Fema / RBI : RBI has reiterated that software and ITES exporters must submit the annual survey based on the previous financial year. The guidel...
Fema / RBI : RBI requires mutual funds to report foreign liabilities and assets annually for compilation of Balance of Payments and Internation...
Fema / RBI : RBI’s 2026 amendments impose a mandatory three-year cooling-off period after directors complete ten years on co-operative bank b...
Fema / RBI : The requirement applies if foreign assets or liabilities exist as of 31 March, even without fresh transactions. The rule ensures d...
Fema / RBI : RBI has standardized the 90-day NPA classification rule across all NBFC categories, including NBFC-BL entities, effective 31 March...
Fema / RBI : RBI has clarified reporting requirements, valuation methods, submission procedures, and entity obligations under the Portfolio Inv...
Fema / RBI : The amendment redefines revenue reserves by excluding provisions for liabilities and depreciation. This ensures clearer classifica...
Fema / RBI : RBI revises the definition of revenue reserves to exclude provisions and liabilities. The change enhances transparency and consist...
Fema / RBI : The Reserve Bank of India has removed a key provision from capital adequacy norms to ensure consistency with updated investment ru...
Fema / RBI : RBI introduces annual IFR assessment instead of continuous compliance for RRBs. The change reduces operational burden while mainta...
Fema / RBI : Reimbursement of interim payments from insured banks in priority to other liabilities was a valid exercise of legislative competen...
Fema / RBI : The Court held that rejection of NBFC registration surrender solely due to meeting PBC was unsustainable without giving an opportu...
Fema / RBI : The court held that failure to apply Clause 3(d) of the RBI Master Circular invalidated the wilful defaulter declaration. Non-Exec...
Corporate Law : The court held that Ombudsman’s finding of customer negligence was unsustainable and directed bank to refund disputed amount. Th...
Corporate Law : Court ruled that protections under the RBI Circular apply only to third-party breaches and cannot be invoked to recast personal tr...
Fema / RBI : RBI has reiterated that old series banknotes issued before 2005 remain legal tender but should not be re-issued by banks. The circ...
Fema / RBI : The RBI has consolidated all directions relating to the withdrawal of ₹2000 banknotes from circulation. The circular reiterates ...
Fema / RBI : RBI has exempted eligible FCNR(B) deposits from CRR and SLR requirements until September 30, 2026. The measure is aimed at attract...
Fema / RBI : RBI has exempted fresh FCNR(B) deposits mobilized between June 8 and September 30, 2026 from CRR and SLR requirements. The move ai...
Fema / RBI : RBI has exempted eligible FCNR(B) deposits from CRR and SLR requirements for urban co-operative banks. The move aims to attract fo...
बैंकिंग उद्योग तकनीकी नवाचारों और बदलते ग्राहक व्यवहार की तुलना में जबरदस्त परिवर्तन के दौर से गुजर रहा है। फिनटेक स्टार्टअप्स ने विविध ग्राहक वर्ग के अनुरूप नवीन उत्पादों और सेवाओं के साथ इस परिवर्तन में क्रांति ला दी है, जो वास्तव में, बैंकिंग सेवाओं से वंचित समुदायों के वित्तीय समावेशन का कारण बना, क्योंकि […]
Reserve Bank of India (RBI) has released a comprehensive report by the Inter-Departmental Group (IDG) on the internationalisation of INR. The report examines the potential of INR as an international currency and provides recommendations for its progress. Learn about the analysis, cross-country experiences, and the roadmap proposed by the IDG in this report.
Banks in India offer various accounts to suit all sorts of financial needs. Savings accounts, salary accounts, and current accounts being the most prominent ones, are extensively used to accommodate monetary and transactional requirements of different natures.
The question of existing contractual arrangements of default structured Guarantee is not tenable here as RBI puts complete prohibition on Default structured Guarantee arrangement treating them as synthetic securitisation transaction by providing reference to the master direction– Reserve Bank of India (Securitisation of Standard Assets) Directions, 2021
Learn about the recent updates in RBI’s Safe Deposit Locker guidelines, know your rights, responsibilities and secure your valuable assets effectively.
The Reserve Bank of India recently came up with guidelines on Default Loss Guarantee (DLG) in digital lending that is effective from 8th June 2023.[i] Before delving into DLG, it is important to define the term digital lending. As per the Reserve Bank of India, digital lending is defined as a remote and automated lending […]
Delve into the RBI’s 2023 Circular highlighting regulatory guidelines on compromise settlements with wilful defaulters and fraudulent borrowers, along with technical write-offs. Uncover what it means for lenders and borrowers
Addressing circulating media reports, the Reserve Bank of India emphatically denies allegations of missing banknotes. The RBI stresses the presence of robust systems for banknote reconciliation, urging the public to rely on official RBI releases.
Explore the significance, effects, and current outlook of repo rates in India. The Reserve Bank of India’s (RBI) recent decision to keep the repo rate unchanged at 6.5% has implications for interest rates, credit availability, and economic activity. Understand how changes in repo rates impact individuals, businesses, loans, and deposits. Stay informed about the current scenario and the potential future outlook.
Article explains latest judgement of Indian Apex Court that the RBI’s Master Directions on Fraud must adhere to the principles of natural justice when classifying a borrower’s account as fraud. This analysis breaks down the judgement, its impacts, and what it means for borrowers. The article also dissects the principles of natural justice and their application to the Master Directions, particularly the right to be heard and the right to reputation. A must-read for those interested in Indian banking regulation and natural justice.
