"I am Sonia Dawar, a B.Com graduate and Fellow Chartered Accountant with over 18 years of practice across Mumbai, Indore, Delhi/ NCR. My experience spans statutory and corporate audits, income tax advisory, NRI taxation, FEMA compliance, cap table management, and CFO advisory services. I have worked with a wide range of clients across India and countries like US, UK, UAE, Singapore, Phillippines, France, Germany, Finland etc. — from startups and MNCs to high-net-worth individuals, NRIs, professionals, and businesses across sectors including technology, e-commerce, media, hospitality, logistics, and healthcare. I have also completed advanced certification programmes from IIM Lucknow and also associated as a member of various committees of WIRC of ICAI. Through this platform, I will be sharing my knowledge and hands-on experience to help you navigate day-to-day questions on income tax, NRI advisory, corporate audits, FEMA compliance, cap table management, CFO advisory, and accounting using ZOHO Books. Feel free to reach out to me at sonia@dawarandco.com — I am always happy to help."
HRA exemption and home loan deductions operate under separate sections of the Income Tax Act. Taxpayers may claim both under the old tax regime if the arrangement is genuine.
Employees changing jobs may face additional tax at filing because each employer deducts TDS independently. The demand usually reflects a TDS shortfall, not double taxation.
