The Department of Posts (DoP) has mandated the immediate adoption of a revised Atal Pension Yojana (APY) Subscriber Registration Form starting from October 1, 2025. This revision is necessary because Protean (formerly NSDL), the Central Record keeping Agency (CRA), will no longer accept registration files submitted in the old format after September 30, 2025. The updated form aligns with the latest version from the Pension Fund Regulatory and Development Authority (PFRDA) and now incorporates a mandatory FATCA/CRS declaration. Since an APY account opened through the Post Office is linked to a Post Office Savings Account (POSA), only resident citizens of India are eligible. Consequently, any subscriber who selects ‘Yes’ to the FATCA/CRS declaration (indicating they are a U.S. Person or resident/citizen of a country other than India) cannot be enrolled through the POSA channel. All Post Offices are instructed to use only the new form for onboarding new APY subscribers and ensure that no unauthorized forms are used.
SB Order No. 13/2025
FS-10/40/2023-FS-DOP
Government of India
Ministry of Communications
Department of Posts
(Financial Services Division)
Dak Bhawan, New Delhi — 110001
Dated: 26.09.2025
To
All Head of Circles/Regions
Subject: Revised Atal Pension Yojana (APY) Subscriber Registration Form —Reg
Madam / Sir,
This is with reference to adoption of revised Atal Pension Yojana (APY) Subscriber Registration Form.
2. Protean (formerly NSDL), the Central Record keeping Agency (CRA), has communicated that the existing Subscriber Registration File (SRF) format, currently used for onboarding APY subscribers, will be discontinued & uploading of APY registration files in the earlier format will NOT be accepted in the CRA system after September 30, 2025.
3. In alignment with the latest Pension Fund Regulatory and Development Authority (PFRDA) version, the existing APY form under the Department of Post (DoP) has been modified. The updated APY Subscriber Registration Form is enclosed herewith for immediate reference and action.
4. The new APY subscriber form incorporates the mandatory FATCA/CRS declaration. This declaration is applicable to a person who is a U.S. Person or whose Country of Birth / Citizenship / Residence is other than India.
4.1. As per the provisions under Rule-4 of the Government Savings Promotion General Rules, 2018, only resident citizen of India is eligible to open an account under POSB schemes.
4.2. Since an APY account opened through a Post Office is linked with a POSA, any subscriber who selects the option ‘Yes’ for the FATCA/CRS declaration cannot be enrolled/subscribed through the POSA channel.
4.3. All necessary requirements as required by NSDL-Protean have been incorporated at the SRF report level in the system.
5. In view of the above, it is ensured that the new APY Subscriber Registration Form to be used w.e.f 10.2025 for on-boarding of new subscribers under APY. No unauthorized or generic forms are to be used for APY related activities.
6. It is requested to circulate it to all concerned for information, guidance and necessary action. This may also be placed on the notice board of all Post Offices in public area.
7. This issues with the approval of the Competent Authority.
Encl. As above.
Yours faithfully,
(Devender Kumar Sharma)
Assistant Director (SB-II)
Copy to: –
1. Sr. PPS to Secretary (Posts)
2. PS to Director General Postal Services
3. PPS/ PS to Member (Financial Services)/Member (0)/Member (P)/ Member (HRD)/ Member (Tech)/ Member (Service Quality and Marketing), Member (Infrastructure), AS & FA
4. Director General, APS, New Delhi
5. Chief General Manager, BD Directorate / Parcel Directorate / PLI Directorate.
6. CGM, CEPT for kind information and necessary action.
7. Deputy Director General (Vig) & CVO) / Sr. Deputy Director General (PAF)
8. Director, RAKNPA / Directors of all PTCs
9. Director General P & T (Audit), Civil Lines, New Delhi
10. Secretary, Postal Services Board /All Deputy Directors General
11. AII General Managers (Finance) / Directors Postal Accounts / DDAP
12. The Joint Director & HOD, National Savings Institute, ICCW Building, 4 Deendayal Upadhyay Marg, New Delhi-110002
13. The Under Secretary, MOF (DEA), NS-II Section, North Block, New Delhi.
14. All recognized Federations / Unions /Associations
15. Guard File/e-File.
(Devender Kumar Sharma)
Assistant Director (SB-II)
