Page Contents
- 1. Medical treatment of specified ailments under section 80DDB
- 2. Amount of deduction under section 80DDB
- 3. Points to be kept in mind while claiming deduction under section 80DDB
- 4. Specified diseases and ailments for the purpose of deduction under section 80DDB
- 5. Frequently Asked Questions on deduction under section 80DDB
- 6. Extract of Rule 11D related to deduction under section 80DDB
1. Medical treatment of specified ailments under section 80DDB
Deductions of expenses on medical treatment of specified ailments (such as AIDS, cancer and neurological diseases) can be claimed under Section 80DDB. The maximum amount of deduction allowed from gross total income on condition that no medical reimbursement is received from any insurance company or employer for this amount. In case of reimbursement the amount paid should be reduced by the amount received if any under insurance from an insurerer or reimbursed by an employer.
2. Amount of deduction under section 80DDB
Amount of deduction will be lower of the following:
a. mount actually paid on medical treatment specified above; or
b. or Amount as per Table below
| From A.Y. 2019-20 | From A.Y. 2016-17-2017-18 | Upto A.Y. 2015-16 | |
| HUF or Individual below the sixty Years of Age | 40,000 | 40,000 | 40,000 |
| Any resident individual of age of 60 years or above but less then 80 years | 1,00,000 | 60,000 | 60,000 |
| resident individual of the age of 80 years or above | 1,00,000 | 80,000 | – |
3. Points to be kept in mind while claiming deduction under section 80DDB
Following important points should be kept in mind while claiming deduction under section 80DDB:
- Deduction under section 80DDB can be claimed by an individual or a HUF, who is resident in India.
- Deduction is available in respect of amount actually paid by the taxpayer on medical treatment of specified disease or ailment (prescribed by the Board, see rule 11DD for prescribed disease or ailment).
- For the purpose of this section in the case of an employee “dependant” means individual, the spouse, children, parents, brothers and sisters of the employee or any of them, dependant wholly or mainly on the employee for his support and maintenance.
- In case of an individual, the aforesaid expenditure should be incurred on medical treatment of an individual or wholly/mainly dependent spouse, children, parents, brothers and sisters of the individual; and
- In case of a HUF, expenditure should be incurred on the medical treatment of any member of the family, who is wholly/mainly dependent on such HUF.
- The tax payer has to obtain the prescription for the medical treatment from a neurologist, an oncologist, a urologist, a haematologist, an immunologist or such other specialist, as may be prescribed.
- In order to claim this deduction, however, you will have to submit Form 10-1 from a specialist doctor confirming the treatment of the disease. Up to A.Y. 2015-16 the Certificate was required only from a specialist Doctor working in a Government hospital but from A.Y. 2016-17 it is amended to provide any specialist doctor.
- From the amount of deduction computed in aforesaid manner, amount, if any, received by the taxpayer from any insurer or from his employer, by way of reimbursement for such expenditure shall be deducted.
Recommended Post- Budget 2015- Section 80DDB- Limit raised & relaxed condition of certificate
4. Specified diseases and ailments for the purpose of deduction under section 80DDB
For the purposes of section 80DDB, the following shall be the eligible diseases or ailments :
(i) Neurological Diseases where the disability level has been certified to be of 40% and above,—
(a) Dementia ;
(b) Dystonia Musculorum Deformans ;
(c) Motor Neuron Disease ;
(d) Ataxia ;
(e) Chorea ;
(f) Hemiballismus ;
(g) Aphasia ;
(h) Parkinsons Disease ;
(ii) Malignant Cancers ;
(iii) Full Blown Acquired Immuno-Deficiency Syndrome (AIDS) ;
(iv) Chronic Renal failure ;
(v) Hematological disorders :
(i) Hemophilia ;
(ii) Thalassaemia.
5. Frequently Asked Questions on deduction under section 80DDB
Question – I am undergoing treatment for Cancer currently. Although these expenses are covered under my insurance policy, there is some parallel treatment recommended as preventive measures to control the spread of this disease. Since the parallel treatment (ovarian ablation and IVF treatment) is not covered in my insurance policy, I would have to shell out approximately 2 lakhs for this treatment. Can I avail of exemption in this case and to what extent?
Answer – Section 80DDB provides deduction for expense on cancer patients.Section 80DDB starts with following lines
Deduction in respect of medical treatment, etc.
80 DDB. Where an assessee who is resident in India has, during the previous year, actually paid any amount for the medical treatment of such disease or ailment as may be specified in the rules made in this behalf by the Board
(a) for himself or a dependent, in case the assessee is an individual; or
(b) for any member of a Hindu undivided family, in case the assessee is a Hindu undivided family, the assessee shall be allowed a deduction of the amount actually paid or a sum of forty thousand rupees, whichever is less, in respect of that previous year in which such amount was actually paid :
So any amount of expenditure is covered u/s 80DDB. However the deduction is limited to maximum Rs 40,000 (which is Rs 60,000 in case patient is 60 years or above and Rs. 80,000/- for those above 80 Years from A.Y. 2016-17. This amount has been extended to Rs 1,00,000 for both senior citizen and super citizen from A.y 2019-20)
However the proviso to section 80DDB provides that if there is any insurance claim , then deduction shall be allowed by reducing the insurance amount received from expenditure incurred .
Read the proviso below
Provided further that the deduction under this section shall be reduced by the amount received, if any, under an insurance from an insurer, or reimbursed by an employer, for the medical treatment of the person referred to in clause (a) or clause (b) :
In nutshell computation of deduction is as under
Total expenditure xxxxx
Less Insurance claim xxxxx
Net Expenditure xxxxx
Net Expenditure allowed as deduction to the maximum of Rs 40,000 (Rs 60,000 in case of Sr. Citizen, Rs. 80,000/- in case of super senior citizen. This amount has been extended to Rs 1,00,000 for both senior citizen and super citizen from A.y 2019-20).Therefore , in your case , you can claim deduction despite getting the insurance claim upto Rs 40,000 (Rs 60,000 if you are of 60 years or more but less than 80 Years and Rs. 80,000/- in case of very senior citizen from A.Y. 2016-17 . This amount has been extended to Rs 1,00,000 for both senior citizen and super citizen from A.y 2019-20)
Question – During the financial year 2017-18, Mr. Raja spent Rs. 1,00,000 on medical treatment of specified diseases of his brother (age 48 years) who is wholly dependent on him. He received Rs. 25,000 by way of reimbursement of such expenditure from a medical insurance policy. Can he claim any deduction in respect of expenditure incurred by him on medical treatment of specified diseases?
Answer– In this case, all the conditions of section 80DDB are satisfied and hence, Mr. Raja can claim deduction under section 80DDB. Deduction under section 80DDB will come to Rs. 15,000 (i.e., Rs. 40,000 maximum limit of deduction – Rs. 25,000 reimbursement from a medical insurance policy). If his brother is a senior citizen (i.e. resident and of the age of 60 years of above but less than 80 years), then the amount of deduction will be Rs. 35,000 (i.e., Rs. 60,000 maximum limit of deduction – Rs. 25,000 reimbursement).
Suppose in above case, the amount received from insurance policy is Rs. 65,000 instead of Rs. 25,000, then the amount of deduction will be NIL (in both the situations), since the amount of reimbursement exceeds the maximum amount of deduction i.e., Rs. 40,000 or Rs. 60,000, as the case may be. However one should note that the amount of deduction has been extended to Rs 1,00,000 for both senior citizen and super citizen from A.y 2019-20)
——————-
[Specified diseases and ailments for the purpose of deduction under section 80DDB.
11DD. (1) For the purposes of section 80DDB, the following shall be the eligible diseases or ailments :
(i) Neurological Diseases where the disability level has been certified to be of 40% and above,—
(a) Dementia ;
(b) Dystonia Musculorum Deformans ;
(c) Motor Neuron Disease ;
(d) Ataxia ;
(e) Chorea ;
(f) Hemiballismus ;
(g) Aphasia ;
(h) Parkinsons Disease ;
(ii) Malignant Cancers ;
(iii) Full Blown Acquired Immuno-Deficiency Syndrome (AIDS) ;
(iv) Chronic Renal failure ;
(v) Hematological disorders :
(i) Hemophilia ;
(ii) Thalassaemia.
(2) The certificate in respect of the diseases or ailments specified in sub-rule (1) shall be issued by the following specialists working in a Government hospital—
(a) for diseases or ailments mentioned in clause (i) of sub-rule (1) – a Neurologist having a Doctorate of Medicine (D.M.) degree in Neurology or any equivalent degree, which is recognised by the Medical Council of India;
(b) for diseases or ailments mentioned in clause (ii) of sub-rule (1) – an Oncologist having a Doctorate of Medicine (D.M.) degree in Oncology or any equivalent degree which is recognised by the Medical Council of India;
(c) for diseases or ailments mentioned in clause (iv) of sub-rule (1) – a Nephrologist having a Doctorate of Medicine (D.M.) degree in Nephrology or a Urologist having a Master of Chirurgiae (M.Ch.) degree in Urology or any equivalent degree, which is recognised by the Medical Council of India;
(d) for diseases or ailments mentioned in clause (v) of sub-rule (1) – a specialist having a Doctorate of Medicine (D.M.) degree in Hematology or any equivalent degree, which is recognised by the Medical Council of India :
Provided that where in respect of any diseases or ailments specified in sub-rule (1), no specialist has been specified or where the specialist specified is not posted in the Government hospital in which the patient is receiving the treatment, such certificate, with prior approval of the Head of that hospital, may be issued by any other specialist working full-time in that hospital and having a post-graduate degree in General or Internal Medicine, which is recognised by the Medical Council of India.
(3) The certificate from the prescribed authority to be furnished along with the return of income shall be in Form No. 10-I.]
————–
Brief on Some of the eligible diseases or ailments
(a) Dementia ; Dementia is a broad category of brain diseases that cause a long term and often gradual decrease in the ability to think and remember such that a person’s daily functioning is affected. Other common symptoms include emotional problems, problems with language, and a decrease in motivation. A person’s consciousness is not affected. For the diagnosis to be present it must be a change from a person’s usual mental functioning and a greater decline than one would expect due to aging. These diseases also have a significant effect on a person’s caregivers.
(b) Dystonia Musculorum Deformans ; Dystonia is a neurological movement disorder, in which sustained muscle contractions cause twisting and repetitive movements or abnormal postures. The movements may resemble a tremor. Dystonia is often initiated or worsened by voluntary movements, and symptoms may “overflow” into adjacent muscles.
(c) Motor Neuron Disease ; A motor neuron disease (MND) is any of five neurological disorders that selectively affect motor neurons, the cells that control voluntary muscle activity including speaking, walking, swallowing, and general movement of the body. They are neurodegenerative in nature, and cause increasing disability and, eventually, death. In the most common classification, the term “motor neuron disease” applies to the following five disorders which affect either upper motor neurons (UMN) or lower motor neurons (LMN), or both:
| Type | UMN degeneration | LMN degeneration |
| Amyotrophic lateral sclerosis (ALS) | yes | yes |
| Primary lateral sclerosis (PLS) | yes | no |
| Progressive muscular atrophy (PMA) | no | yes |
| Progressive bulbar palsy (PBP) | no | yes – bulbar region |
| Pseudobulbar palsy | yes – bulbar region | no |
(d) Ataxia ; Ataxia is a neurological sign consisting of lack of voluntary coordination of muscle `movements. Ataxia is a non-specific clinical manifestation implying dysfunction of the parts of the nervous system that coordinate movement, such as the cerebellum. Several possible causes exist for these patterns of neurological dysfunction. Dystaxia is a mild degree of ataxia.
(e) Chorea ; Chorea (or choreia, occasionally) is an abnormal involuntary movement disorder, one of a group of neurological disorders called dyskinesias. The term hemichorea refers to chorea of one side of the body, such as chorea of one arm but not both (analogous to hemiballismus).
(f) Hemiballismus ; Hemiballismus, formerly called ballism, is a very rare movement disorder, caused in most cases by a decrease in activity of the subthalamic nucleus of the basal ganglia, resulting in the appearance of flailing, ballistic, undesired movements of the limbs. It can also appear rarely due to certain metabolic abnormalities. It is a rare movement disorder, being 500 times more rare than Parkinson’s disease. Hemiballismus can cause significant disability. Symptoms can decrease during sleep.
(g) Aphasia ; Aphasia is an acquired language disorder caused by damage to the brain. This class of language disorder ranges from having difficulty remembering words to losing the ability to speak, read, or write, but does not affect intelligence. This also affects visual language such as sign language. Aphasia is usually caused by brain damage, most commonly caused by stroke. Brain damage linked to aphasia can also be caused by other brain diseases, including cancer, epilepsy, and Alzheimer’s disease.
(h) Parkinsons Disease ;Parkinson’s disease (PD, also known as idiopathic or primary parkinsonism, hypokinetic rigid syndrome/HRS, or paralysis agitans) is a degenerative disorder of the central nervous system. The motor symptoms of Parkinson’s disease result from the death of dopamine-generating cells in the substantia nigra, a region of the midbrain; the cause of this cell death is unknown. Early in the course of the disease, the most obvious symptoms are movement-related; these include shaking, rigidity, slowness of movement and difficulty with walking and gait. Later, thinking and behavioral problems may arise, with dementia commonly occurring in the advanced stages of the disease, whereas depression is the most common psychiatric symptom. Other symptoms include sensory, sleep and emotional problems. Parkinson’s disease is more common in older people, with most cases occurring after the age of 50.
Download From 10-1 to Claim Deduction under section 80DDB
Also Read
Section 80DDB- Limit raised & relaxed condition of certificate
Section 80DDB- Private Hospital Doctors allowed to issue Certificate
Income / Profession Tax Benefits for Disabled / Handicapped Persons
CBDT makes Claiming of medical expenditure for tax purposes easy
(Republished with amendments on 29.06.2018)
Image courtesy of renjith krishnan at FreeDigitalPhotos.net
Author Bio
i was suffered from renal failure. now Kidney transplant surgery done. still i have to take Rs 10-20,000 worth medicines every month till life long.
can i eligible for 80 DDB.
I have a doubt regarding specified diseases mentioned in the IT Act. My sister needs an open heart surgery for valve replacement very shortly – before end of this month. Can I get exemption for the money spent. She is my dependent.
Thanks and regards
My wife is suffering from Multiple Sclerosis. At times she has numbness in her left side and she has difficulty in walking and balancing her body as a result it is difficult for her to carry on normal daily activities.The available treatment is very costly. Multiple Sclerosis is a Neurological disease and is not in the list of ailments covered under sec 80ddb mentioned above. Pls advise how can I avail the benefit if deduction under this section.
Mob 9810700337,
Sir,
My wife (aged 29 years) gone through the Renal Transplantation surgery from Private hospital in Hyderabad..
Can you please let me now can I claim the bills of Tablets and any tests which incur the post operation.
Thanks & Regards
Pavan
MY WIFE WHO IS AN EMPLOYEE IN A GOVERNMENT SCHOOL PUNJAB IS GETTING TREATMENT FROM RAJIV GANDHI CANCER INSTITUTE AND RESEARCH CENTER DELHI FOR OVARIAN CANCER.MY POINT IS IF THE AUTHORITIES OF RAJIV GANDHI INSTITUTE ISSUES CERTIFICATE UNDER SECTION 80DDB,WILL THAT CERTIFICATE HAVE TO BE COUNTER SIGNED BY A DOCTOR OF A GOVERNMENT HOSPITAL TOO?
MY WIFE IS GETTING TREATMENT FROM RAJIV GANDHI CANCER INSTITUTE & RESEARCH CENTER DELHI FOR OVARIAN CANCER.SHE IS AN EMPLOYEE IN A GOVERNMENT SCHOOL PUNJAB.IF THE AUTHORITIES OF RAJIV GANDHI CANCER INSTITUTE ISSUES A CERTIFICATE IN PROFORMA FOR SECTION 80DDB,WILL SHE HAVE TO GET IT AUTHORIZED FORM A GOVERNMENT HOSPITAL DOCTOR TOO.
Dear Sir,
Im working for a PSU Bank and is suffering from Chronic Kidney disease. As a prepatory for dialysis, fistula operation was done to my hand and my employer sanctioned Rs. 7000/- out of the claim of Rs. 10000/- Now they want to deduct 20% TDS on Rs. 7000/- it being reimbursement of medical expenses.
Please clarify when Im eligible for a deduction of Rs. 40000/- under Sec 80DDb, is the employer is entitled to deduct tax at source on the amount reimbursed. He also informs me to claim in the return as allowable exemption. Please guide me as to Deduction at source.
My mother is a patient of CKD stage-v, with eGFR 15%. She is under supervision of Christian Medical College Hospital, Vellore, Tamilnadu. I live in Kolkata. If I wish to claim tax relief under 80DDB, will it be enough to submit the doctor’s medical certificate (which is not is format same as form 10-I) or a certificate from a Govt. hospital shall be mandatory? Can I submit a certificate (Form 10-I) signed only by the specialist doctor having a post graduation or specialisation in concerned field (serving a govt. hpspital) or the certificate has to be signed by the Head of the Hospital also.
Thank you.
My father is retired and my sister is physically handicap > 60% disability
1. Is their any process to show her as my dependant.
2. Since she is not undergoing any treatment, can I still claim deduction ubder 80DD by just submitting form 10I issued by Govt doctor
3. Lastly since has bone problem do I need to get the certificate from govt approved orthopedic doctor only.
Dear Sir,
Recently my father was treated for Heart problem and angioplasty was done with 2 stents. Can I claim these expenses for exemption as the entire amount was not covered through medical insurance.He is retired and his age is 73yrs. Pls confirm.
Hi, My brother is taking treatment for Schizophrenia related to psychosis.
Can this be covered under this section? We consult with psychiatrist.
Please let me know if the expenses could be tax exempted.
Sir My dad expired in the month of January 2014 he died because of stroke, which was caused by a clot on his brain, can i claim that medical expenditure as exemption under section 80DDB
I have doubts on 80DDB section clause
Suppose if if my dependant is taking medical treatment for malignant cancer from medical institution.Now that medical institution has got tax exemption from second half of the financial yr.
Now suppose for the 1st half 2 lakh were incureed and second half 1 lakh was incurred.
Now 1 lakh is taxz exempted.Bt can i claim for 40 thousand out of 2 lakh that were paid for the 1st half of yr to be exempted on top of this and pay only tax for 140000 thousand.?please reply
Please confirm whether Tuberculosis is listed as part of the specified diseases for Section 80DDB deductions.
Child has undergone HEART surgery. Can this surgery charges be claimed for Rebate under u/s 80 DDB ?? Or under any section ?
I m 33 married and was working but when I diagnosed with colon cancer by employer forced me to resign. I want to confirm that whether now my status is dependent or not on my parents. As now I m not having any job or earning.
I have spent total 75,000 Rs for my Mother’s Right Breast Cancer treatment in last year (FY 2013-14). Out of 75K only 60,000 Rs is approved by my Mediclaim Insurance company and 15,000 Rs spent by me (Mediclaim company only approves 80%).
So should I claim for these 15K, under 80DDB? If yes, what should I need to do? Also all these treatment done in Private hospital, still I need its certificate from govt. hospital Oncologist?
The Deduction amt U/S – 80DDB (40000/60000 or actual expenses incurred which ever is less), Is it applicable Per Assessee or Per Patient.
i am a handicapped girl suffering from polio and scolliosis problem.my father is expired.my mother suffering from T.B. and I have one dependent sister.i am doing treament of my mother from private hospital.may I claim for my mother medical expenditure under section 80ddb.
and may i took benefit of section 80U.Because of scoliosis i am regularly in contact of physiothrapist.
Please let me know
1. I am suffering from cancer. I am OPD patient. I have been advised to take some medicine for 5 years. can this be claimed under the exemption limit every year?
Praveen Amin.
After post renal transplant any tests, expenditure from reputed private hospital bills upto Rs.40,000/- , private hopsital doctor specialist certficate can be eligible under 80ddb. Pleas explain
i have been diagnoised with primary poly cytaemia vera,A haematological illness, adisease recognised by the WHO as cancer.Am I elligible for any tax concessions
Please let me know
1. Is the treatment taken in Private hospital for Cancer is eligible for exemption?
2.I have been advised to take some medicine for 5 years. can this be claimed under the exemption limit every year?
Srimathi
Dear Sir
Name: VVMS Rao,
Occ: Company Secretary & Legal
My father was expired on 29th November, 2013 with “Chronic Renal failure” and I spent more than 12,00,000/-. My father age was 68, now i want to claim an exemption under income tax act. please tell me the procedure and docuements need to be submitted with Income Tax Dept. for getting refund of tax which was already paid.
Thanks and Regards
RAO VVMS
Sir,
My wife is suffering from Stage III Chronic Kidney Disease. If i have spent monies on her medication and consultation in both Ayurvedic and Aelopathic forms of medicines, is such amount allowed as deduction under Sec. 80DDB
Regards
Yogesh
sir
my mother had been operated for Squamous cell carcinoma at Rajiv Gnadhi cancer hopital delhi.
first surgery on 6-8-2013
radiotherapy on 7-11-2013
second surgery on 16-2-2014
we are 3 brothers who manadged the finance collectively and total expenditure till date is approx 12 lakhs.
all 3 brothers are employees and income tax payee.
all expances has been done from bank accounts by swipe (total white money)and cash from bank accounts.
my Qus: how we all 3 brothers can have the IT exemption under clause 80DDB or others..
please suggest…
thanks in advance
my mom affected by small intestine problem we spent more than 5lakhs my dad is govt employee but we not get any benefit is it under ded 80ddb
Hi,
My father is a cancer patient and I am shoiwng him in a private hospital. Not climed the amount in insurance. As I have spent more than 2 lakhs, can I claim the bills under Sec 80 DDB ?
1) Private hospital treatment is exempted ?
2) Are medical bills allowed for this chronic disease under the limit 40000?
My mother went through knee replacement surgery. Is it eligible for rebate under section 80 DDB?
My father, Age 80+ was having lung cancer and treated for it in private hospital. I am an employee of PSU bank where I received reimbursement for dependents (75% of bill amount for certain test, services and medicines mentioned in related circulars) which comes around 50 % of total expenditure remaining amount was rejected / not reimbursed. Also amount reimbursed is taxable (Added to my gross income).
Whether I am eligible for deduction under 80DDB?
In the verification part of Form 10-I where certifying authority certifies it for previous year ending 31st March so getting deduction in Form 16A for same year is not possible.
So is it necessary to file return separately? or can we change wording and write for current year ending 31st march and get deduction in Form 16A itself?
Sir,
I am CML peasant wef April-2010, My medical expenses is Rs. 60000/-pa
I had not claim 80DDB due to not aware this section.
please let me know should I claim.
i have spend Rs.70000 for my knee surgery is eligible to cliam 80DDB
Sir/Madam,
My father was treated for TB in lung . The treatment came up to a 1 Lhk. Are we eligible for tax deduction?
My mother went through knee replacement surgery. Is it eligible for rebate under section 80 DDB?
my wife is undergoing treatment for IVF. i spent more than 5 lakhs . is it possible to avail ded under 80 DDB
i underwent cholecystectomy. i am a govt employee. am i eligible for ded under 80DDB. pls reply
Which section of Income Tax Act gives exemption for medical claim of normal surgical treatment (including hospitalization)?
I paid around 4 lakh rupees for the treatment of my heart valve in medicity hospital. I got mediclaim of 2 lakh rupees from Punjab government as an employee of Punjab government. my annual income is around 5 lakh.
tell me about the tax to be paid in this financial year.can I get income tax rebate under 80DDB and will the mediclaim received be considered for income tax.
My wife was admitted in Hospital for Neurological Treatment (comma), and I was expended 48000/-Rs., shall i am able to get benefit for 80 DDB?
Please provide the process for the same.
Not clear my doubts in my mind once again explain , my wife under going treatment of kidney stone operation done by pvt specialist doctor with all original bills reports .can require govt doctor certificate in this case also can take benefits ded under 80DDB OF Rs. 40k. please explain.
I ashok kate treatment my wife stone major problem and spend of Rs. 85 thousand medical claim not cover in first year can i give benfit under section 80DDB 11DD PLEASE GUIDE US.
my father has undergone treatment of tounge cancer in hinduja hospital, mumbai then can we clam u/s 80DDB.Can you plz. suggest that certificate from Dr. who has operated in Hinduja will be sufficient or it will be taken from govt. hospital only. Whether govt. hospital certified Dr. can issue the certificate on the basis of papers from hinduja hospital even when it is operated in hinduja hospital.
WHETHER THE EXPENDITURE MADE FOR HEART SURGERY i.e .VALVE REPLACEMENT AND BYPASS SURGERY IS ELIGIBLE U/S 80DDB FOR THE DEDUCTION PURPOSE.SIR, ACTUALY I WAS OPERATED IN 1986 AND IN 2013 AGAIN OPERATED FOR VALVE REPLACEMENT AND BYPASS SURGERY HAS BEEN MADE. THE EXPENDITURE IS ABOVE RS.600000.AND WILL BE REIMBURSED UPTO RS.482000. SO WHETHER I CAN GET THE BENEFIT OF THIS DEDUCTION THAT IS RS.40000.PLS.REPLY.
THANKING YOU.
I paid over RS 2 lacs for my Mother aged 74 years for a Spinal Decongestion operation at a private hospital in June 2013, to a Neuro Surgeon. Can I claim the maximum amount of RS 60,000? What is the percentage disability of 40 %? How can it be certified, especially where the operation has already taken place and the patient has relief?
I am epileptic; wherever I have gone for obtaining a medi-claim policy, I am supplied with a detailed questionnaire related to such patients and upon paying the necessary premium the policy is often rejected, (the premium is refunded); I would like to know is there any insurance medi-claim company which would be willing to take patients of my nature. Please reply on my web address; it would help me in a get way.
Regards
Need your help:
My mother (Age 92) died during June-13. As per Death Report Cause for death is : ACUTE INMI, CARDIOGENIC SHOCK, S/p PTCA WITH SENT TO RCA.
I have spent Rs.r.5 lacs for the treatment.
Whether i can avail benefit under 80 DDB.
Pls guide.
Regards,
L.Gopal
I am diagonised with metasized cancer stage III and under treatment at a private hospital.My total expenditure till date came to 7 lakhs for pallatative chemo therapy.Now my insurer gave me only 2 lakhs as only 40% is allowed according to them.According to you I can claim 60,000/- from I tax as I am a senior citizen.Now my therapy will continue as long as I can withstand. Can I continue to claim the 80DDB?
I want to know if my wife undergoes IVF , is there any way i can claim the expenses ? I read govt is giving reimbursements to central govt employee which you can read on http:// msotransparent.nic.in/writereaddata/cghsdata/mainlinkfile/File431.pdf .
Thanks
I have certain doubts in 80 DDB
1. Is the treatment taken in Private hospital for chronic diabetic foot ulcer symptoms canbe talken for exemption?
2. Are medical bills allowed for this chronic disease under the limit 40000?
Please reply.
I have certain doubts in 80 DDB
1. Is the treatment taken in Private hospital for chronic diabetic foot ulcer symptoms canbe talken for exemption?
2. Are medical bills allowed for this chronic disease under the limit 40000?
2. are medical bills