and developed out of doing mistakes only. In the middle of difficulty only, lies the opportunity. Mistakes can be reduced if we love what we do. Many people tend to blow up even the small mistakes of others.
Money can get many things, but not all of our life. Can we buy health, love and affection? Is it possible to remove a person’s pain and problems with money alone? Despite the facilities like best teaching, environment and timely food, a student fails in the exams. A man asked God, Give me everything to enjoy life. God replied, I have given you life to enjoy everything. Life can be happy without money, but not the other way round.
