RBI (Urban Co-operative Banks – Branch Authorisation) Repeal Directions, 2025

The Reserve Bank of India (RBI) issued the RBI (Urban Co-operative Banks – Branch Authorisation) Repeal Directions, 2025 dated December 4, 2025, repealing its earlier Directions issued on November 28, 2025. The RBI stated that the repeal was necessary and expedient in the public interest. The repealed Directions have been replaced by the new RBI (Urban Co-operative Banks – Branch Authorisation) Directions, 2025 issued the same day. Despite the repeal, any action taken or purported to have been taken under the previous Directions continues to be governed by their provisions. All approvals, acknowledgments, rights, obligations, liabilities, penalties, forfeitures, punishments, investigations, legal proceedings, or remedies under the repealed Directions remain valid and enforceable as if the Directions had not been repealed. This ensures continuity and legal protection for actions undertaken under the previous framework while formally introducing the revised Directions for branch authorisation of Urban Co-operative Banks.

RESERVE BANK OF INDIA

RBI/DOR/2025-26/121
DOR.LIC.REC.No.327/07-01-000/2025-26 | Dated: December 04, 2025

Reserve Bank of India (Urban Co-operative Banks – Branch Authorisation) Repeal Directions, 2025

The Reserve Bank of India being satisfied that it is necessary and expedient in the public interest to do so, hereby repeals the Reserve Bank of India (Urban Co­operative Banks – Branch Authorisation) Directions, 2025 (DoR.LIC.REC.No.190/07-01-000/2025-26) issued on November 28, 2025. The Directions have now been replaced with Reserve Bank of India (Urban Co-operative Banks – Branch Authorisation) Directions, 2025 issued on December 04, 2025.

2. Notwithstanding such repeal, any action taken or purported to have been taken, or initiated under the repealed Directions shall continue to be governed by the provisions thereof. All approvals or acknowledgments granted under these repealed Directions shall be deemed as governed by these Directions. Further, the repeal of these Directions shall not in any way prejudicially affect:

1. any right, obligation or liability acquired, accrued, or incurred thereunder;

2. any, penalty, forfeiture, or punishment incurred in respect of any contravention committed thereunder;

3. any investigation, legal proceeding, or remedy in respect of any such right, privilege, obligation, liability, penalty, forfeiture, or punishment as aforesaid; and any such investigation, legal proceedings or remedy may be instituted, continued, or enforced and any such penalty, forfeiture or punishment may be imposed as if those directions, instructions, or guidelines had not been repealed.

(Manoranjan Padhy)
Chief General Manager