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Jyotika Dhar

Latest Posts by Jyotika Dhar

SC’s Continued Shift Toward Creditor-Centric Enforcement Under SARFAESI Act

June 25, 2026 681 Views 0 comment Print

The Supreme Court held that borrowers lose their statutory right of redemption once a valid auction notice is published under Section 13(8) of the SARFAESI Act. The ruling strengthens creditor certainty and reinforces efficient debt recovery.

NPAs & Enforcement of Security Interest under SARFAESI Act: Key Legal Issues

June 15, 2026 996 Views 0 comment Print

The article explores how the SARFAESI Act empowers banks to recover dues efficiently while highlighting the procedural safeguards available to borrowers.

New Labour Codes 2025: Banking Sector’s Compliance Reckoning for Award Staff & Contract Labour

February 12, 2026 2853 Views 0 comment Print

The enforcement of the four Labour Codes reshapes wage structures, union frameworks, and social security obligations for banks. Uneven state implementation increases litigation and reputational exposure.

Retail Algorithmic Trading: Balancing Innovation and Investor Protection

September 25, 2025 903 Views 0 comment Print

NSE’s new standards (Aug 2025) tighten retail algo trading rules with speed limits and API controls. India urgently needs a tiered, risk-based framework and platform licensing to manage market volatility.

India’s Corporate Criminal Liability Framework

September 1, 2025 1800 Views 0 comment Print

Examines India’s corporate criminal liability laws, highlighting why major fraud cases like Satyam and IL&FS often fail to result in convictions despite strong legislation.

Rise of Neo Banks: Regulatory Grey Zones in India’s Fintech Story

July 25, 2025 1419 Views 0 comment Print

Article aim to explore what sets neo banks apart and why our current legal framework must evolve if India wants to embrace financial innovation without compromising consumer safety.

Merger Control in Indian Competition Law: A Comparative & Strategic Analysis

July 18, 2025 1725 Views 0 comment Print

An analysis of India’s merger control under CCI rules, deal value threshold, key cases, and comparisons with US, EU, and UK frameworks for M&A compliance.

Control in Indian M&A: When Does SEBI SAST Get Triggered?: Key Case Laws and Strategic Implications

July 18, 2025 2796 Views 0 comment Print

An analysis of SEBI’s Takeover Code on ‘control’, key case laws like Subhkam Ventures, Jet-Etihad, and strategic implications for dealmakers in Indian M&A.

Contingent Contracts: Legal Framework and Commercial Use

July 16, 2025 1551 Views 0 comment Print

This article explores doctrinal framework, distinctions from similar concepts, and relevant judicial pronouncements that shape commercial utility of contingent contracts in India.

Possession, Not Ownership: Bailment & Pledge in Indian Commercial Law

July 16, 2025 2238 Views 0 comment Print

In commercial law, possession often trumps ownership when it comes to liabilities, obligations, and remedies. This fundamental principle is embedded in two key contractual relationships under the Indian Contract Act, 1872: bailment and pledge. While both arise from a transfer of possession, their objectives, remedies, and commercial consequences are sharply distinct.

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