RBI/FIDD/2017-2018/56
Master Direction FIDD.MSME & NFS.12/06.02.31/2017-18

Dated: July 24, 2017

The Chairman / Managing Director / Chief Executive Officer
All Scheduled Commercial Banks

(excluding Regional Rural Banks)

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Dear Sir/Madam,

Master Direction – Lending to Micro, Small & Medium Enterprises (MSME) Sector

As you are aware, the Reserve Bank of India has, from time to time, issued a number of guidelines / instructions / circulars / directives to banks in the matters relating to lending to Micro, Small & Medium Enterprises Sector. The Master Direction enclosed incorporates the updated guidelines / instructions / circulars on the subject. The list of circulars consolidated in this Master Direction is indicated in the Appendix. The Direction will be updated from time to time as and when fresh instructions are issued. This Master Direction has been placed on the RBI website at www.rbi.org.in.

2. Please acknowledge receipt.

Yours faithfully

(Uma Shankar)
Chief General Manager- in- Charge

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