RBI/DOR/2022-23/95 DOR.HOL.No.95/16.13.100/2022-23 -
16/01/2023
Any person who intends to acquire shares or voting rights in a banking company beyond the limit for which approval was obtained from the Reserve Bank, is required to apply to the Reserve Bank for prior approval to increase their aggregate holding in the banking company....
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RBI/2022-2023/117 DOR.SOG (SPE).REC.No 68/13.03.00/2022-23 -
16/09/2022
The Overnight Alternative Reference Rate for the respective currency / Swap rates quoted / displayed by Financial Benchmarks India Pvt. Ltd. (FBIL) shall be used as the reference for arriving at the interest rates on FCNR(B) deposits....
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RBI/2022-23/99 FIDD.GSSD.BC.No.11/09.10.001/2022-23 -
02/08/2022
RBI has periodically issued guidelines/instructions/directives to banks with regard to providing credit facilities to Minority Communities. The Master Circular enclosed consolidates the circulars issued by Reserve Bank on the subject till date, as listed in the Appendix....
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RBI/2022-2023/97 FIDD.CO.GSSD.BC.No.10/09.09.001/2022-23 -
01/08/2022
Bank staff may help the borrowers in filling up the forms and completing other formalities so that they are able to get credit facility within a stipulated period from the date of receipt of applications....
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RBI/2022-23/92 FIDD.GSSD.CO.BC.No.09/09.01.003/2022-23 -
20/07/2022
DAY-NRLM promotes affinity-based women Self Help Groups (SHGs). However, only in case of groups to be formed with persons with disabilities and other special categories like elders and transgenders, DAY-NRLM may have both men and women in the Self-Help Groups....
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RBI/2022-23/82 DOR.SOG (SPE).REC.No 53/13.03.000/2022-23 -
06/07/2022
Master Direction on Interest Rate on Deposits - Foreign Currency (Non-resident) Accounts (Banks) Scheme [FCNR(B)] and Non-Resident (External) Rupee (NRE) Deposit...
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Notification No. RBI/2022-23/76 DOR.CRE.REC.No.49/09.22.010/2022-23 -
23/06/2022
The role of primary (urban) co-operative banks (UCBs) in providing housing finance has been reviewed from time to time. These banks, with their vast network, occupy a very strategic position in the financial system and have an important role to play in providing credit to the housing sector....
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RBI/2022-23/92 DoR.AUT.REC.No.27/24.01.041/2022-23 -
21/04/2022
The provisions of Master Direction – Credit Card and Debit Card – Issuance and Conduct Directions, 2022 relating to credit cards shall apply to every Scheduled Bank (excluding Payments Banks, State Co-operative Banks and District Central Co-operative Banks) and all Non-Banking Financial Companies (NBFCs) operating in India....
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Master Circular No. RBI/2022-23/22 DOR.CRE.REC.No.17/13.05.000/2022-23 -
08/04/2022
Reserve Bank of India RBI/2022-23/22 DOR.CRE.REC.No.17/13.05.000/2022-23 April 8, 2022 All Primary (Urban) Co-operative Banks Dear Sir/ Madam, Master Circular – Management of Advances – UCBs Please refer to our Master Circular DCBR.BPD.(PCB) MC No.14/13.05.000/2015-16 dated July 1, 2015 on the captioned subject. The enclosed M...
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RBI/2022-23/17 DOR.STR.REC.5/21.04.048/2022-23 -
01/04/2022
A non-performing asset is a loan or an advance where: (i) Interest and / or installment of principal remain overdue1 for a period of more than 90 days in respect of a Term Loan. (ii) The account remains 'out of order'2 , in respect of an Overdraft / Cash Credit (OD/CC) and all other loan products being offered as an overdraft facility, in...
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