Want to know you CIBIl rating? Access your Credit Information Report (CIR) from CIBIL

You can now access your Credit Information Report (CIR) directly from CIBIL. As you may be aware, your CIBIL CIR is a factual record of your credit payment history compiled from information received from credit grantors. The purpose is to help credit grantors make informed lending decisions – quickly and objectively, and enable faster processing of your credit applications to help provide you speedier access to credit at better terms.

You can request for a copy of your CIBIL CIR in three quick steps through Email, Mail, Telephone or Fax. Detailed information is given in the file attached below:-

Access your Credit Information Report (CIR) from CIBIL

In order to avail a copy of your own CIBIL credit report, kindly send the duly filled Credit Information Report Request Form (attached herewith), along with the self attested hard copies of your valid Address Proof, valid Identity Proof and a Demand Draft of Rs 142/- in favour of Credit Information Bureau (India) Limited.

Further there is a procedure of cross checking the CIBIL status as (negative) claimed by any Lending Bank or Institution.

You should approach such credit institution, which has drawn a report on you and denied the credit application, for the control number of the credit report. The control number is a nine digit unique number starting with “3 or 4” that helps CIBIL to track the same report from their database.

This can be utilised by anybody who is either aggrieved by the credit report drawn by any credit institution or intends to seek credit in future.

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68 responses to “How to know CIBIl Rating & Access Credit Information Report?”

  1. Hrushikesh Mohapatra says:

    i waant to know about my CBIL record so what i can do, My PAN No.BCKPM7872D

    • SYED AFSHAN AHMED says:

      1. We will purchase a detailed CIBIL report (CIR) on your behalf.
      2. We will be analyze your Credit History & Credit Score.
      3. A detailed plan will be drafted to resolve any discrepancies first i.e., (you might have paid all the dues to the financial institutions and information in CIBIL is wrongly updated. We will fix the errors on your credit report)
      4. Then we will check about the defaults / overdue amount to be paid by you to the financial institutions.
      5. We will first check with you (since when you have defaulted or not paid the amount to the financial institutions)
      6. Then we will check with the bank about the closure amount.
      7. After paying the closure amount to the creditors.
      8. We will get you the closure letter/ No due certificate letter from the bank.
      9. We take the complete responsibility of the documentation for closure.
      10. We also ensure the CIBIL update is done by the bank. And whichever information’s are not updated in the report we will get it updated in the report.
      11. For the score to improve there must be running loan or credit card so we will get you a pre paid card for the score improvement and monitor for the score
      12. After updating all the records in CIBIL, your CIBIL will be cleared & then loans should not get declined
      for further details contact on 7899055935

  2. BYREDDY SUBBAREDDY says:

    dear sir plz send me my cbil report my pan is AUZPR9305E

    • Syed afshan says:

      1. We will purchase a detailed CIBIL report (CIR) on your behalf. 2. We will be analyze your Credit History & Credit Score. 3. A detailed plan will be drafted to resolve any discrepancies first i.e., (you might have paid all the dues to the financial institutions and information in CIBIL is wrongly updated. We will fix the errors on your credit report) 4. Then we will check about the defaults / overdue amount to be paid by you to the financial institutions. 5. We will first check with you (since when you have defaulted or not paid the amount to the financial institutions) 6. Then we will check with the bank about the closure amount. 7. After paying the closure amount to the creditors. 8. We will get you the closure letter/ No due certificate letter from the bank. 9. We take the complete responsibility of the documentation for closure. 10. We also ensure the CIBIL update is done by the bank. And whichever information’s are not updated in the report we will get it updated in the report. 11. For the score to improve there must be running loan or credit card so we will get you a pre paid card for the score improvement and monitor for the score 12. After updating all the records in CIBIL, your CIBIL will be cleared & then loans should not get declined for further details contact on 7899055935 – See more at: https://taxguru.in/finance/want-to-know-you-cibil-rating-access-your-credit-information-report-cir-from-cibil.html?replytocom=1258072#respond1. We will purchase a detailed CIBIL report (CIR) on your behalf. 2. We will be analyze your Credit History & Credit Score. 3. A detailed plan will be drafted to resolve any discrepancies first i.e., (you might have paid all the dues to the financial institutions and information in CIBIL is wrongly updated. We will fix the errors on your credit report) 4. Then we will check about the defaults / overdue amount to be paid by you to the financial institutions. 5. We will first check with you (since when you have defaulted or not paid the amount to the financial institutions) 6. Then we will check with the bank about the closure amount. 7. After paying the closure amount to the creditors. 8. We will get you the closure letter/ No due certificate letter from the bank. 9. We take the complete responsibility of the documentation for closure. 10. We also ensure the CIBIL update is done by the bank. And whichever information’s are not updated in the report we will get it updated in the report. 11. For the score to improve there must be running loan or credit card so we will get you a pre paid card for the score improvement and monitor for the score 12. After updating all the records in CIBIL, your CIBIL will be cleared & then loans should not get declined for further details contact on 7899055935 – See more at: https://taxguru.in/finance/want-to-know-you-cibil-rating-access-your-credit-information-report-cir-from-cibil.html?replytocom=1258072#respond

  3. dilshad says:

    dear sir plz send me my cbil report my pan is AJOPD8045R

  4. shivaprasad p.m says:

    Hi. Sir, I. Want to know my cibil rate

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