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RBI Circular Notification Press Release and Instructions issued by Reserve bank of India. News and Article on provisions, Rate changes, Policy changes and FAQ

Latest Articles


Money Mule Activities in India: Legal Implications and Consequences

Fema / RBI : Individuals who receive or transfer funds on behalf of others may face prosecution under various Indian laws. The article explains...

June 2, 2026 339 Views 0 comment Print

Annual Survey on Computer Software & ITES Exports: RBI FAQs

Fema / RBI : RBI has reiterated that software and ITES exporters must submit the annual survey based on the previous financial year. The guidel...

June 2, 2026 5892 Views 1 comment Print

Survey on Foreign Liabilities & Assets of Mutual Fund AMCs in India: FAQs

Fema / RBI : RBI requires mutual funds to report foreign liabilities and assets annually for compilation of Balance of Payments and Internation...

June 2, 2026 3573 Views 0 comment Print

Round-Tripping in Indian Foreign Exchange Law: Regulatory Suspicion Without Statutory Prohibition

Fema / RBI : This article explains why FEMA does not explicitly prohibit round-tripping transactions and how regulators instead control them th...

June 2, 2026 222 Views 0 comment Print

Service Exporters to File Monthly EDF Under New FEMA Export Regulations from October 2026

Fema / RBI : Service exporters must file monthly EDF declarations from October 2026 under new FEMA regulations. Non-compliance may affect eBRC ...

May 28, 2026 1224 Views 0 comment Print


Latest News


Portfolio Investment Positions by Counterpart Economy (formerly CPIS) – India: FAQs

Fema / RBI : RBI has clarified reporting requirements, valuation methods, submission procedures, and entity obligations under the Portfolio Inv...

June 2, 2026 669 Views 0 comment Print

Draft RBI (Local Area Banks – Financial Statements: Presentation and Disclosures) Third Amendment Directions, 2026

Fema / RBI : The amendment redefines revenue reserves by excluding provisions for liabilities and depreciation. This ensures clearer classifica...

April 9, 2026 486 Views 0 comment Print

Draft RBI (Commercial Banks – Financial Statements: Presentation and Disclosures) Sixth Amendment Directions, 2026

Fema / RBI : RBI revises the definition of revenue reserves to exclude provisions and liabilities. The change enhances transparency and consist...

April 9, 2026 459 Views 0 comment Print

Draft RBI (Commercial Banks – Prudential Norms on Capital Adequacy) Fifth Amendment Directions, 2026

Fema / RBI : The Reserve Bank of India has removed a key provision from capital adequacy norms to ensure consistency with updated investment ru...

April 9, 2026 450 Views 0 comment Print

Draft RBI (Regional Rural Banks – Classification, Valuation, and Operation of Investment Portfolio) Amendment Directions, 2026

Fema / RBI : RBI introduces annual IFR assessment instead of continuous compliance for RRBs. The change reduces operational burden while mainta...

April 9, 2026 537 Views 0 comment Print


Latest Judiciary


₹50.13 Lakh Seized Cash Held Benami; Subsequent ITR Filing Cannot Defeat Proceedings

Fema / RBI : The key issue was whether cash falls within the definition of property under the PBPT Act. The Tribunal ruled that cash is a tangi...

May 29, 2026 210 Views 0 comment Print

FEMA Tribunal Lifts Property Seizure After Repatriation; Section 37A Not for Perpetual Attachment

Fema / RBI : The case examined whether Indian assets could remain seized after foreign asset value was repatriated. The Tribunal ruled that onc...

May 29, 2026 123 Views 0 comment Print

SAFEMA directs Bank Account Release on Deposit of Alleged Crime Proceeds

Fema / RBI : The appellant claimed the disputed funds were received unknowingly and had attempted to return them. The Tribunal granted relief b...

May 29, 2026 66 Views 0 comment Print

Mere Relationship to Alleged Betting Operator Not Enough to Freeze Assets: SAFEMA

Fema / RBI : The Tribunal held that bank accounts cannot remain frozen merely because the account holder is related to a suspect or under inves...

May 29, 2026 267 Views 0 comment Print

Asset Freeze on Non-Accused Family Members Upheld During Pending PMLA Proceedings

Fema / RBI : The Tribunal held that retention of seized assets can continue under Section 8(3) when a PMLA prosecution complaint is already pen...

May 29, 2026 384 Views 0 comment Print


Latest Notifications


RBI (Rural Co-operative Banks – Governance) Amendment Directions, 2026

Fema / RBI : RBI amended governance rules for Rural Co-operative Banks after observing that some directors were briefly resigning and returning...

May 25, 2026 366 Views 0 comment Print

RBI (Urban Co-operative Banks – Governance) Amendment Directions, 2026

Fema / RBI : RBI amended governance rules for Urban Co-operative Banks after finding directors briefly resigning and rejoining boards to bypass...

May 25, 2026 1428 Views 0 comment Print

RBI Issues Revised Draft Directions on Loan Recovery & Recovery Agents

Fema / RBI : RBI issued revised draft directions to regulate recovery practices of banks, NBFCs, and other regulated entities. The framework pr...

May 21, 2026 633 Views 0 comment Print

RBI invites comments on draft RBI (Capital Adequacy) Amendment Directions, 2026

Fema / RBI : RBI has released draft amendment directions for commercial and small finance banks to strengthen Pillar 3 disclosures under Basel ...

May 21, 2026 288 Views 0 comment Print

RBI (Commercial Banks – Classification, Valuation, and Operation of Investment Portfolio) Second Amendment Directions, 2026

Fema / RBI : RBI has abolished the mandatory Investment Fluctuation Reserve requirement for commercial banks following changes in market risk a...

May 19, 2026 279 Views 0 comment Print


Cash on Delivery as mode of Payment – Legal status

August 6, 2018 12966 Views 0 comment Print

Cash on delivery (COD) is the sale of goods by mail order where payment is made on delivery rather than in advance. The concept of COD was brought into e-commerce marketplace by home-grown e-commerce giant Flipkart way back in 2010.

RBI Policy Watch: The Long and Winding Price Road

August 1, 2018 690 Views 0 comment Print

Today’s policy decision suggests that the RBI seems to be taking a long term view on inflation rather than remaining purely data dependent. The discussion on the possible increase in inflation early next year (Estimate of Q1 2019-20 to 5%) as well the assertion that policy rate changes impact the real economy with a lag (with a shorter lag in transmitting to lending rates) corroborates this

Loans to Cost more as RBI hikes key rate for second time in two months

August 1, 2018 696 Views 0 comment Print

On the basis of an assessment of the current and evolving macroeconomic situation at its meeting today, the Monetary Policy Committee (MPC) decided to: increase the policy repo rate under the liquidity adjustment facility (LAF) by 25 basis points to 6.5 per cent. Consequently, the reverse repo rate under the LAF stands adjusted to 6.25 per cent, and the marginal standing facility (MSF) rate and the Bank Rate to 6.75 per cent.

Cautionary advice on Rice pulling Scam

July 31, 2018 1431 Views 0 comment Print

It has been brought to the notice of the Reserve Bank of India that some unscrupulous persons are marketing a device termed Rice Puller made up of copper/iridium, that is claimed to possess magical properties of attracting grains of rice towards it.

Hybrid Financing: An aid or an impediment

July 30, 2018 4074 Views 0 comment Print

Nothing is available for free, even the air we inhale necessitates exhalation. Similarly, a startup requires funding in order to uplift itself from the nascent stage to a mature one. As an aid to the upliftment process, the Government of India has put forward an overture for hybrid instruments deviating itself from the traditional way of funding that was mainly either through pure equity or pure debt.

Opening Of Liaison Office In India By Foreign Entity

July 29, 2018 9570 Views 1 comment Print

Liaison Office: Foreign Investor or Foreign companies can open a liaison office in India for promoting and facilitating the parent company business activities and can act as best communication channel between the foreign parent company and Indian company. With the liaison office, the foreign parent company will get help in entering into Indian market and […]

HFCs to seek approval from NHB for the 10-26 criteria

July 27, 2018 2202 Views 1 comment Print

National Housing Bank (NHB) came out with a notification on 19th July, 2018, amending the Housing Finance Companies (National Housing Bank) Directions, 2010 with respect to change in control of housing finance companies.

Short Sale (Reserve Bank) Directions, 2018

July 25, 2018 3312 Views 0 comment Print

These Directions shall be called the Short Sale (Reserve Bank) Directions, 2018 and shall supersede all directions/guidelines issued on the subject, as listed under Annex I. These Directions shall come into force with effect from July 26, 2018.

Several ATMs shown no-cash boards- Government aware of situation

July 24, 2018 774 Views 0 comment Print

Regular monitoring of cash availability and ATM functionality has been done by the Government to ensure that sufficient currency notes are made available so that ATMs do not run dry in any eventuality and people do not face any problems.

Bankwise Gross NPA ratio of Public Sector Banks as on 31.03.2018

July 24, 2018 48543 Views 2 comments Print

The gross NPA ratio for Public Sector Banks (PSBs) as a category is 14.6% in the financial year (FY) 2017-18, as per Reserve Bank of India (RBI) data. In the last 25 financial years, the gross NPA ratio for PSBs was highest in FY 1993-94 at 24.8% and was also higher in six other financial years.

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