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Now a days it become necessary for every individual to save money. What ever you earn try to make saving from your current income. There are so many schemes of saving. First of all a question arise in our mind, What is Saving? Answer is very simple, Money that we do not spend is our […]
If you are a young entrepreneur or a startup, we commend you. Building a business is one of the hardest things ever tried. This article will share some of the financial lessons usually young entrepreneurs get while starting a business. You won’t repeat some of the most common financial mistakes that many young entrepreneurs make. […]
Investing in stocks has always been a matter of fear for us since we have been always taught stock market as speculation. However, times have changed now, with the outrage of social media and internet, people are becoming more and more aware of the financial literacy in India. Any stock can be analyzed on many […]
We have all heard about the saying ‘Don’t put all your eggs in one basket’. This stresses on importance of diversification. Diversification is the most important part of your investment journey. Majority of investors generally diversify their investments across two main asset class: Equity and Debt. Of late investing in debt has become riskier than […]
जिस तरह से बैंक लोगों से चार्जेज वसूल रहा है, ऐसा लगता है कि सारे लोन की किश्तों की वसूली और प्रशासनिक खर्च आम, निरिह एवं अनभिज्ञ जनता के खातों से बैंक चार्जेज के रूप में लिया जा रहा है. मिनिमम बैलेंस के नाम पर हर तिमाही 590/- रुपये, चैक बाउंस के नाम पर 590/- […]
Investing is all about informed decisions that are based on your market’s knowledge and insights from analytics. Market sentiments are influential in deciding the course of the market, but you should steer clear of emotions while investing in equities or even in SIP investments.
Volatility is a double edged sword. The recent crash of March 2020 and subsequent faster recovery has amplified this fact. Those who had taken the risk of investing during the crash are now reaping the benefits. However, the reality is that the risk of volatility deters many individuals with low risk appetite from investing into […]
हाल में ही भारतीय प्रतिभुति एवं विनिमय बोर्ड- सेबी ने 85 कम्पनियों के शेयरों की ट्रेडिंग पर रोक लगाई है जिसमें प्रमुख नाम- सनराइज़ एशियन और कोरल हब लिमिटेड का हैं. इन कम्पनियों पर आरोप है कि इन्होंने शेयर के मूल्यों में हेरफेर और फर्जी बढ़त दिखाई थी. सेबी के इन आरोपों में जो महत्वपूर्ण […]
When you dedicate a lump sum amount in ELSS tax-saving mutual funds, you buy mutual fund units which is worth the investment amount at the then prevailing NAV of mutual funds or net asset value of the fund. As a result, the earnings earned is heavily depended on on the appreciation of the NAV of your fund.
Fixed deposit is the most popular investment instrument in India. Any Indian citizen can invest in fixed deposits and get assured returns. People usually invest in fixed deposits to fulfill significant financial goals like house construction, motor vehicle purchase, wedding, higher education, etc. A fixed deposit can also help you plan your retirement efficiently.