RamalingamCFP's Posts - Page 4

Should you continue to have faith in your ULIP Policy or you are thinking of surrendering it?

All of us who have invested in ULIPs over the years have this question before us? In most situations ULIP have given below expected returns and you may tempted to think of cutting your loss...

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Posted Under: Finance |

Unpleasant reality about “Return of Premium in Term Insurance Plan”

Term Plan Life Insurance is a plan in which a person takes a life cover and pays a premium for the period of cover. The premium is usually paid annually, however other options as half-yearly and quarterly premium are also available. In case the person dies during the plan period, the beneficiary named in the policy will get the assured su...

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Posted Under: Finance |

How to Pay-off your High Cost Credit Card Debt?

I remember of a recent incident, where a young man of about 30 years, who came to me for a consultation. He wanted to check with me different modes of borrowing money at a lower interest rate to pay off his high cost credit card debt....

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Posted Under: Finance |

What happens if a person dies without a will? How Hindu Succession Act Applies?

A written and a registered Will, is the best and most convenient way for you to pass on your estate to the persons whom you want to....

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Posted Under: Finance |

A Simple Technique for “Spending less and Saving More

Is there any simple technique or easy method to spend less and save more? So as to find out a simple technique for this, we need to understand why are we not able to control our spending?...

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Posted Under: Finance |

Mutual Fund SIP: for Short term or Long term?

It may look very strange when everyone is advocating Mutual Fund Sip for long term, what is the necessity for this debate on Is Mutual Fund SIP for Short term or long term?....

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Posted Under: Finance |

A Step by step guide to choose a right mutual fund scheme

Investing in mutual funds seems interesting, with number of websites, TV and other finance and wealth magazines publishing various information.However it is a challenging task and involves knowledge regarding the shares and securities market and various laws that govern mutual funds is necessary before investing in them....

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Posted Under: Finance |

How to Get out and Stay out of Debt?

In spite of steady, regular income there are so many individuals who live paycheque to paycheque, carry their credit card outstanding, and fail to save anything for retirement....

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Posted Under: Finance |

8 Investment Myths To Be Avoided

Today I am going to debunk a few investment myths. You will know ‘why individual investors are failing miserably and how you can avoid being one of them’....

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Posted Under: Finance |

Which is the Best Performing Mutual Fund now?

During my TV interviews, in each and every show, either the anchor or one of the callers will ask this question....

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Posted Under: Finance |

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