Insurance Company Not Liable for compensation If terms & conditions of policy breached

United India Insurance Co Ltd Vs Sri Rama Swamy (Telangana High Court) In the order under challenge the Commissioner held that the claimants in this appeal are the husband and minor son of deceased. She met with an accident while she was returning from work along with other labourers and subsequently she died while undergoing treatment, and thus, the accident occurred during the course of employment. The Commissioner has also observed that the premium was collected to cover the risk of five labourers under the Act. Therefore, the owner of the vehicle and insurer are jointly and severally liabl...