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What is PPF, Why to Invest in PPF & How to Extend beyond 15 Years

Finance : Article explains What is PPF (Public Provident Fund) Why Should You Invest in PPF and How to Extend PPF Beyond 15 Years....

September 24, 2022 48585 Views 2 comments Print

Why PPF is still the Best Investment/Saving?

Income Tax : Discover why PPF is the best investment and savings option. Learn about the advantages, risk-free returns, and government-backed s...

January 16, 2022 17970 Views 3 comments Print

Comparison of Various Income Tax Saving Schemes 2021

Income Tax : Comparison of Various Saving Scheme  Article explains comparison of Various Saving Scheme for the purpose of Tax Planning & I...

January 26, 2021 6075 Views 3 comments Print

Public Provident Fund (PPF) – Tax benefit and Returns

Income Tax : Eligibility - Individuals who are residents of India are eligible to open an account under the Public Provident Fund scheme. A PP...

February 21, 2020 41719 Views 21 comments Print

Everything You need to know about PPF (Public Provident Fund)

Finance : Article explains What is Public Provident Fund (PPF), Who can Invest under PPF Scheme, Rate of Interest on PPF and Taxability, Tax...

December 27, 2019 6747 Views 3 comments Print


Latest News


Reduction of 0.1% in interest rates on Small Saving schemes

Income Tax : Government has decided to effect a reduction of 0.1 percentage points in interest rates across the board in all Small Savings Sch...

March 31, 2017 1068 Views 0 comment Print

Interest rate cut by 0.10% on KVP, PPF, SCSS 2004 & Sukanya Samriddhi

Finance : The interest rates of Public Provident Fund (PPF), Kisan Vikas Patra (KVP), Senior Citizens Savings Scheme, 2004 (SCSS 2004), and ...

November 30, 2016 4153 Views 0 comment Print

Interest Rates on Small Savings Schemes w.e.f. 01.07.2016 to 30.9.2016

Income Tax : On the basis of the decision of the Government, interest rates for small savings schemes are to be notified on quarterly basis. Ac...

June 20, 2016 6883 Views 0 comment Print

Revised interest rate of PPF, SCSC, Sukanya Samridhi,NSC

Finance : Central Government has notified revised Interest Rate for the perios from 01.04.2016 to 30.03.2016 on Small Savings Schemes like P...

March 19, 2016 11236 Views 3 comments Print

Small Saving Schemes Interest Rate to change Qtrly wef 01.04.16

Finance : Interest Rates of Small Saving Schemes to be recalibrated w.e.f. 1.4.2016 on a Quarterly Basis to align the small saving interest ...

February 16, 2016 2708 Views 1 comment Print


Latest Notifications


Small Savings Schemes Interest Rates for April–June 2026

Finance : The government has kept small savings interest rates unchanged for April–June 2026, ensuring continued stable returns for invest...

March 30, 2026 5088 Views 0 comment Print

Small Savings Schemes Interest Rates for January–March 2026

Finance : The government has decided to keep small savings interest rates unchanged for January–March 2026. The move ensures stability and...

December 31, 2025 7149 Views 0 comment Print

Small Savings Schemes Interest Rates for 1st July 2025 to 31st December 2025

Finance : The government has kept interest rates on PPF, NSC, SCSS, Sukanya Samriddhi, and other small savings schemes unchanged for Q3 FY 2...

September 30, 2025 1956 Views 0 comment Print

Small Savings Schemes Interest Rates for April to June 2025

Income Tax : The Government of India keeps Small Savings Schemes interest rates unchanged for Q1 FY 2025-26 (April–June 2025), as per the Min...

March 28, 2025 13572 Views 0 comment Print

Small Savings Schemes Interest Rates for January to March 2025

Finance : Interest rates for Small Savings Schemes for Q4 of FY 2024-25 will remain unchanged from Q3, effective January 1, 2025....

January 1, 2025 6735 Views 0 comment Print


Everything You need to know about PPF (Public Provident Fund)

December 27, 2019 6747 Views 3 comments Print

Article explains What is Public Provident Fund (PPF), Who can Invest under PPF Scheme, Rate of Interest on PPF and Taxability, Tax Benefits from Investment in PPF, Minimum and Maximum Deposit in PPF, Period and Lock in period, How to Open a PPF A/C, Documents required for opening PPF account, Closure of PPF Account and […]

PPF (Public Provident Fund) Account

December 18, 2019 31851 Views 10 comments Print

What is PPF (Public Provident Fund) Scheme ? The full form of PPF is Public Provident Fund Scheme. Public Provident Fund scheme of the Central Government was framed under Public Provident Fund Act, 1968.

Financial Planning For Young Self-Employed People

November 3, 2019 2196 Views 0 comment Print

A Financial Planning For Young Self-Employed People…Combining Benefits Of PPF & FD…Which Are Most Secured Ways of Investment…Maximum Benefit From Minimum Investment. Why PPF  – PPF offers Best interest as compare to FD & also multiple tax benefits: Deposits in a PPF account qualify for a deduction under section 80C for 1.5 lacs. Furthermore, the entire […]

Govt notifies Interest Rate on PPF applicable from 1st July 2019

July 16, 2019 1893 Views 0 comment Print

Central Government hereby notifies that subscriptions made to Public Provident Fund on or after the 1st day of July, 2019 and balances at the credit of the subscriber shall bear interest at the rate of 7.9 per cent. per annum.

Govt reduces interest rates for Small Savings Schemes by 0.10%

June 28, 2019 870 Views 0 comment Print

Rates of interest on various small savings schemes for the second quarter of financial year 2019-20 starting 1st July, 2019, and ending on 30th September 2019, on the basis of the interest compounding / payment built-in in the schemes. shall be as under.

Interest rates of NSC, PPF, KVP, SSAS, SCSS for Q1 of FY 2019-20

March 29, 2019 19893 Views 3 comments Print

rates of interest on various small savings schemes for the first quarter of financial year 2019-20 staring Ist April, 2019 and ending on 30th June, 2019 shall remain unchanged from those notified for the fourth quarter of financial year 2018-19.

Small Savings Schemes Interest Rate for 01.01.2019 to 31.03.2019

December 31, 2018 10488 Views 0 comment Print

Rates of interest on various small savings schemes for the fourth quarter of financial year 2018-19 starting 1stJanuary, 2019, and ending on 31st March, 2019, on the basis of the interest compounding / payment built-in in the schemes,

Interest Rates of Small Savings Schemes hiked by 0.30 to 0.40 percent

September 19, 2018 1260 Views 0 comment Print

Government announces the Revision of interest rates for Small Savings Schemes for the Third Quarter of the current Financial Year 2018-19 On the basis of the decision of the Government of India, the interest rates for Small Savings Schemes are to be notified on Quarterly Basis with the approval of the Union Finance Minister. Accordingly, […]

Interest rates for Small Savings Scheme for 01.01.2018 to 31.03.2018

December 27, 2017 6921 Views 2 comments Print

Rates of interest on various small savings schemes for the fourth quarter of financial year 2017-18 starting 1st January, 2018 and ending on 31st March, 2018, on the basis of the interest compounding payment built-in in the schemes, shall he as under.

Premature Closure of PPF account- clarifications

July 24, 2017 4800 Views 0 comment Print

If a PPF account that has already completed 15 years and has subsequently been extended under the provision of para 9(3A) of the PPF Scheme is closed prematurely before the completion of the current 5 year block period, the reduction in interest rate by 1 percentage point shall be applicable from the date of the commencement of the current 5 year block period and not from the date of initial opening of the account.

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