Want to know you CIBIl rating? Access your Credit Information Report (CIR) from CIBIL
You can now access your Credit Information Report (CIR) directly from CIBIL. As you may be aware, your CIBIL CIR is a factual record of your credit payment history compiled from information received from credit grantors. The purpose is to help credit grantors make informed lending decisions – quickly and objectively, and enable faster processing of your credit applications to help provide you speedier access to credit at better terms.
You can request for a copy of your CIBIL CIR in three quick steps through Email, Mail, Telephone or Fax. Detailed information is given in the file attached below:-
In order to avail a copy of your own CIBIL credit report, kindly send the duly filled Credit Information Report Request Form (attached herewith), along with the self attested hard copies of your valid Address Proof, valid Identity Proof and a Demand Draft of Rs 142/- in favour of Credit Information Bureau (India) Limited.
Further there is a procedure of cross checking the CIBIL status as (negative) claimed by any Lending Bank or Institution.
You should approach such credit institution, which has drawn a report on you and denied the credit application, for the control number of the credit report. The control number is a nine digit unique number starting with “3 or 4” that helps CIBIL to track the same report from their database.
This can be utilised by anybody who is either aggrieved by the credit report drawn by any credit institution or intends to seek credit in future.
Do you think CBDT should extend Tax Audit Report and relevant ITR Due Date? Please Comment, Vote, Retweet and Like.— Tax Guru (@taxguru_in) September 18, 2018