PPF

What is PPF, Why to Invest in PPF & How to Extend beyond 15 Years

Finance - Article explains What is PPF (Public Provident Fund) Why Should You Invest in PPF and How to Extend PPF Beyond 15 Years....

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Save Taxes the Right Way (Invest+Tax Savings)

Finance - It’s that time of the year when you need to invest in different investment products to enable tax savings for FY 2021-22 OR else regret after March that you did not utilize the benefit of various deductions available for you Now a days, nobody wants to invest just for Tax savings, everybody wants such investment […]...

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Why PPF is still the Best Investment/Saving?

Finance - There are numerous investments for savings like Bank FDRs, Post Office Deposits, PPF, Gold, Silver, Immovable Properties, NPS etc.but if we analyse the advantages of PPF, it is Numero Uno in saving schemes/investments/ Tax saving devices. GPF or General Provident Fund is a savings scheme available to government employees. EPF or Employees...

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Tax Saving Investments

Finance - Introduction- The pleasure of receiving money may get reduced when a substantial part of money is paid by way of taxes. To maintain the pleasure, the money could better be invested in some tax saving schemes which will not only save taxes but will also provide returns. Let us take a look at some of […]...

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Difference Between EPF, PPF & NPS and Tax Benefits

Finance - The scheme was initiated under the Employee’s Provident Fund and Miscellaneous Act, 1952, for the benefit of employee after his retirement. The scheme was a collection of fund by the employer and employee. FEATURE OF THE SCHEME: ♦ Under this scheme, the employer and employee both contributes the 12% of the employee’s salary and dear...

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Govt proposes single act for PPF & Govt small savings schemes

Finance - At present, premature closure of a Public Provident Fund (PPF) account is permitted on specified grounds on completion of five financial years from the date of opening of account. Opening of accounts in the name of a minor is permitted under all the small savings scheme except the Senior Citizens’ Savings Scheme....

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Government of India makes Amendments in Small Savings Act

Finance - As per PPF Act, the PPF account can’t be closed prematurely before completion of five financial years. If depositor wants to close PPF account before five years in exigencies, he can’t close the account. To make provisions for premature closure easier in respect of all schemes, provisions could now be made through specific scheme noti...

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Reduction of 0.1% in interest rates on Small Saving schemes

Finance - Government has decided to effect a reduction of 0.1 percentage points in interest rates across the board in all Small Savings Schemes except the Post Office Savings Account, which has been left untouched....

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Interest rate cut by 0.10% on KVP, PPF, SCSS 2004 & Sukanya Samriddhi

Finance - The interest rates of Public Provident Fund (PPF), Kisan Vikas Patra (KVP), Senior Citizens Savings Scheme, 2004 (SCSS 2004), and Sukanya Samriddhi Account (the Girl Child Scheme) were reduced by 0.10 percentage point for the quarter 01.10.2016 to 31.12.2016, and not 0.10 percentage per annum....

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Interest Rates on Small Savings Schemes w.e.f. 01.07.2016 to 30.9.2016

Finance - On the basis of the decision of the Government, interest rates for small savings schemes are to be notified on quarterly basis. Accordingly, the rates of interest on various small savings schemes for the second quarter of financial year 2016-17, on the basis of the interest compounding/payment built-in in the schemes, shall be as under: ...

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PPF Account cannot be attached by banks for Settlement of Debt/ Liability

Rajnikant Punjalal Shah Karta of Rajnikant Punjalal Shah HUF  Vs Manager, Bank of Baroda (Gujarat High Court) - Public Provident Fund account shall not be liable to any attachment in respect of any debt or liability incurred by the account holder....

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Interest rates of small saving schemes for October 22 to December 22

SB Order No. 15/2022 - (29/09/2022) - Revision of interest rates for Small Savings Schemes for Q3 of 2022-23 (i.e. from 1st October, 2022 to 31st December, 2022) Interest rates of small saving schemes for the Third quarter of financial year 2022-23 starting from 1st October, 2022 and ending on 31st December, 2022. Small saving schemes ...

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Procedure for Online opening & Closure of PPF Account with Post office

SB Order No. 14/2022 - (30/08/2022) - Option for opening and closing of Public Provident Fund (PPF) account is available under the ‘General Services’ tab of DOP Internet Banking....

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Interest rates of small saving schemes for July 22 to September 22

F.N0.1/4/2019-NS  - (30/06/2022) - Revision of interest rates for Small Savings Schemes for Q2 of 2022-23 (i.e. from 1st July 2022 to 30th September 2022) Interest rates of small saving schemes for the Second quarter of financial year 2022-23 starting from 1st July, 2022 and ending on 30th September, 2022 shall remain unchanged from ...

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Revision of interest rates for Small Savings Schemes w.e.f. 01.04.2022

SB Order No. 05/2022 - (31/03/2022) - Rate of interest on various Small Savings Schemes (National Savings Schemes) for the first quarter of financial year 2022-23 (starting from 1st April, 2022 and ending on 30th June, 2022) shall remain unchanged from the current interest rates applicable for the fourth quarter (1st January, 2022 to 31...

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Interest rates of small saving schemes for April 22 to June 22

F.No.1/4/2019-NS - (31/03/2022) - Revision of interest rates for Small Savings Schemes for Q1 of 2022-23 Interest rates of small saving schemes for the First  quarter of financial year 2022-23 starting from 1st April, 2022 and ending on 30th June, 2022 shall remain unchanged from the current rates applicable for the Forth quarter (...

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Recent Posts in "PPF"

Interest rates of small saving schemes for October 22 to December 22

SB Order No. 15/2022 29/09/2022

Revision of interest rates for Small Savings Schemes for Q3 of 2022-23 (i.e. from 1st October, 2022 to 31st December, 2022) Interest rates of small saving schemes for the Third quarter of financial year 2022-23 starting from 1st October, 2022 and ending on 31st December, 2022. Small saving schemes includes PPF, NSC, Senior Citizen Savin...

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What is PPF, Why to Invest in PPF & How to Extend beyond 15 Years

Article explains What is PPF (Public Provident Fund) Why Should You Invest in PPF and How to Extend PPF Beyond 15 Years....

Read More
Posted Under: Finance | ,

Procedure for Online opening & Closure of PPF Account with Post office

SB Order No. 14/2022 30/08/2022

Option for opening and closing of Public Provident Fund (PPF) account is available under the ‘General Services’ tab of DOP Internet Banking....

Read More

PPF Account cannot be attached by banks for Settlement of Debt/ Liability

Rajnikant Punjalal Shah Karta of Rajnikant Punjalal Shah HUF  Vs Manager, Bank of Baroda (Gujarat High Court)

Public Provident Fund account shall not be liable to any attachment in respect of any debt or liability incurred by the account holder....

Read More

Interest rates of small saving schemes for July 22 to September 22

F.N0.1/4/2019-NS  30/06/2022

Revision of interest rates for Small Savings Schemes for Q2 of 2022-23 (i.e. from 1st July 2022 to 30th September 2022) Interest rates of small saving schemes for the Second quarter of financial year 2022-23 starting from 1st July, 2022 and ending on 30th September, 2022 shall remain unchanged from the current rates applicable for [&helli...

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Revision of interest rates for Small Savings Schemes w.e.f. 01.04.2022

SB Order No. 05/2022 31/03/2022

Rate of interest on various Small Savings Schemes (National Savings Schemes) for the first quarter of financial year 2022-23 (starting from 1st April, 2022 and ending on 30th June, 2022) shall remain unchanged from the current interest rates applicable for the fourth quarter (1st January, 2022 to 31st March, 2022) of Financial Year 2021-2...

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Interest rates of small saving schemes for April 22 to June 22

F.No.1/4/2019-NS 31/03/2022

Revision of interest rates for Small Savings Schemes for Q1 of 2022-23 Interest rates of small saving schemes for the First  quarter of financial year 2022-23 starting from 1st April, 2022 and ending on 30th June, 2022 shall remain unchanged from the current rates applicable for the Forth quarter (1st January, 2022 to 31st March, [&helli...

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Save Taxes the Right Way (Invest+Tax Savings)

It’s that time of the year when you need to invest in different investment products to enable tax savings for FY 2021-22 OR else regret after March that you did not utilize the benefit of various deductions available for you Now a days, nobody wants to invest just for Tax savings, everybody wants such investment […]...

Read More
Posted Under: Finance | ,

No interest on additional PPF account merged or closed

File No. FS-32/2/2021-FS-DOP 02/03/2022

In case any one of the PPF accounts or all the PPF accounts is/are proposed to be merged or amalgamated is / are opened on or after 12.12.2019, such account(s) shall be closed without any interest payment and no no proposal should be sent to the Postal Directorate for amalgamation of such PPF Accounts....

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Why PPF is still the Best Investment/Saving?

There are numerous investments for savings like Bank FDRs, Post Office Deposits, PPF, Gold, Silver, Immovable Properties, NPS etc.but if we analyse the advantages of PPF, it is Numero Uno in saving schemes/investments/ Tax saving devices. GPF or General Provident Fund is a savings scheme available to government employees. EPF or Employees...

Read More
Posted Under: Finance |

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