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RBI (NBFCs – Lending to Related Parties) Directions, 2025 – Draft

October 6, 2025 3330 Views 0 comment Print

The RBI’s draft directions for NBFCs, effective April 1, 2026, revise guidelines on lending to ‘related parties’ to manage conflict of interest. It sets new materiality thresholds based on NBFC layers, mandates credit policy provisions, and outlines robust monitoring, reporting, and disclosure requirements.

RBI (Rural Co-operative Banks – Lending to Related Parties) Directions, 2025 – Draft

October 6, 2025 930 Views 0 comment Print

RBI’s draft directions for Rural Co-operative Banks (RCBs) on lending to related parties. Sets materiality thresholds, disclosure rules, and mandates Board approval for large loans.

RBI (Urban Co-operative Banks – Lending to Related Parties) Directions, 2025 – Draft

October 6, 2025 1587 Views 0 comment Print

The RBI’s draft directions for Urban Co-operative Banks (UCBs) revise guidelines on lending to ‘related parties’ to address conflict of interest and moral hazard risks. It details statutory prohibitions, required credit policy provisions, materiality thresholds, and new monitoring and reporting requirements for UCBs, effective April 1, 2026.

RBI (Local Area Banks – Lending to Related Parties) Directions, 2025 – Draft

October 6, 2025 675 Views 0 comment Print

RBI’s draft 2025 Directions revise rules for Local Area Banks (LABs) lending to related parties, setting new definitions, exposure limits, governance, and mandatory reporting.

RBI (Regional Rural Banks – Lending to Related Parties) Directions, 2025 – Draft

October 6, 2025 555 Views 0 comment Print

The RBI issued draft directions to tighten rules on related party lending by Regional Rural Banks (RRBs). It defines related parties, restricts exposures, and mandates board approval for material loans

RBI (Small Finance Banks – Lending to Related Parties) Directions, 2025 – Draft

October 6, 2025 780 Views 0 comment Print

RBI’s draft 2025 Directions revise rules for Small Finance Banks (SFBs) lending to related parties, setting new definitions, exposure limits, governance, and mandatory reporting.

RBI (Commercial Banks – Lending to Related Parties) Directions, 2025 – Draft

October 6, 2025 2838 Views 0 comment Print

The RBI (Commercial Banks – Lending to Related Parties) Directions, 2025, consolidate rules for loans to promoters, directors, and connected entities, effective April 2026.

GST Reforms: Strengthening Himachal’s Heritage and Economy

October 6, 2025 561 Views 0 comment Print

GST rate cuts to 5% benefit Himachal’s artisans, farmers, and industries, easing costs on handicrafts, farm goods, and local manufacturing.

National Consumer Helpline GST Grievance Report

October 6, 2025 552 Views 0 comment Print

The NCH received 3,981 GST-related calls post-2025 reforms. Grievances mainly concerned milk, electronics, LPG, and petrol prices due to common tax misperceptions.

ESIC Amnesty Scheme 2025: Guidelines for ESI Case Settlement

October 6, 2025 1476 Views 0 comment Print

ESIC launched a one-time Amnesty Scheme (Oct 2025-Sept 2026) to settle pending court cases on ESI contribution, coverage, and damages, promoting compliance.

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