Negative Credit Score Without Loan Triggers SC Probe into Bank Records

Rajendra Singh Panwar Vs Jay Prakash & Anr. (Supreme Court of India) The matter was considered by the Supreme Court of India in continuation of proceedings before the Uttarakhand High Court concerning the petitioner’s grievance about an adverse credit score reflected in records of Credit Information Bureau of India Limited (CIBIL). The petitioner asserted that despite having no loan and no default, his CIBIL score had shown negative entries since 2020, preventing him from availing financial facilities. He further contended that his original PAN number was shared by two other individuals ...