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Fema / RBI

RBI Circular Notification Press Release and Instructions issued by Reserve bank of India. News and Article on provisions, Rate changes, Policy changes and FAQ

Latest Articles


Inside RBI’s Sweeping Cancellation of 135 NBFC Registrations

Fema / RBI : Explains RBI's cancellation of 135 NBFC registrations under Section 45-IA, the SBR framework, cancellation grounds and the regulat...

July 20, 2026 465 Views 0 comment Print

Next Corporate Governance Challenge Isn’t AI—It’s Data Governance

Fema / RBI : RBI's draft guidance highlights Board oversight, data governance and accountability as key foundations for responsible AI adoption...

July 18, 2026 256 Views 0 comment Print

FLA Return under FEMA: Applicability, Due Date, Filing Process & Practical FAQs

Fema / RBI : Know the FLA Return filing requirement under FEMA, due date, FLAIR portal process, reporting rules, revisions and key compliance r...

July 18, 2026 351 Views 0 comment Print

New FEMA Compounding Framework: Shift from Enforcement to Compliance

Fema / RBI : FEMA Compounding Rules, 2024, RBI Directions and April 2025 amendments revise compounding, digital filing, jurisdictional limits a...

July 16, 2026 270 Views 0 comment Print

FEMA: NRI Status, Current and Capital Account Transactions

Fema / RBI : Explains NRI and resident status under FEMA, Section 3 restrictions, current and capital account transactions, and examples of per...

July 13, 2026 549 Views 0 comment Print


Latest News


Portfolio Investment Positions by Counterpart Economy (formerly CPIS) – India: FAQs

Fema / RBI : RBI has clarified reporting requirements, valuation methods, submission procedures, and entity obligations under the Portfolio Inv...

June 2, 2026 969 Views 0 comment Print

Draft RBI (Local Area Banks – Financial Statements: Presentation and Disclosures) Third Amendment Directions, 2026

Fema / RBI : The amendment redefines revenue reserves by excluding provisions for liabilities and depreciation. This ensures clearer classifica...

April 9, 2026 624 Views 0 comment Print

Draft RBI (Commercial Banks – Financial Statements: Presentation and Disclosures) Sixth Amendment Directions, 2026

Fema / RBI : RBI revises the definition of revenue reserves to exclude provisions and liabilities. The change enhances transparency and consist...

April 9, 2026 618 Views 0 comment Print

Draft RBI (Commercial Banks – Prudential Norms on Capital Adequacy) Fifth Amendment Directions, 2026

Fema / RBI : The Reserve Bank of India has removed a key provision from capital adequacy norms to ensure consistency with updated investment ru...

April 9, 2026 603 Views 0 comment Print

Draft RBI (Regional Rural Banks – Classification, Valuation, and Operation of Investment Portfolio) Amendment Directions, 2026

Fema / RBI : RBI introduces annual IFR assessment instead of continuous compliance for RRBs. The change reduces operational burden while mainta...

April 9, 2026 729 Views 0 comment Print


Latest Judiciary


Wilful Defaulter Proceedings Remanded After Natural Justice Violations: Bombay HC

Fema / RBI : Bombay HC permitted withdrawal of wilful defaulter orders and directed fresh proceedings after disclosure of relevant material, pe...

July 21, 2026 96 Views 0 comment Print

Calcutta HC Directs Borrower to RBI Ombudsman Over Undervalued Truck Auction

Fema / RBI : Calcutta HC permitted the borrower to file a fresh RBI Ombudsman complaint in the prescribed format and directed its consideration...

July 18, 2026 108 Views 0 comment Print

Calcutta HC Orders Completion of 32 Banking Company Liquidation

Fema / RBI : Calcutta HC directed completion of liquidation of 32 banking companies within six months with periodic reporting to RBI....

July 1, 2026 168 Views 0 comment Print

No FEMA Violation Where Foreign Nationals Qualify as Persons Resident in India: Karnataka HC

Fema / RBI : The Karnataka High Court upheld the Appellate Tribunal's finding that the respondents satisfied the definition of person resident ...

June 20, 2026 288 Views 0 comment Print

₹50.13 Lakh Seized Cash Held Benami; Subsequent ITR Filing Cannot Defeat Proceedings

Fema / RBI : The key issue was whether cash falls within the definition of property under the PBPT Act. The Tribunal ruled that cash is a tangi...

May 29, 2026 399 Views 0 comment Print


Latest Notifications


RBI Invites Comments on Draft Foreign Investment Rules 2026 Replacing NDI Rules

Fema / RBI :  RBI released draft Foreign Investment Rules, 2026 for public comments until August 31, 2026, proposing a simplified, principle-b...

July 22, 2026 330 Views 0 comment Print

RBI issues draft Guidance on Regulatory Expectations for Data Governance

Fema / RBI : RBI released draft data governance guidance for regulated entities, inviting comments by August 17, 2026, on governance, data qual...

July 21, 2026 237 Views 0 comment Print

RBI Consolidates SRVA Framework & Rationalises INR Cross-Border Settlement Rules

Fema / RBI : RBI consolidates SRVA instructions, supersedes earlier circulars, permits FEMA transactions through SRVAs, and updates reporting w...

July 17, 2026 309 Views 0 comment Print

RBI Amends Local Area Bank Income Recognition Rules for Specified Non-Financial Assets

Fema / RBI : RBI amends Local Area Bank Directions on SNFA income recognition, reversal of unrealised income and accounting treatment, effectiv...

July 17, 2026 114 Views 0 comment Print

RBI Amends RRB Income Recognition Rules for Specified Non-Financial Assets

Fema / RBI : RBI amends RRB income recognition norms for SNFAs, prescribing treatment of unrealised income and realised receipts from October 1...

July 17, 2026 168 Views 0 comment Print


Urban Co-Operative banks not to levy pre-payment penalty on Floating Rate Term Loans to individual borrowers

May 26, 2014 1450 Views 0 comment Print

Accordingly, it is advised that urban cooperative banks will not be permitted to charge foreclosure charges/ pre-payment penalties on all floating rate term loans sanctioned to individual borrowers, with immediate effect

Companies exclusively listed on De-recognized/Non-operational Stock Exchanges

May 22, 2014 6486 Views 0 comment Print

The provisions of this Circular are applicable for all those stock exchanges which have not achieved the prescribed turnover of Rs. 1000 Crore on continuous basis on or before May 30, 2014.

RBI allows advance up to a maximum tenor of 10 years for execution of long term supply contracts for export of goods

May 21, 2014 3772 Views 0 comment Print

In view of requests received from exporters, it has been decided to permit AD Category- I banks to allow exporters having a minimum of three years’ satisfactory track record to receive long term export advance up to a maximum tenor of 10 years to be utilized for execution of long term supply contracts for export of goods subject to the conditions as under:

RBI issues Guidelines for import of gold under 20:80 scheme

May 21, 2014 2351 Views 0 comment Print

Star Trading Houses / Premier Trading Houses (STH/PTH) which are registered as nominated agencies by the Director General of Foreign Trade (DGFT) may now import gold under 20:80 scheme subject to the following conditions:

RBI – Need for Bank Branches / ATMs to be made accessible to persons with disabilities

May 21, 2014 1150 Views 0 comment Print

We have been receiving several suggestions from members of public through Government of India and otherwise, on facilitating easy access to bank branches and ATMs by persons with disabilities for undertaking day to day banking transactions. We have examined such suggestions.

Overseas Direct Investments – LLP as Indian Party

May 19, 2014 1213 Views 0 comment Print

On a review, it has been decided to notify a Limited Liability Partnership (LLP), registered under the Limited Liability Partnership Act, 2008 (6 of 2009), as an “Indian Party” under clause (k) of Regulation 2 of the Notification ibid. Accordingly, an LLP, may henceforth undertake financial commitment to / on behalf of a JV / WOS abroad in terms of the extant FEMA provisions under Regulation 6 (and regulation 7, if applicable) of the Notification ibid.

External Commercial Borrowings (ECB) from Foreign Equity Holder – Simplification of Procedure

May 16, 2014 2244 Views 0 comment Print

As per the extant ECB policy, ECBs from direct foreign equity holders (FEHs) are considered both under the automatic and the approval routes, as the case may be. ECBs from indirect equity holders and group companies and ECBs from direct FEH for general corporate purpose are, however, considered under the approval route. Further, any request for change of the ECB lender in case of FEH requires RBI’s approval.

Minors above 10 Years age allowed to Operate Bank Account independently

May 12, 2014 1835 Views 0 comment Print

On attaining majority, the erstwhile minor should confirm the balance in his/her account and if the account is operated by the natural guardian / legal guardian, fresh operating instructions and specimen signature of erstwhile minor should be obtained and kept on record for all operational purposes.

ECB Policy – Refinance / Repayment of Rupee loans raised from domestic banks

May 9, 2014 1400 Views 0 comment Print

Eligible Indian companies will not be permitted to raise ECB from overseas branches / subsidiaries of Indian banks for the purpose of refinance / repayment of the Rupee loans raised from the domestic banking system in respect of the following:

ECB Policy: Re-schedulement of ECB – Simplification of procedure

May 9, 2014 1186 Views 0 comment Print

As a measure of simplification of the existing procedures, it has been decided to delegate the power to the designated AD Category – I bank to allow re-schedulement of ECB due to changes in draw-down schedule and / or repayment schedule with the following conditions:

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