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Latest Articles


The Vanishing Shield: Is Your Home Loan Interest Losing Its Tax Power?

Income Tax : The New Tax Regime restricts Section 24(b) benefits, disallowing set-off of home loan interest against salary income. Taxpayers mu...

February 15, 2026 906 Views 0 comment Print

All about Income from House Properties

Income Tax : Understand the taxation rules for income from house property, including the basis of charge, computation of Gross and Net Annual V...

October 20, 2025 365819 Views 26 comments Print

Fixed vs Floating Home Loan Interest Rates: Which is Right for You?

Finance : Learn about fixed and floating home loan interest rates. Know how each affects your monthly payments, loan tenure, and overall cos...

April 23, 2025 1362 Views 0 comment Print

How Prepaying Your Home Loan Affects Your EMI and Tenure

Finance : Owning a home is a dream for many, but a home loan is a long-term financial commitment that can span several years. Given rising l...

April 23, 2025 1422 Views 0 comment Print

Maximizing Tax Benefits on Home Loan Interest: A Strategic Guide

Income Tax : Learn how to optimize home loan interest tax benefits for self-occupied and rented properties. Strategies include reducing capital...

January 10, 2025 29886 Views 2 comments Print


Latest News


Bajaj Finserv Gives A Major Overhaul To Its Website

Finance : Launched in January 2018, Bajaj Finserv’s new website is a perfect example of consumer satisfaction. Why? Well, it’s because o...

January 25, 2018 2733 Views 0 comment Print

ICICI Bank launches ‘Cashback’ home loans

Finance : Mumbai: ICICI Bank, India’s largest private sector bank by consolidated assets, today announced the launch of a new home loan, w...

September 28, 2017 2139 Views 1 comment Print

ICICI Bank slashes home loan rates by upto 30 basis points

Finance : ICICI Bank, India’s largest private sector bank by consolidated assets, today announced reduction of interest rates by upto 30 b...

May 15, 2017 1692 Views 0 comment Print

Credit Linked Interest Subsidy scheme for tax paying Middle Classes

Corporate Law, Income Tax : Credit Linked Interest Subsidy scheme for tax paying Middle Classes made effective from January 1 this year. Those sanctioned hous...

March 22, 2017 1803 Views 1 comment Print

‘Mortgage Guarantee’ backed loans for affordable housing sector

Finance : ICICI Bank launches ‘Mortgage Guarantee’ backed loans for affordable housing sector First bank in India to offer this facilit...

August 26, 2015 847 Views 0 comment Print


Latest Judiciary


Interest on home loan for house acquired for residence of directors is allowable 

Income Tax : During the appellate proceedings, the assessee has submitted that it has taken loan for purchase of two residential properties whi...

January 29, 2023 2511 Views 0 comment Print

Charitable Trust eligible for 30% Standard deduction against House Property Income

Income Tax : Vishwa Kalyan Society Vs DCIT (ITAT Ahmedabad) Brief facts of the case are, that the assessee is a Charitable Trust, having income...

January 28, 2022 4026 Views 0 comment Print

Section 54F exemption cannot be denied for Home Loan default

Income Tax : The issue under consideration is whether the default in home loan by the owner of the property can be the reason to disallow the c...

July 24, 2020 9771 Views 0 comment Print


Latest Notifications


Government Notified Reverse Mortgage Scheme 2008

Income Tax : NOTIFICATION NO. 93/2008, DATED 30-9-2008 Reverse Mortgage means mortgage of a capital asset by an eligible pcrscn against a loan ...

October 12, 2008 3003 Views 0 comment Print


Latest Posts in Home Loan

The Vanishing Shield: Is Your Home Loan Interest Losing Its Tax Power?

February 15, 2026 906 Views 0 comment Print

The New Tax Regime restricts Section 24(b) benefits, disallowing set-off of home loan interest against salary income. Taxpayers must compare regimes carefully before opting.

All about Income from House Properties

October 20, 2025 365819 Views 26 comments Print

Understand the taxation rules for income from house property, including the basis of charge, computation of Gross and Net Annual Value, allowed deductions like standard deduction and interest on borrowed capital, and special provisions for co-owners and deemed owners.

Fixed vs Floating Home Loan Interest Rates: Which is Right for You?

April 23, 2025 1362 Views 0 comment Print

Learn about fixed and floating home loan interest rates. Know how each affects your monthly payments, loan tenure, and overall cost. Make an informed decision for your home loan.

How Prepaying Your Home Loan Affects Your EMI and Tenure

April 23, 2025 1422 Views 0 comment Print

Owning a home is a dream for many, but a home loan is a long-term financial commitment that can span several years. Given rising living costs, prepaying your home loan can be a strategic move to reduce your debt burden.

Maximizing Tax Benefits on Home Loan Interest: A Strategic Guide

January 10, 2025 29886 Views 2 comments Print

Learn how to optimize home loan interest tax benefits for self-occupied and rented properties. Strategies include reducing capital gains tax and offsetting rental income.

Step-by-Step Guide to Home Loan Calculations

January 7, 2025 1854 Views 1 comment Print

Learn to calculate home loan EMIs with this step-by-step guide. Understand loan amount, interest rates, tenure, tax benefits, and additional costs for better planning.

The Role of A Home Loan Calculator In Understanding EMI Breakdowns

September 19, 2024 2055 Views 0 comment Print

Use a home loan calculator to easily calculate your EMIs, compare loan options, and make informed financial decisions. Plan your finances effectively with this essential tool.

Key Considerations Before Securing a Home Loan

February 21, 2024 1224 Views 0 comment Print

Discover the essentials of home loans, including eligibility, considerations before applying, benefits like tax exemptions, and the loan disbursement process for prospective homeowners.

Home Loans in India: Strategies to Save on Interest & Secure Financial Well-being

December 29, 2023 1875 Views 0 comment Print

Unlock secrets to smarter home loans in India. Learn how to save on interest, secure your financial future. Navigate pitfalls, implement strategies for success.

How is a Loan Against Property Different from a Home Loan

December 1, 2023 1560 Views 0 comment Print

Learn difference between Loan Against Property and Home Loan. Uncover nuances between two different types of mortgage loans to make informed decisions.

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