The Insurance Regulatory and Development Authority of India (IRDAI) issued a public notice regarding a fraudulent website, https://policyholdergov.org, that is masquerading as the official IRDAI Consumer Education Website, https://policyholder.gov.in. The fraudulent site is illegally using official emblems of IRDAI and other government bodies. It has been engaging in unauthorized activities, including attempting to induce policyholders to make online premium payments and collecting their personal information. IRDAI explicitly clarified that it does not collect premiums, facilitate claim settlements, or handle any financial transactions on its websites, which exist solely to provide authentic information on insurance awareness and grievance redressal. The public is strongly advised to avoid accessing the fraudulent website and to only use the official IRDAI portals, https://policyholder.gov.in and https://irdai.gov.in, for verified information. The matter has been escalated to relevant authorities for action.
Insurance Regulatory and Development Authority of India
Public Notice
The Insurance Regulatory and Development Authority of India (IRDAI) is a statutory body established under Section 3(1) of the Insurance Regulatory and Development Authority Act, 1999 (No. 41 of 1999) to protect the interests of policyholders, regulate, promote, and ensure orderly growth of the insurance industry.
1. It has been noticed that a fraudulent website is masquerading as IRDAI’s official Consumer Education Website. IRDAI’s official Consumer Education Website can be assessed with the URL: https://policyholder.gov.in. The fraudulent website is hosted at the following URL: https://policyholdergov.org.
2. It has been observed that the fraudulent website is misusing the official emblem and icons of IRDAI, the Department of Financial Services, gov.in, and the Council of Insurance Ombudsman. Further, the fraudulent website has been found to be engaged in unauthorized activities such as attempting to induce policyholders to make premium payments online and collecting their personal details.
3. It is clarified that IRDAI does not collect premium, take money for the settlement of Claim, or facilitate any financial transactions on its website. The official consumer education website of IRDAI exists only to provide authentic information to policyholders on insurance awareness, their rights, and Grievance Redressal options.
4. The matter has already been escalated to the concerned authorities for urgent and appropriate action.
5. The general public is strongly advised to refrain from accessing or engaging with the said fraudulent website and to rely only on the IRDAI’s official portals (as given hereunder) for authentic information:
- https://policyholder.gov.in
- https://irdai.gov.in
Date: 30.9.2025
Place : Hyderabad
Chief General Manager
PP&GR Department
