RBI Circular Notification Press Release and Instructions issued by Reserve bank of India. News and Article on provisions, Rate changes, Policy changes and FAQ
Fema / RBI : Individuals who receive or transfer funds on behalf of others may face prosecution under various Indian laws. The article explains...
Fema / RBI : RBI has reiterated that software and ITES exporters must submit the annual survey based on the previous financial year. The guidel...
Fema / RBI : RBI requires mutual funds to report foreign liabilities and assets annually for compilation of Balance of Payments and Internation...
Fema / RBI : This article explains why FEMA does not explicitly prohibit round-tripping transactions and how regulators instead control them th...
Fema / RBI : Service exporters must file monthly EDF declarations from October 2026 under new FEMA regulations. Non-compliance may affect eBRC ...
Fema / RBI : RBI has clarified reporting requirements, valuation methods, submission procedures, and entity obligations under the Portfolio Inv...
Fema / RBI : The amendment redefines revenue reserves by excluding provisions for liabilities and depreciation. This ensures clearer classifica...
Fema / RBI : RBI revises the definition of revenue reserves to exclude provisions and liabilities. The change enhances transparency and consist...
Fema / RBI : The Reserve Bank of India has removed a key provision from capital adequacy norms to ensure consistency with updated investment ru...
Fema / RBI : RBI introduces annual IFR assessment instead of continuous compliance for RRBs. The change reduces operational burden while mainta...
Fema / RBI : The key issue was whether cash falls within the definition of property under the PBPT Act. The Tribunal ruled that cash is a tangi...
Fema / RBI : The case examined whether Indian assets could remain seized after foreign asset value was repatriated. The Tribunal ruled that onc...
Fema / RBI : The appellant claimed the disputed funds were received unknowingly and had attempted to return them. The Tribunal granted relief b...
Fema / RBI : The Tribunal held that bank accounts cannot remain frozen merely because the account holder is related to a suspect or under inves...
Fema / RBI : The Tribunal held that retention of seized assets can continue under Section 8(3) when a PMLA prosecution complaint is already pen...
Fema / RBI : RBI amended governance rules for Rural Co-operative Banks after observing that some directors were briefly resigning and returning...
Fema / RBI : RBI amended governance rules for Urban Co-operative Banks after finding directors briefly resigning and rejoining boards to bypass...
Fema / RBI : RBI issued revised draft directions to regulate recovery practices of banks, NBFCs, and other regulated entities. The framework pr...
Fema / RBI : RBI has released draft amendment directions for commercial and small finance banks to strengthen Pillar 3 disclosures under Basel ...
Fema / RBI : RBI has abolished the mandatory Investment Fluctuation Reserve requirement for commercial banks following changes in market risk a...
New Directions mandate a fair, transparent, two-stage process with notice, disclosure, and hearing before tagging a borrower as a wilful defaulter. The key takeaway is strengthened natural justice alongside tighter credit discipline.
RBI introduces a unified framework ensuring transparent, non-discriminatory interest rates on all domestic and non-resident deposits. Key takeaway: SFBs must follow strict policies on rate setting, premature withdrawals, and disclosure.
RBI introduces a detailed framework allowing SFBs to issue long-term bonds with CRR/SLR and PSL benefits. The Directions aim to boost infrastructure and affordable housing finance.
The regulator has rolled out a comprehensive framework for early identification and time-bound resolution of stressed assets by NBFCs. The key takeaway is stricter governance, faster resolution timelines, and enhanced supervisory scrutiny to prevent evergreening and protect credit discipline.
RBI introduces 2025 prudential norms to ensure Small Finance Banks maintain adequate capital buffers for risk management and financial stability.
The regulator has introduced a unified governance framework for NBFCs, tightening board oversight, risk management, and compensation norms. The move aims to strengthen accountability and curb excessive risk-taking.
The Directions introduce a unified responsible-business framework for NBFCs, focusing on transparency, fair pricing, and ethical recovery. Mandatory KFS disclosures, limits on penal charges, and borrower-friendly loan resets significantly enhance consumer protection.
Separate asset classification and provisioning norms apply to Base, Middle, and Upper Layer NBFCs. The change strengthens proportional regulation based on systemic risk and size.
The 2025 Directions comprehensively revamp rules governing Asset Reconstruction Companies. They tighten governance, capital, valuation, and disclosure norms to ensure transparent and time-bound recovery of stressed assets.
The new Directions mandate a single holding company structure for banks and group financial entities. They aim to prevent contagion risks and strengthen consolidated supervision.
