The RBI (Local Area Banks – Responsible Business Conduct) Directions, 2025 consolidate customer service, financial inclusion, deposit management, locker operations, nomination, and claim settlement norms for Local Area Banks, laying down comprehensive governance, protection, and transparency requirements with immediate effect.
SEBI has reclassified REITs as equity-related instruments from January 1, 2026, enabling mutual funds and SIFs to increase participation and investment in the sector.
RBI issues 2025 directions mandating Local Area Banks to maintain adequate capital buffers. The rules ensure stability, depositor protection, and risk management in banking operations.
RBI issues guidelines for the presentation and disclosure of financial statements, enhancing transparency and governance in small finance banks.
RBI’s Local Area Banks KYC Directions, 2025 set out a comprehensive AML/CFT framework covering customer acceptance, risk-based KYC, digital and video-based identification, beneficial ownership, and ongoing transaction monitoring to prevent money laundering and terrorist financing while ensuring financial inclusion.
RBI’s 2025 Directions set out rules for classification, valuation, and operation of investment portfolios in Local Area Banks, emphasizing compliance with statutory requirements.
RBI mandates ALM guidelines for small finance banks, strengthening risk management and ensuring prudent liquidity and interest rate practices.
RBI releases 2025 directions on classification, valuation, and operation of investment portfolios, ensuring small finance banks follow robust risk management practices.
RBI’s 2025 Directions mandate standardized presentation and disclosures in Payments Banks’ financial statements, improving transparency and regulatory oversight.
Summarizes RBI’s new 2025 directives covering diverse regulatory and operational requirements for Small Finance Banks, including bond reporting for Primary Dealers.
