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Senior Citizens Savings Scheme

Latest Articles


Senior Citizens’ Savings Scheme from 1 July 2026: Rates, Rules & Chnages

Finance : The government has retained the SCSS interest rate at 8.2% for July–September 2026. The article explains SCSS rules, tax treatme...

July 8, 2026 1645 Views 0 comment Print

Senior Citizen/ Super Senior Citizen – Income Tax Benefits allowable

Income Tax : This guide explains the tax deductions, TDS relief, advance tax exemption, and return filing benefits available to senior and supe...

July 3, 2026 4744 Views 0 comment Print

All about Senior Citizen Savings Scheme (SCSS)

Income Tax : Introduction: The Senior Citizen Savings Scheme (SCSS) has undergone significant updates following the November 2023 notification ...

January 17, 2024 52884 Views 1 comment Print

Retirement Planning Options & Strategies: From PPF to NPS

Finance : Discover key retirement planning options and strategies, from PPF to NPS. Explore government schemes, mutual funds, bank deposits,...

April 16, 2023 2814 Views 0 comment Print

वरिष्ठ नागरिकों के लिए लाभकारी कानूनों और योजनाओं का विश्लेषण

Income Tax : बुढ़ापा एक सामान्य मानवीय प्रक्रिया है जो मानव ज...

March 19, 2022 48036 Views 3 comments Print


Latest News


Changes in Senior Citizen Savings Scheme

Finance : Stay informed about recent updates in small saving schemes post-retirement, including rules for opening accounts and time limits f...

February 7, 2024 3246 Views 0 comment Print

Clarification in operation of Senior Citizens’ Savings Scheme

Finance : In the operation of Senior Citizens’ Savings Scheme (SCSS), it has been noticed in few cases on the death of the account holder,...

September 30, 2022 2778 Views 0 comment Print

Investment Limit for Sr Citizens doubled to Rs.15 lakh under PMVVY

Corporate Law : The Union Cabinet chaired by chaired by Prime Minister Shri Narendra Modi has given its approval for extending the investment limi...

May 3, 2018 2790 Views 2 comments Print

Govt proposes single act for PPF & Govt small savings schemes

Finance : At present, premature closure of a Public Provident Fund (PPF) account is permitted on specified grounds on completion of five fin...

March 10, 2018 1941 Views 0 comment Print

Interest rate cut by 0.10% on KVP, PPF, SCSS 2004 & Sukanya Samriddhi

Finance : The interest rates of Public Provident Fund (PPF), Kisan Vikas Patra (KVP), Senior Citizens Savings Scheme, 2004 (SCSS 2004), and ...

November 30, 2016 4183 Views 0 comment Print


Latest Notifications


Small Savings Schemes Interest Rates for July–September 2026

Finance : The Government has kept interest rates on all Small Savings Schemes unchanged for July-September 2026. Investors will continue to ...

July 2, 2026 1082 Views 0 comment Print

Small Savings Schemes Interest Rates for April–June 2026

Finance : The government has kept small savings interest rates unchanged for April–June 2026, ensuring continued stable returns for invest...

March 30, 2026 5478 Views 0 comment Print

Small Savings Schemes Interest Rates for January–March 2026

Finance : The government has decided to keep small savings interest rates unchanged for January–March 2026. The move ensures stability and...

December 31, 2025 7566 Views 0 comment Print

Small Savings Schemes Interest Rates for 1st July 2025 to 31st December 2025

Finance : The government has kept interest rates on PPF, NSC, SCSS, Sukanya Samriddhi, and other small savings schemes unchanged for Q3 FY 2...

September 30, 2025 2151 Views 0 comment Print

Small Savings Schemes Interest Rates for April to June 2025

Income Tax : The Government of India keeps Small Savings Schemes interest rates unchanged for Q1 FY 2025-26 (April–June 2025), as per the Min...

March 28, 2025 13770 Views 0 comment Print


Retirement Planning Options & Strategies: From PPF to NPS

April 16, 2023 2814 Views 0 comment Print

Discover key retirement planning options and strategies, from PPF to NPS. Explore government schemes, mutual funds, bank deposits, tax-free bonds, and SCSS. Secure your financial future today.

Interest rates for Small Savings Schemes PPF NSC etc. increased

March 31, 2023 12603 Views 0 comment Print

Interest rates of small saving schemes for the First quarter of financial year 2023-24 starting from 1st April, 2023 and ending on 30th June, 2023. Small saving schemes includes PPF, NSC, Senior Citizen Savings Schemes, Sukanya Samriddhi Account Scheme, Kisan Vikas Patra of GoI.

Senior Citizens’ Savings (Amendment) Scheme, 2023 – Limit Raised to Rs. 30 Lakh

March 31, 2023 7764 Views 1 comment Print

Senior Citizens’ Savings (Amendment) Scheme, 2023 – Limit Raised to Rs. 30 Lakh with effect from 1st April 2023.

Senior Citizens’ Savings (Amendment) Scheme, 2023 – 8% Interest wef 01.01.2023

January 20, 2023 4797 Views 1 comment Print

Senior Citizens’ Savings (Amendment) Scheme, 2023 – deposit on or after 1st day of January, 2023 shall bear interest of 8.0% per annum

Revision of interest rates for Small Savings Schemes w.e.f. 01.01.2023

December 30, 2022 4212 Views 0 comment Print

Rate of interest on various Small Savings Schemes (National Savings Schemes) for the third quarter of financial year 2022-23 (starting from 1st January, 2023 and ending on 31St March, 2023) have been revised

Interest rates of small saving schemes for January 23 to March 23

December 30, 2022 8097 Views 0 comment Print

Revision of interest rates for Small Savings Schemes for Q4 of 2022-23 (i.e. from 1st January, 2023 to 31st March, 2023) Interest rates of small saving schemes for the Fourth quarter of financial year 2022-23 starting from 1st January, 2023 and ending on 31st March, 2023. Small saving schemes includes PPF, NSC, Senior Citizen Savings Schemes, Sukanya Samriddhi Account […]

Govt to freeze MIS/SCSS/TD/KVP/NSC/RD accounts matured but not closed

December 16, 2022 8343 Views 0 comment Print

SB ORDER NO. 25/2022 F. No. FS-13/7/2020-FS-Part(1) Government of India Ministry of Communications Department of Posts Dak Bhawan, Sansad Marg, New Delhi-110001. Date: 16.12.2022 To, All Heads of Circles/Regions Subject: – Freezing of Small Savings Schemes accounts get matured but not closed after 3 years of maturity reg. Sir / Madam, As part of continuous […]

Senior Citizens’ Savings (Amendment) Scheme, 2022

November 22, 2022 3189 Views 0 comment Print

Senior Citizens’ Savings (Amendment) Scheme, 2022- Deposit made under Senior Citizens’ Savings Scheme, 2019 on or after the 1st day of October, 2022 shall bear interest at the rate of 7.6 per cent. per annum.

Clarification in operation of Senior Citizens’ Savings Scheme

September 30, 2022 2778 Views 0 comment Print

In the operation of Senior Citizens’ Savings Scheme (SCSS), it has been noticed in few cases on the death of the account holder, operating agencies are closing the SCSS account by treating it as premature closure. In this context, attention is drawn to Rule 7(2) of SCSS, and the following is clarified: i. in cases […]

Interest rates of small saving schemes for October 22 to December 22

September 29, 2022 10956 Views 0 comment Print

Revision of interest rates for Small Savings Schemes for Q3 of 2022-23 (i.e. from 1st October, 2022 to 31st December, 2022) Interest rates of small saving schemes for the Third quarter of financial year 2022-23 starting from 1st October, 2022 and ending on 31st December, 2022. Small saving schemes includes PPF, NSC, Senior Citizen Savings Schemes, Sukanya Samriddhi […]

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