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A Senior Traveller’s Guide to Handling Medical Emergencies with Travel Insurance

Finance : This guide explains why senior travellers should review travel insurance coverage, organise medical records, and plan ahead before...

June 9, 2026 162 Views 0 comment Print

Electric Bike Insurance in India: How Coverage Conversation is Evolving With EV Market

Finance : Electric two-wheelers are becoming a more visible part of everyday mobility in India. As the EV market grows, riders are also begi...

May 1, 2026 453 Views 0 comment Print

Taxation of Life Insurance Policies Under Income‑tax Act

Finance : Section 10(10D) provides exemption only when premium limits are within prescribed thresholds. If premiums exceed these limits, mat...

April 17, 2026 729 Views 0 comment Print

Travel and Health Insurance: A Unified Approach to Safety Abroad

Finance : The article highlights the need for integrated travel and health insurance to manage both medical emergencies and trip disruptions...

April 7, 2026 492 Views 0 comment Print

Taxation of Life Insurance Policies under Income Tax Act, 1961

Income Tax : Even where premium limits are exceeded, death benefits continue to be fully exempt. This ensures protection for beneficiaries. The...

April 6, 2026 1959 Views 0 comment Print


Latest News


IRDAI Reviews Insurance Sector Growth, Approves Drafting of New Regulations Under SBSR Act, 2025

Corporate Law : IRDAI approved in-principle drafting and publication of new and amended regulations following the Sabka Bima, Sabki Raksha (Amendm...

May 15, 2026 450 Views 0 comment Print

IRDAI Forms Health Insurance Panel Due to Gaps in Coverage & Claims Experience

Corporate Law : IRDAI formed a sub-committee to review private health insurance and improve policyholder experience. The initiative focuses on exp...

April 8, 2026 420 Views 1 comment Print

IRDAI releases FY 2025-26 List of Domestic Systemically Important Insurers (D-Slls)

Corporate Law : The issue concerns identification of systemically important insurers. The regulator retained the same entities, emphasizing their ...

April 3, 2026 7815 Views 0 comment Print

IRDAI Mandates Compliance with Dark Pattern Guidelines for Insurers

Corporate Law : IRDAI directs insurers to follow anti-dark pattern guidelines and submit compliance reports. The move strengthens consumer protect...

April 3, 2026 834 Views 0 comment Print

Health Insurance Claim Rejections Valid if Based on Policy Conditions, Says Government

Corporate Law : The Government clarified that claim rejections are based on policy conditions like exclusions and OPD classification. IRDAI mandat...

April 1, 2026 450 Views 0 comment Print


Latest Judiciary


Insurance Company Can Contest Motor Accident Compensation Quantum When Impleaded as Party: SC

Corporate Law : Supreme Court held that insurers impleaded as parties can raise all grounds, including quantum challenges. It remitted the case fo...

April 10, 2026 369 Views 0 comment Print

SC: No TDS on Reinsurance Payments as Brokers Not PE; MAT Not Applicable to Insurance Companies

Income Tax : The SC upheld that reinsurance premiums paid to foreign entities are not taxable in India. It confirmed that absence of income acc...

April 10, 2026 738 Views 0 comment Print

No TDS on Reinsurance Payments; Insurance Companies Not Liable for MAT: Madras HC

Income Tax : The High Court held that reinsurance premiums paid to non-residents are not taxable in India and no TDS is required. It upheld Tri...

April 10, 2026 477 Views 0 comment Print

Fire Was Real, Excuses Weren’t – SC Flames Out Insurer’s Arbitrary Repudiation

Corporate Law : SC affirmed a fire insurance claim after insurer attempted repudiation based on an arbitrary surveyor's report. Ruling held that o...

October 31, 2025 2934 Views 0 comment Print

Supreme Court Upholds Life Insurance Policy Transferability

Corporate Law : Supreme Court rules pre-2015 life insurance policies were freely transferable, affirming High Court's decision against LIC's refus...

July 26, 2025 1650 Views 0 comment Print


Latest Notifications


IRDAI Fines Nissan Renault ₹1 Crore Over Distribution Fee Disclosure Lapses

Corporate Law : The regulator held that agreements lacking clear fee provisions undermined contractual clarity and regulatory compliance. A penalt...

May 27, 2026 858 Views 0 comment Print

IRDAI Revises KMP Remuneration Rules for Insurers and Disclosures

Corporate Law : IRDAI has directed insurers to disclose performance-linked remuneration details of Key Management Persons on their websites. The c...

May 25, 2026 1146 Views 0 comment Print

IRDAI Issues Warning for Shareholding Changes Without Prior Approval

Corporate Law : The case involved a broker implementing substantial shareholding changes without obtaining IRDAI's prior approval as required by r...

May 21, 2026 351 Views 0 comment Print

IBBI Cancels Insurance Regulator Surveyor Licence for Outsourcing Core Duties

Corporate Law : The Authority found that core survey functions were carried out by unlicensed personnel. It held that such outsourcing violated re...

April 30, 2026 447 Views 0 comment Print

IBBI Cancelled License Due to False Survey Records & Regulatory Violations

Corporate Law : The regulator cancelled a surveyor’s licence after finding false records, mismatched filings, and inaccurate disclosures. The ru...

April 30, 2026 2322 Views 0 comment Print


IRDAI Appoints New Members to Insurance Advisory Committee

March 13, 2025 813 Views 0 comment Print

IRDAI reconstitutes its Insurance Advisory Committee, appointing five new members. The notification takes effect from its publication in the official gazette.

Top Term Insurance Plans That Offer Maximum Coverage at Most Affordable Premium Rates

March 13, 2025 6888 Views 0 comment Print

Term insurance is one of the most cost-effective ways to ensure financial protection for your loved ones. With a variety of options available in the market, choosing the right plan can be overwhelming. The best term insurance plans offer high coverage at affordable premium rates, ensuring that your family remains financially secure in case of any unfortunate event.

Health Insurance Room Rent Limits: How They Impact Your Coverage and Costs

March 13, 2025 1722 Views 0 comment Print

Health insurance is an essential financial safeguard that covers medical expenses during emergencies and planned treatments. However, policyholders must be aware of the various conditions attached to their health insurance plan, including room rent limits.

IRDAI Permits Insurers to Use Bond Forwards for Hedging

March 10, 2025 1152 Views 0 comment Print

 IRDAI allows insurers to undertake Bond Forwards for hedging under specific conditions, aligning with RBI’s 2025 guidelines on forward contracts in government securities.

IRDAI Guidelines on Bond Forwards for Insurers

March 10, 2025 1296 Views 0 comment Print

IRDAI permits insurers to use Bond Forwards for hedging, subject to compliance with RBI directions, prudential norms, and operational guidelines from FIMMDA.

Insurance Marketing Firm Registration for Pvt Ltd Companies: Process & Benefits

March 4, 2025 3288 Views 0 comment Print

Learn about IMF Registration for private limited companies, its process, requirements, and benefits. Expand into insurance marketing with IRDAI approval.

IRDAI Allows Insurers to Hedge Equities With Derivatives

March 2, 2025 1248 Views 0 comment Print

IRDAI permits insurers to use equity derivatives for hedging, aiming to reduce portfolio risks amid market volatility. Strict compliance guidelines apply.

IRDAI Issues Guidelines on Hedging via Equity Derivatives

February 28, 2025 2316 Views 0 comment Print

IRDAI allows insurers to hedge equity risks using derivatives. The guidelines specify permitted instruments, risk management, and reporting requirements.

IRDAI Sets 4% Reinsurance Cession for 2025-26

February 24, 2025 2544 Views 0 comment Print

IRDAI mandates a 4% obligatory cession to GIC Re for 2025-26, excluding terrorism and nuclear risks. Learn about commission rates and profit-sharing terms.

IRDAI Fines UIB Insurance Brokers ₹1 Crore for Premium Remittance Delay

February 19, 2025 888 Views 0 comment Print

IRDAI penalizes UIB Insurance Brokers ₹1 crore for delayed premium remittances. The company must review pending transactions and improve compliance processes.

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